MyDigiSilver

Kolkata, India Founded: 2022 • Age: 4 yrs Listed
A platform for individual investments in precious metals.
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About MyDigiSilver

MyDigiSilver is a publicly listed company based in Kolkata (India) founded in 2022. A platform for individual investments in precious metals. It operates on a B2C model. The company has 3,112 employees. Its website mydigisilver.com draws about 681 thousand monthly visits. Its Indian entity Senco Gold Limited reported revenue of ₹8,863 Cr. Its focus areas include Finance, Investments, Precious Metals and Online Platforms. Its competitors include MMTC-PAMP India, OroPocket and Sln Bullion; 1 of its 3 listed competitors has raised funding.

Company details

MyDigiSilver a platform for individual investments in precious metals, focusing on finance, investments, precious metals, and online platforms. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.

  • Headquarters Kolkata, India
  • Employees 3,112
  • Stage Public
  • Sectors
    Real Estate & Construction
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website mydigisilver.com
  • Social LinkedIn Facebook Instagram
  • Legal Name Senco Gold Limited
  • Date of Incorporation 22 Aug, 1994
  • Jurisdiction Kolkata, West Bengal, India
Operational Areas
Real Estate & Construction → Real Estate Financing & Investment Platforms
Key Metrics
  • Market Cap
    ₹5,220 Cr

    SENCO · NSE

  • Share Price
    ₹320.55

    +0.64% today

  • Revenue
    ₹8,783 Cr

    FY 2025-26 · +34.0% YoY

  • EBITDA
    ₹984 Cr

    Margin 11.2%

  • Net Profit
    ₹574 Cr

    FY 2025-26 · +260.9% YoY

  • P/E (TTM)
    8.9x

    P/B 2.0x

  • ROE
    25.6%

    ROCE 21.1%

  • Debt / Equity
    1.06

    Interest cover 24.3x

  • Employee Count
    3,112

Apps and channels of MyDigiSilver

MyDigiSilver publishes 1 mobile app with over 50K+ downloads.

MyDigiSilver
Google Play Shopping Everyone Free 50K+ downloads
Developer: Senco Gold
View on Google Play

Board of directors of Senco Gold Limited (MyDigiSilver)

Senco Gold Limited is the primary company behind MyDigiSilver. The board of Senco Gold Limited currently have 7 directors; the longest-serving is Suvankar Sen, appointed in 2005. 23 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Suvankar Sen
DIN 01178803
Managing Director17 Feb 200521 yrs 8 moSenco Gold Limited
Suman Varma
DIN 08127928
Director22 May 20188 yrs 5 moSenco Gold Limited
Kumar Shankar Datta
DIN 07248231
Director23 Jul 20188 yrs 3 moSenco Gold Limited
Ranjana Sen
DIN 01226337
Whole-time director12 Aug 20206 yrs 2 moSenco Gold Limited
Joita Sen
DIN 08828875
Whole-time director12 Aug 20206 yrs 2 moSenco Gold Limited
Bhaskar Sen
DIN 03193003
Director18 Sep 20215 yrs 1 moSenco Gold Limited
Shankar Prasad Halder
DIN 06521264
Director03 Feb 20224 yrs 9 moSenco Gold Limited

IPO & Listings of MyDigiSilver

MyDigiSilver is a publicly listed company on the NSE with ticker symbol SENCO in India, operating in the Diamond, Gems and Jewellery sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: SENCO
  • Listed entitySenco Gold Limited
  • Exchange sectorDiamond, Gems and Jewellery

Financials of MyDigiSilver

Exchange-reported figures of Senco Gold Limited, the listed company behind MyDigiSilver (NSE: SENCO).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹8,783 Cr
+34.0% YoY
EBITDA
₹984 Cr
+158.4% YoY
Profit After Tax
₹574 Cr
+260.9% YoY
Net Worth
₹2,514 Cr
+27.6% YoY
Total Assets
₹5,252 Cr
+30.0% YoY
Total Debt
₹2,699 Cr
+31.1% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2014-15
Income statement
Revenue8,7836,5535,2414,0773,5352,6601,434
Revenue growth+34.0%+25.0%+28.6%+15.4%+32.9%--
EBITDA98438138932928718279.93
EBITDA margin+11.2%+5.8%+7.4%+8.1%+8.1%+6.8%+5.6%
Profit before tax76321825021617783.6653.21
Net profit57415918115812961.2435.76
Net profit margin+6.5%+2.4%+3.5%+3.9%+3.7%+2.3%+2.5%
EPS (₹)35.069.7323.2928.3824.279.2520.17
Balance sheet
Total assets5,2524,0393,1362,3601,7531,272494
Net worth2,5141,9701,366946726603280
Total debt2,6992,0591,7611,3891,026532212
Cash & bank51759155143827912837.61
Net working capital4,6683,5422,6961,9561,454981383
Cash flow
Cash from operations(789)(221)(23.22)(78.20)(69.89)182(60.98)
Cash from investing77.23(32.22)(118)(198)(157)(54.57)(36.74)
Cash from financing716268151276228(122)61.14
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3,0561,9973,0711,5361,8261,3782,0461,500
Revenue growth (YoY)+67.3%+44.9%+50.1%+2.4%+30.1%---
Other income15.2613.3630.1317.7518.6514.6812.6914.91
EBITDA21327440510718412779.9551.93
EBITDA margin+7.0%+13.7%+13.2%+6.9%+10.1%+9.2%+3.9%+3.5%
Depreciation21.5223.1721.1019.0318.6819.1313.0917.84
Interest67.9456.0858.9846.1642.9837.5033.9332.63
Profit before tax13920835559.0714185.0645.6216.37
Tax37.7951.5990.6210.2935.9322.6412.144.25
Net profit10115726448.7810562.4233.4812.12
EPS (₹)6.179.5816.102.986.383.812.121.56
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue8,7316,4865,2304,0763,5352,6602,420
Revenue growth+34.6%+24.0%+28.3%+15.3%+32.9%+9.9%-
EBITDA980384394330287182223
EBITDA margin+11.2%+5.9%+7.5%+8.1%+8.1%+6.8%+9.2%
Profit before tax77022425721917883.69132
Net profit58116518916113061.5390.94
Net profit margin+6.7%+2.6%+3.6%+4.0%+3.7%+2.3%+3.8%
EPS (₹)35.4710.1024.2928.8124.4711.5717.10
Balance sheet
Total assets5,1894,0393,1422,3641,7551,2861,254
Net worth2,5391,9841,377949727603552
Total debt2,6112,0461,7561,3891,026680575
Cash & bank50758454743527912691.99
Net working capital4,6193,5312,7011,9591,458993989
Cash flow
Cash from operations(809)(206)(19.19)(79.31)(72.12)182-
Cash from investing83.38(45.00)(123)(199)(156)(56.35)-
Cash from financing727264150276231(122)-
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3,0071,9633,0321,5541,8251,3622,0231,459
Revenue growth (YoY)+64.8%+44.1%+49.9%+6.6%+29.0%---
Other income15.2912.8729.0917.3617.6314.8212.3415.12
Total expenses2,7841,6922,6281,4461,6421,2361,9441,403
EBITDA22327140410818212679.3955.58
EBITDA margin+7.4%+13.8%+13.3%+7.0%+10.0%+9.2%+3.9%+3.8%
Depreciation18.2720.0118.1116.9617.4118.3812.6017.32
Interest66.5254.5557.6845.2742.3537.2433.7632.37
Profit before tax15320935763.4514084.7045.3721.01
Tax38.7651.1390.8710.4036.5522.7412.124.18

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 07 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3,0561,9973,0711,5361,8261,3782,0461,500
Revenue growth (YoY)+67.3%+44.9%+50.1%+2.4%+30.1%---
Other income15.2613.3630.1317.7518.6514.6812.6914.91
EBITDA21327440510718412779.9551.93
EBITDA margin+7.0%+13.7%+13.2%+6.9%+10.1%+9.2%+3.9%+3.5%
Depreciation21.5223.1721.1019.0318.6819.1313.0917.84
Interest67.9456.0858.9846.1642.9837.5033.9332.63
Profit before tax13920835559.0714185.0645.6216.37
Tax37.7951.5990.6210.2935.9322.6412.144.25
Net profit10115726448.7810562.4233.4812.12
EPS (₹)6.179.5816.102.986.383.812.121.56
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2014-15
Revenue8,7836,5535,2414,0773,5352,6601,434
Revenue growth+34.0%+25.0%+28.6%+15.4%+32.9%--
Other income79.8854.5742.2431.1412.7714.555.59
Total expenses7,7996,1734,8533,7493,2482,4791,354
Employee cost18613911193.3874.7752.1814.32
EBITDA98438138932928718279.93
EBITDA margin+11.2%+5.8%+7.4%+8.1%+8.1%+6.8%+5.6%
Depreciation81.9668.1360.1145.5542.1239.576.51
Interest21914912198.2080.3173.0025.80
Profit before tax76321825021617783.6653.21
Tax18858.5568.5357.6847.8622.1817.45
Net profit57415918115812961.2435.76
Net profit margin+6.5%+2.4%+3.5%+3.9%+3.7%+2.3%+2.5%
EPS (₹)35.069.7323.2928.3824.279.2520.17
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2014-15
Equity & liabilities
Share capital81.9081.8477.7069.1553.1966.4822.16
Reserves & surplus2,4321,8881,288876659536258
Shareholders' funds (net worth)2,5141,9701,366946726603280
Minority interest0.000.000.000.000.000.000.00
Secured loans2,3461,7681,4971,178863532212
Unsecured loans3532912642121630.000.20
Total debt2,6992,0591,7611,3891,026532212
Total liabilities5,2524,0393,1362,3601,7531,272494
Assets
Gross block84272962448739233876.52
Net block47540536228022321267.05
Capital work in progress2.131.991.4913.066.512.4412.96
Investments0.220.170.150.130.030.030.01
Inventories5,2963,2992,4571,8851,3911,039358
Sundry debtors22581.0452.8745.4239.4027.5643.69
Cash & bank balances51759155143827912837.61
Loans & advances44027822213391.9272.986.53
Total current assets6,4784,2493,2832,5011,8011,268446
Total current liabilities1,80970858754534728862.45
Net working capital4,6683,5422,6961,9561,454981383
Total assets5,2524,0393,1362,3601,7531,272494
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2014-15
Opening cash33.2518.529.489.548.513.6349.84
Net cash from operating activities(789)(221)(23.22)(78.20)(69.89)182(60.98)
Net cash from investing activities77.23(32.22)(118)(198)(157)(54.57)(36.74)
Net cash from financing activities716268151276228(122)61.14
Net change in cash4.3414.739.03(0.06)1.034.89(36.58)
Closing cash51759155143827912837.61
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2014-15
Growth
Sales growth+34.0%+25.0%+28.6%+15.4%+32.9%--
EBITDA growth+158.4%-2.0%+18.2%+14.7%+57.8%--
PBT growth+250.1%-12.7%+15.5%+22.2%+111.5%+57.2%+3.9%
Net income growth+260.9%-12.1%+14.2%+22.8%+110.8%--
Revenue CAGR (3Y)+29.2%+22.9%+25.4%+41.7%+38.9%--
EBITDA CAGR (3Y)+44.1%+9.9%+28.8%+60.2%+59.9%--
Profitability & leverage
Net income margin+6.5%+2.4%+3.5%+3.9%+3.7%+2.3%+2.5%
Return on capital employed+21.1%+10.2%+13.5%+15.3%+17.0%+12.3%+18.1%
Return on net worth+25.6%+9.6%+15.8%+19.1%+19.4%+10.2%+16.3%
Debt / equity1.061.151.361.441.170.880.95
Long-term debt / equity0.130.150.180.200.110.000.08
Interest cover24.3047.7836.8834.6832.8551.3735.14
Efficiency & per share
Fixed asset turnover11.189.689.439.289.697.8620.29
Inventory turnover2.042.282.412.492.912.564.61
Debtors turnover57.4597.88106.6596.14105.5796.5329.86
EPS (₹)35.069.7323.2928.3824.279.2520.17
Dividend per share (₹)1.751.002.001.501.000.000.00
Book value per share (₹)153.45120.37175.74166.92134.0090.64155.37
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3,0071,9633,0321,5541,8251,3622,0231,459
Revenue growth (YoY)+64.8%+44.1%+49.9%+6.6%+29.0%---
Other income15.2912.8729.0917.3617.6314.8212.3415.12
Total expenses2,7841,6922,6281,4461,6421,2361,9441,403
EBITDA22327140410818212679.3955.58
EBITDA margin+7.4%+13.8%+13.3%+7.0%+10.0%+9.2%+3.9%+3.8%
Depreciation18.2720.0118.1116.9617.4118.3812.6017.32
Interest66.5254.5557.6845.2742.3537.2433.7632.37
Profit before tax15320935763.4514084.7045.3721.01
Tax38.7651.1390.8710.4036.5522.7412.124.18
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue8,7316,4865,2304,0763,5352,6602,420
Revenue growth+34.6%+24.0%+28.3%+15.3%+32.9%+9.9%-
Other income76.9454.7042.7631.7012.9214.558.70
Total expenses7,7516,1024,8353,7463,2472,4792,197
Employee cost17513410891.5274.3052.1847.02
EBITDA980384394330287182223
EBITDA margin+11.2%+5.9%+7.5%+8.1%+8.1%+6.8%+9.2%
Depreciation72.4965.8059.0144.9542.0839.5737.16
Interest21514812198.2080.3173.0062.87
Profit before tax77022425721917883.69132
Tax18958.5768.5657.6847.8422.1841.10
Net profit58116518916113061.5390.94
Net profit margin+6.7%+2.6%+3.6%+4.0%+3.7%+2.3%+3.8%
EPS (₹)35.4710.1024.2928.8124.4711.5717.10
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital81.9081.8477.7069.1553.1953.1966.48
Reserves & surplus2,4571,9021,299880661536485
Shareholders' funds (net worth)2,5391,9841,377949727603552
Secured loans2,2891,7581,4961,179863532575
Unsecured loans3222882602101631470.50
Total debt2,6112,0461,7561,3891,026680575
Total liabilities5,1894,0393,1422,3641,7551,2861,254
Assets
Gross block778709614482388338285
Net block425388354276219212202
Capital work in progress2.021.190.1413.066.512.444.40
Investments41.7131.6513.454.132.032.030.03
Inventories5,1623,2572,4371,8781,3891,0391,087
Sundry debtors32010964.4445.4439.5427.5627.71
Cash & bank balances50758454743527912691.99
Loans & advances35327822614097.1372.9850.68
Total current assets6,3424,2283,2742,4991,8041,2661,257
Total current liabilities1,723697573539346273268
Net working capital4,6193,5312,7011,9591,458993989
Total assets5,1894,0393,1422,3641,7551,2861,254
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash28.1115.047.149.336.763.63-
Net cash from operating activities(809)(206)(19.19)(79.31)(72.12)182-
Net cash from investing activities83.38(45.00)(123)(199)(156)(56.35)-
Net cash from financing activities727264150276231(122)-
Net change in cash2.2413.087.89(2.19)2.573.13-
Closing cash507584547435279126-
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+34.6%+24.0%+28.3%+15.3%+32.9%+9.9%-
EBITDA growth+155.5%-2.7%+19.5%+14.8%+58.2%-18.7%-
PBT growth+243.8%-13.0%+17.7%+22.8%+112.7%-36.6%+14.0%
Net income growth+251.6%-12.5%+17.3%+23.6%+111.5%-32.3%-
Revenue CAGR (3Y)+28.9%+22.4%+25.3%+19.0%+12.5%+6.3%-
EBITDA CAGR (3Y)+43.7%+10.1%+29.5%+13.9%+20.1%+9.1%-
Profitability & leverage
Net income margin+6.7%+2.6%+3.6%+4.0%+3.7%+2.3%+3.8%
Return on capital employed+21.3%+10.4%+13.7%+15.4%+17.0%+12.3%+17.0%
Return on net worth+25.7%+9.8%+16.3%+19.4%+19.6%+10.8%+18.1%
Debt / equity1.031.131.351.441.281.091.11
Long-term debt / equity0.120.140.180.200.210.120.00
Interest cover23.6546.7336.0234.4532.7351.3633.76
Efficiency & per share
Fixed asset turnover11.759.809.549.379.748.5311.60
Inventory turnover2.072.282.422.502.912.502.48
Debtors turnover40.7774.8695.1995.92105.3596.27104.94
EPS (₹)35.4710.1024.2928.8124.4711.5717.10
Dividend per share (₹)1.751.002.001.501.001.500.00
Book value per share (₹)155.01121.21177.21167.55134.20110.81101.25

Competitors of MyDigiSilver

MyDigiSilver has 3 listed competitors in our database, 1 of them funded. They include MMTC-PAMP India, OroPocket and Sln Bullion.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
MMTC-PAMP India
mmtcpamp.com2008Gurugram, India397
Trading in precious metals is facilitated through an online platform.
OroPocket
oropocket.com2011Delhi, India$23,22323
Investments in precious metals are enabled via blockchain platform.
Sln Bullion
slnbullion.com2010Chennai, India
Precious metals are traded via an online platform for individuals.
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Web traffic of MyDigiSilver

The website of MyDigiSilver (mydigisilver.com) receives about 680.7K visits a month.

  • Monthly visits
    680.7K

    ▼ 6.7% vs previous month

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Top companies in Real Estate Financing & Investment Platforms

3 companies that operate in the same segment as MyDigiSilver (Real Estate Financing & Investment Platforms) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Venture Catalysts
Early-stage startup ecosystem is supported by Venture Catalysts in India.
2015Mumbai, Maharashtra, IndiaUSD 3.32 M
RankMF
An online platform focused on mutual fund investments for users.
2018Mumbai, Maharashtra, IndiaUSD 11.33 M422
Yadnya
Yadnya functions as an online investment management platform.
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Frequently Asked Questions about MyDigiSilver

MyDigiSilver was founded in 2022.

MyDigiSilver is headquartered in Kolkata, India. It is registered at Kolkata, West Bengal, India.

MyDigiSilver has 3,112 employees.

The primary company behind MyDigiSilver, Senco Gold Limited, reported revenue of ₹8,863 Cr for FY 2026, up 34% year on year.

MyDigiSilver a platform for individual investments in precious metals, focusing on finance, investments, precious metals, and online platforms. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.

MyDigiSilver's top competitors include MMTC-PAMP India, Sln Bullion and OroPocket.

Yes, MyDigiSilver is publicly traded on NSE under the ticker symbol SENCO.

MyDigiSilver operates through Senco Gold Limited.

The legal entities of MyDigiSilver currently have 9 directors, including Suvankar Sen, Shankar Prasad Halder, Kumar Shankar Datta and others.

Yes. MyDigiSilver publishes MyDigiSilver, with over 50,000 downloads.

The website of MyDigiSilver receives about 681 thousand visits a month.

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