About Pagaya
Pagaya is a publicly listed company based in New York (United States) founded in 2016 by Sanjiv Das, Avital Pardo, Yahav Yulzari, and Gal Krubiner. Loan transitions are facilitated between lending partners and institutional investors. Pagaya has raised $146.3 million across 10 funding rounds from investors including Citi, SCB and Clal Insurance. The company has 553 employees. Pagaya has completed 2 acquisitions, including Darwin Homes and Theorem. Its chief executive, as recorded, is Gal Krubiner. Its website pagaya.com draws about 32 thousand monthly visits. Pagaya offers products and services including Pagaya Network and API Integration Service. Its focus areas include Asset Finance, Diversified, FinTech and Alternative Lending. Its competitors include First Up Lending, Mayava Capital and 3x Capital.
Company details
Network facilitates loan transitions between lending partners and institutional investors. It integrates with loan origination systems through an API, enabling partners to approve more customers while maintaining their brand experience. The network facilitates the transfer of loans to appropriate financial vehicles. It offers benefits such as retaining more borrowers, expanding credit options without balance sheet impact, deepening customer relationships through diverse loan products, and ensuring compliance with regulations and data security standards.
- Headquarters New York, United States
- Employees 553
- Founders Sanjiv Das, Avital Pardo, Yahav Yulzari, Gal Krubiner
- Stage Public
- SectorsFinancial Services
- Website category Finance · Investing
- Email••••••••
- Phone•••• ••••
- Website pagaya.com
- Social LinkedIn X
- Legal Name Pagaya Technologies Ltd.
- Annual Revenue$1.26 B (USD)25.56as on Dec 31, 2025
- Net Profit$81.39 M (USD)as on Dec 31, 2025
- EBITDA$272.7 M (USD)230.4as on Dec 31, 2025
- Total Equity Funding$146.3M (USD)
in 10 rounds
- Latest Funding Round$75M (USD), Post-IPO
Mar 2023
- InvestorsCiti
& 15 more
- Employee Count553
- Investments & AcquisitionsDarwin Homes
& 1 more
Products & Services of Pagaya
Pagaya offers a comprehensive portfolio of products and services, including Pagaya Network and API Integration Service.
AI-based system for real-time loan application reviews and approvals.
Tool for connecting origination systems to facilitate loan facilitation.
Funding Insights of Pagaya
Pagaya has successfully raised a total of $146.3M across 10 strategic funding rounds. The most recent funding activity was a Post-IPO round of $75 million completed in March 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $146.3M
- Total Rounds 10
- Last Round Post-IPO — $75M
- First Round $5.3M
(May 2016)
- Investors Count 16
All 10 funding rounds of Pagaya with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2023 | $75M | Post-IPO | – | – | |
| Aug 2022 | $1M | Post-IPO | – | – | – |
| Jan 2022 | $570M | Post-IPO | – | – | |
| Mar 2021 | $900M | Debt – Conventional | – | – | – |
| Jun 2020 | $102M | Series D | – | GIC | |
| Sep 2019 | $200M | Debt – Conventional | – | – | – |
| Apr 2019 | $25M | Series C | – | Oak HC/FT | |
| Aug 2018 | $14M | Series B | – | Oak HC/FT, Harvey Golub | |
| Feb 2018 | $75M | Debt – Conventional | – | – | |
| May 2016 | $5.3M | Series A | – | Viola Group | – |
16 investors in total: 15 institutional and 1 angel.
Investors in Pagaya
Pagaya has secured backing from 16 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Citi, SCB and Clal Insurance.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investments are made in early-stage healthtech and fintech startups. | oakhcft.com | Stamford, United States | ||
Venture and private equity investments are managed with global diversification. | tigerglobal.com | New York, United States | ||
Growth-stage technology companies are funded via primary and secondary investments. | gsquared.com | Chicago, United States | ||
| poalimcm.com | ||||
Investments are made in early-stage technology companies globally. | viola-group.com | Herzliya, Israel | ||
Sovereign wealth is managed and private equity investments are facilitated. | gic.com.sg | Singapore, Singapore | ||
Credit fund / Venture debt provider for tech companies & fintech lenders | https://www.viola-group.com/fund/violacredit | Herzliya, Israel | ||
Investments in tech startups are managed by Viola Ventures. | https://www.viola-group.com/fund/violaventures | Herzliya, Israel | ||
Provides investment advisory services for global tech, media, and telecom investments. | 2006 | whalerockcapital.com | Boston, United States | |
Administers a pension plan for Ontario's healthcare workers. | 1960 | hoopp.com | Toronto, Canada |
Investor details for Pagaya
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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People of Pagaya
194 people are tracked at Pagaya (84 in leadership, 3 in board & advisors, 107 in team); the tracked headcount is 553.
| Name | Role | Group |
|---|---|---|
Sanjiv Das | Co-Founder | Leadership |
Avital Pardo | Co-Founder & CTO | Leadership |
Yahav Yulzari | Co Founder & CRO | Leadership |
Gal Krubiner | Co-Founder & CEO | Leadership |
Robert McDonald | General Manager | Leadership |
Tal Silberman | Director Of Data Science And Analytics | Leadership |
Idan Schatz | Director, Model Development | Leadership |
Josh Fagen | Head Of Investor Relations And COO Of Finance | Leadership |
Ronen Ofek | Director Of Partners Onboarding | Leadership |
Amir Hemed | Director Of Software Engineering | Leadership |
Erez Morag | VP Engineering | Leadership |
Chen Avnery | Senior Director Of Engineering | Leadership |
Sharon Hubara | Director, HRBP | Leadership |
Avinatan Brown | Director Of Business Applications & Strategic Data Initiatives | Leadership |
Tomer Belo | Head Of Production Operations | Leadership |
Yarden Weiss | Director Of Business Operations | Leadership |
Hagar Shahen-Tov | Director Of Client Advisory & Operations | Leadership |
Nam Woo Kim | Vice President, SEC Reporting, SOX And Technical Accounting | Leadership |
Moran Toeg Bloch | Director In Legal | Leadership |
Doron Gurel | VP Portfolio Risk | Leadership |
174 more people are available in the full profile.
Complete people profiles for Pagaya
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IPO & Listings of Pagaya
Pagaya is a publicly listed company on the NASDAQ with ticker symbol PGY in USA, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date16 Jun 2021
- Listed onNASDAQ: PGY
- Listed entityPagaya Technologies Ltd.
- Exchange sectorTechnology services
- ISINIL0011858912
- Share price$17.82 (+2.35% on the day) · 2026-10-13
- Market capitalisation$1.49B
- Price to earnings13.8
- EPS (diluted, trailing year)$1.29
- Volume (last session)1,708,355
Financials of Pagaya
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $1.26B | $81.4M | $272.7M |
| 2024 | $1.00B | -$401.4M | $82.5M |
| 2023 | $772.8M | -$128.4M | -$44.5M |
| 2022 | $685.4M | -$302.3M | -$308.7M |
| 2021 | $445.9M | -$134.3M | -$33.7M |
Detailed financial statements for Pagaya
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Investments & Acquisitions by Pagaya
Pagaya has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Darwin Homes and Theorem.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Credit underwriting technology is developed and provided by Theorem. | theoremlp.com | San Francisco, United States | 2014 | Jul 2024 | •••• | |
Provider of residential property management services | darwinhomes.com | Austin, United States | 2015 | Jan 2023 | •••• |
Complete acquisition details for Pagaya
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Timeline of Pagaya
6 dated milestones of Pagaya across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Pagaya is founded.
- Funding First funding round of $5.3M.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Darwin Homes.
- Funding Latest funding round, Post-IPO, of $75.0M.
- Acquisition Acquires Theorem.
Competitors of Pagaya
Pagaya has 3 listed competitors in our database. They include First Up Lending, Mayava Capital and 3x Capital.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| firstuplending.com | 2018 | Boca Raton, United States | First Up Lending provides asset-backed lines of credit to support business growth and operations. | |||
| mayavacapitalfunding.com | 2015 | Syosset, United States | Offers brokerage services for loans, cash advances, and business financing. | |||
| 3xcapitalgroup.com | 2018 | Denver, United States | Offers unsecured credit lines and funding for startups and businesses. |
Detailed competitors of Pagaya
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Web traffic of Pagaya
The website of Pagaya (pagaya.com) receives about 31.8K visits a month and ranks #727,603 among all websites worldwide, #7,040 in Investing.
- Monthly visits31.8K
▼ 36.5% vs previous month
- Unique visitors19.9K
per month
- Global rank#727,603
among all websites
- Category rank#7,040
Finance · Investing
- Bounce rate44%
- Pages per visit1.7
- Average visit39 sec
- DevicesDesktop 31% · Mobile 69%
Websites whose visitors overlap most with Pagaya. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
allocatorjobs.com | allocatorjobs.com | 100% | #2,235,437 | – | |
| kbra.com | 93% | 33.5K | #750,076 | View details | |
fintechtakes.com | fintechtakes.com | 92% | #1,456,927 | – | |
marketsgroup.org | marketsgroup.org | 90% | #866,992 | – | |
| tikr.com | 90% | 963.6K | #46,713 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 11 similar websites and full traffic analytics for Pagaya
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- 11 similar websites
- Audience overlap
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Top companies in Alternative Lending
3 companies that operate in the same segment as Pagaya (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
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Related news about Pagaya
Complete news archive for Pagaya
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Frequently Asked Questions about Pagaya
Pagaya was founded in 2016.
Pagaya is headquartered in New York, United States. It is registered at New York, New York, United States.
Gal Krubiner is the CEO of Pagaya, as recorded in our data. They have also founded this company.
Pagaya is a funded company, having raised a total of $146.3M across 10 funding rounds to date. The company's 1st funding round was a Series A of $5.3M, raised on May 2016.
Pagaya has 553 employees.
Annual revenue of Pagaya is $1.26B as on Dec 31, 2025.
Network facilitates loan transitions between lending partners and institutional investors. It integrates with loan origination systems through an API, enabling partners to approve more customers while maintaining their brand experience. The network facilitates the transfer of loans to appropriate financial vehicles. It offers benefits such as retaining more borrowers, expanding credit options without balance sheet impact, deepening customer relationships through diverse loan products, and ensuring compliance with regulations and data security standards.
Pagaya's top competitors include First Up Lending, Mayava Capital and 3x Capital.
Pagaya offers Pagaya Network and API Integration Service.
Yes, Pagaya is publicly traded on NASDAQ under the ticker symbol PGY.
Pagaya has made 2 acquisitions, including Darwin Homes, and Theorem.
Pagaya has 16 investors. Key investors include Citi, SCB, Clal Insurance, Oak HC/FT, and Tiger Global.