About Niravath Jubily Chits
Niravath Jubily Chits is a Financial Services company based in India. It provides comprehensive personal loan services to individuals. It operates on a B2C model. The company has 77 employees. Its Indian entity Niravathjubily Chits India Private Limited reported revenue of ₹19.69 Cr. Its focus areas include Lending, Personal Loans and Loan Services. Its competitors include KrazyBee, Bueno Finance and CredIn; 3 of its 3 listed competitors have raised funding.
Company details
Niravath Jubily Chits provides comprehensive personal loan services to individuals through offering financial products and advice, facilitating loans and financing, personal loans, and loan services. Prioritizing client-centric approaches, it ensures high-quality outcomes, innovation, and sustainable practices in its field. It continues to evolve, meeting industry challenges with strategic approaches.
- Headquarters India
- Employees 77
- SectorsFinancial Services
- Email••••••••
- Website jubily.in
- Legal Name Niravathjubily Chits India Private Limited
- Date of Incorporation 26 Sep, 2011
- Jurisdiction Iritty, Kerala, India
- Annual Revenue₹19.69 Cr
FY 2025 · +6% YoY
- Net Profit₹41.6 Lakh
FY 2025 · 2% margin
- EBITDA₹1.09 Cr
FY 2025 · 6% margin
- Employee Count77
Associated legal entities of Niravath Jubily Chits
Niravath Jubily Chits operates through Niravathjubily Chits India Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Niravathjubily Chits India Private Limited CIN U65992KL2011PTC029436 | Active | 26 Sep 2011 | Iritty, Kerala | ₹19.7 Cr | 77 | 2 | View details |
Board of directors of Niravathjubily Chits India Private Limited (Niravath Jubily Chits)
Niravathjubily Chits India Private Limited is the primary company behind Niravath Jubily Chits. The board of Niravathjubily Chits India Private Limited currently have 2 directors; the longest-serving is Binees Joseph, appointed in 2011. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Binees Joseph DIN 03615281 | Managing Director | 26 Sep 2011 | 15 yrs | Niravathjubily Chits India Private Limited |
| Pamplanil Mathew Sheena DIN 03615284 | Director | 26 Sep 2011 | 15 yrs | Niravathjubily Chits India Private Limited |
Financials of Niravath Jubily Chits
Figures of Niravathjubily Chits India Private Limited, the primary company behind Niravath Jubily Chits, for FY 2025. Revenue was ₹19.69 Cr (+6% year on year). Net profit was ₹41.6 Lakh (2% margin). EBITDA was ₹1.09 Cr (6% margin). Revenue has grown at a compounded annual rate of +15% over three years and +5% over five years.
- ₹19.69 CrRevenue · FY 2025 · +6% YoY
- ₹41.6 LakhNet profit · 2% margin
- ₹1.09 CrEBITDA · 6% margin
- ₹5.31 CrPaid-up capital
- 77Employees (provident fund records)
- +15%Revenue CAGR, 3 years
- +5%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Niravathjubily Chits India Private Limited are on its company page.
Detailed financial statements for Niravath Jubily Chits
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Niravath Jubily Chits
Niravath Jubily Chits has 3 listed competitors in our database, 3 of them funded. They include KrazyBee, Bueno Finance and CredIn.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kbnbfc.in | 2016 | Bengaluru, India | $209.78M | 3,016 | Non-banking financial company focuses on providing credit solutions | |
| buenofinanceinc.com | 2019 | Gurugram, India | $3.13M | 1 | Provider of personal loans services | |
| credin.in | 2018 | Vadodara, India | $1.14M | 32 | Personal loans are provided to individuals in India by CredIn. |
Detailed competitors of Niravath Jubily Chits
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Niravath Jubily Chits (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Niravath Jubily Chits
Niravath Jubily Chits is headquartered in India.
Niravath Jubily Chits has 77 employees.
The primary company behind Niravath Jubily Chits, Niravathjubily Chits India Private Limited, reported revenue of ₹19.69 Cr for FY 2025, up 6% year on year.
Niravath Jubily Chits provides comprehensive personal loan services to individuals through offering financial products and advice, facilitating loans and financing, personal loans, and loan services. Prioritizing client-centric approaches, it ensures high-quality outcomes, innovation, and sustainable practices in its field. It continues to evolve, meeting industry challenges with strategic approaches.
Niravath Jubily Chits's top competitors include KrazyBee, Bueno Finance and CredIn.
Niravath Jubily Chits operates through Niravathjubily Chits India Private Limited.
The legal entities of Niravath Jubily Chits currently have 2 directors, including Binees Joseph, Pamplanil Mathew Sheena.