About Theorem
Theorem is a company based in San Francisco (United States) founded in 2014 was acquired by Pagaya in July 2024. It operates as a AI-as-a-Service and FinTech. Theorem has raised $120 thousand across 1 funding round from investors including Pagaya and Y Combinator. The company has 7 employees as of December 31, 2022. Theorem offers products and services including Custom Loan Integration Program (CLIP), Theorem Securitization as a Service (SaaS), and Theorem Loan Score (TLS). Theorem operates in a competitive market with competitors including Funding Circle, Upstart, Nav, Biz2Credit and Lendio, among others.
- Headquarter San Francisco, United States
- Employees 7 as on 31 Dec, 2022
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Financial Services
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Products & Services of Theorem
Theorem offers a comprehensive portfolio of products and services, including Custom Loan Integration Program (CLIP), Theorem Securitization as a Service (SaaS), and Theorem Loan Score (TLS).
Loan applications are assessed instantly using machine learning.
Loans are packaged into investable credit products efficiently.
Default risk of loans is evaluated using data.
People of Theorem
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Funding Insights of Theorem
Theorem has successfully raised a total of $120K through 1 strategic funding round. The most recent funding activity was a Seed round of $120 thousand completed in August 2014. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Theorem
Theorem has secured backing from 2 investors, including venture fund investors. Prominent investors backing the company include Pagaya and Y Combinator.
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Early-stage startups are accelerated via funding and educational programs.
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Loan transitions are facilitated between lending partners and institutional investors.
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Investor details for Theorem
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Investments & Acquisitions by Theorem
Investment portfolio details for Theorem
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Financial Statements - Theorem
Detailed financials for Theorem
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Theorem Comparisons
Peer comparison for Theorem
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Competitors of Theorem
Theorem operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Funding Circle, Upstart, Nav, Biz2Credit and Lendio, among others.
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A peer-to-peer marketplace for business loans is operated and developed.
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Diversified loans are provided via an AI-enabled online marketplace.
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Business credit monitoring and financing are provided to small owners.
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Online marketplace for business loans
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Business loans are matched via an online lending marketplace.
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Student loan refinancing, mortgages, and personal loans are offered online.
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Detailed competitors of Theorem
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Latest news on Theorem
Complete news archive for Theorem
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Frequently Asked Questions about Theorem
Theorem was founded in 2014.
Theorem is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Theorem is a funded company, having raised a total of $120K across 1 funding round to date.
As of Dec 31, 2022, the latest employee count at Theorem is 7.
Theorem is focused on building credit underwriting technology that has powered billions in lending across a funding network since 2014. Machine learning is utilized to assess loan applications, manage risk, and offer innovative financing products. Solutions are provided to originating partners and lenders in the consumer credit market to enhance efficiency. The technology infrastructure includes the Custom Loan Integration Program (CLIP), Theorem Loan Score (TLS), and Securitization as a Service (SaaS).
Theorem's top competitors include Funding Circle, Upstart and Nav.
Theorem offers Custom Loan Integration Program (CLIP), Theorem Securitization as a Service (SaaS), and Theorem Loan Score (TLS).
Theorem has 2 investors. Key investors include Pagaya, and Y Combinator.