About Niravathjubily Chits India Private Limited
Data last updated: 11 March 2026
Niravathjubily Chits India Private Limited is a private limited company based in Iritty, Kerala, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 26 September 2011, the company has been in operation for over 15 years.
Registered with ROC Ernakulam under CIN U65992KL2011PTC029436.
Capital: an authorised share capital of ₹6 Cr and a paid-up capital of ₹5.31 Cr. It is led by directors Binees Joseph and Pamplanil Mathew Sheena.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Thulasy Malabar Paradise Second Floor New Bustand, Iritty, Kerala, India – 670703.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.69 Cr, a growth of 6% compared to the previous year.
The company has a workforce of approximately 77 employees as per the latest available data.
The company is associated with 1 brand - Niravath Jubily Chits. As per MCA filings, the company has open charges of ₹50.24 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jubily.in.
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Registered AddressThulasy Malabar Paradise Second Floor New Bustand, Iritty, Kerala, India – 670703
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IndustryFinancial Services, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited operates one associated brand: Niravath Jubily Chits. These brands represent Niravathjubily Chits India Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides comprehensive personal loan services to individuals. | jubily.in |
Competitors & Alternatives of Niravathjubily Chits India Private Limited
Brands and companies operating in the same space as Niravathjubily Chits India Private Limited include KrazyBee, Bueno Finance, CredIn and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
KrazyBee
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Non-banking financial company focuses on providing credit solutions | Bengaluru, India, India | 2016 |
Bueno Finance
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Provider of personal loans services | Gurugram, India, India | 2019 |
CredIn
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Personal loans are provided to individuals in India by CredIn. | Vadodara, India, India | 2018 |
BhavithaSri Chits
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Offers comprehensive personal loan services to meet individual financial needs. | Warangal, India, India | 2011 |
Amros
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Offers instant personal loans with digital application and easy EMIs. | Navi Mumbai, India, India | 2005 |
Redux Credit Finance
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Provides comprehensive solutions for personal loans to individuals. | Delhi, India, India | 2017 |
Sankul Capital Services
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Provides microfinance loans and banking services to empower rural women and communities. | Palwal, India, India | 2021 |
HTC Global Financial Services
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Offers advisory for mutual funds, loans, insurance, and tax planning services. | Chennai, India, India | 2007 |
Suriya Chits
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Suriya Chits offers comprehensive personal loan services to individuals. | Thanjavur, India, India | 2015 |
Business Activity of Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Niravathjubily Chits India Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited is audited by B S J & ASSOCIATES for the financial year 2020. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B S J & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Niravathjubily Chits India Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
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Board of Directors of Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited is currently managed by 2 directors, with 1 former director having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Binees Joseph
Also directs:
Niravathjubily Estate Private Limited, Niravathjubily Dhanam Limited, Niravathjubily Nidhi Limited and 1 more
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Managing Director | 26 Sep 2011 | 14 Years 9 Months | Current |
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Pamplanil Mathew Sheena
Also directs:
Niravathjubily Estate Private Limited, Niravathjubily Dhanam Limited, Niravathjubily Nidhi Limited and 1 more
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Director | 26 Sep 2011 | 14 Years 9 Months | Current |
Financials of Niravathjubily Chits India Private Limited FY 2025 filings available
Niravathjubily Chits India Private Limited reported revenue of ₹19.69 Cr (up 6.00% YoY) for FY 2025.
Ten-year financial statements for Niravathjubily Chits India Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Niravathjubily Chits India Private Limited
Shareholding and ownership data for Niravathjubily Chits India Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Niravathjubily Chits India Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 28 Jun 2024 | The South Indian Bank Limited | ₹14 Lakh | Open |
| 08 Nov 2021 | The South Indian Bank Limited | ₹9.59 Lakh | Open |
| 27 Jul 2021 | The South Indian Bank Limited | ₹26.65 Lakh | Open |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited has a workforce of 77 employees as of Mar 30, 2024.
Employee and EPFO history for Niravathjubily Chits India Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Niravathjubily Chits India Private Limited
GST registrations and filing compliance for Niravathjubily Chits India Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Niravathjubily Chits India Private Limited
Credit ratings, litigation, and regulatory alerts for Niravathjubily Chits India Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Niravathjubily Chits India Private Limited
MSME payment history for Niravathjubily Chits India Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Niravathjubily Chits India Private Limited
Corporate group structure for Niravathjubily Chits India Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Niravathjubily Chits India Private Limited
MCA filings and documents for Niravathjubily Chits India Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Niravathjubily Chits India Private Limited
Frequently Asked Questions about Niravathjubily Chits India Private Limited
Niravathjubily Chits India Private Limited is an active private limited company in the financial services sector based in Iritty, Kerala, India. It was incorporated on 26 September 2011 (15+ years old) and is registered under CIN U65992KL2011PTC029436. The company has 77 employees.
Niravathjubily Chits India Private Limited reported revenue of ₹19.69 Cr for FY 2025 (up 6.00% YoY).
The current directors of Niravathjubily Chits India Private Limited are:
- Binees Joseph - Managing Director
- Pamplanil Mathew Sheena - Director
The primary industry of Niravathjubily Chits India Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Niravathjubily Chits India Private Limited can be reached at the registered office: Thulasy Malabar Paradise Second Floor New Bustand, Iritty, Kerala, India – 670703, or through the website jubily.in.
The authorised capital is ₹6 Cr, and the paid-up capital is ₹5.31 Cr.