About Payfx
Payfx is a Financial Services company based in India. It provides international money transfers, education loans, and travel services. It operates on a D2C and B2C model. Its Indian entity Payfx Fintech Solutions Private Limited reported revenue of ₹3.08 Cr. Payfx offers products and services including Education Loan, Money Transfer, Travel Card, and Travel Insurance. Its focus areas include FinTech, Loan Tech, Education Loans and International Students.
Company details
PayFX Fintech Solutions Private Limited is a fintech company that delivers digital platforms for international payments, including university fees, education loans, and money transfers. It facilitates secure transactions for students and businesses through online tools, ensuring transparent pricing and quick processing. Based in Coimbatore, India, with branches across major cities, PayFX serves global clients by offering competitive rates and efficient financial services.
- Headquarters India
- SectorsFinancial Services
- Phone•••• ••••
- Website payfx.co.in
- Social LinkedIn X Facebook Instagram
- Legal Name Payfx Fintech Solutions Private Limited
- Date of Incorporation 14 Jan, 2022
- Jurisdiction Coimbatore, Tamil Nadu, India
- Annual Revenue₹3.08 Cr
FY 2025 · +5% YoY
- Net Profit₹99,235
FY 2025 · 0% margin
- EBITDA₹7.2 Lakh
FY 2025 · 2% margin
Associated legal entities of Payfx
Payfx operates through Payfx Fintech Solutions Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Payfx Fintech Solutions Private Limited CIN U72200TZ2022PTC037986 | Active | 14 Jan 2022 | Coimbatore, Tamil Nadu | ₹3.1 Cr | 14 | 3 | View details |
Products & Services of Payfx
Payfx offers a comprehensive portfolio of products and services, including Education Loan, Money Transfer, Travel Card, and Travel Insurance.
Offers quick processing loans for international students.
Facilitates global transfers with competitive rates.
Provides multi-currency card for secure payments.
Covers travel-related financial risks worldwide.
Board of directors of Payfx Fintech Solutions Private Limited (Payfx)
Payfx Fintech Solutions Private Limited is the primary company behind Payfx. The board of Payfx Fintech Solutions Private Limited currently have 3 directors; the longest-serving is Jayaprakash Jothimuthuswamy, appointed in 2022. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Jayaprakash Jothimuthuswamy DIN 08843055 | Managing Director | 14 Jan 2022 | 4 yrs 9 mo | Payfx Fintech Solutions Private Limited |
| Kumud Ranjan Mohanty DIN 07056917 | Director | 15 Mar 2025 | 1 yr 7 mo | Payfx Fintech Solutions Private Limited |
| Shashank Srivastava DIN 08257017 | Director | 15 Mar 2025 | 1 yr 7 mo | Payfx Fintech Solutions Private Limited |
Financials of Payfx
Figures of Payfx Fintech Solutions Private Limited, the primary company behind Payfx, for FY 2025. Revenue was ₹3.08 Cr (+5% year on year). Net profit was ₹99,235 (0% margin). EBITDA was ₹7.2 Lakh (2% margin). Revenue has grown at a compounded annual rate of +1228% over three years.
- ₹3.08 CrRevenue · FY 2025 · +5% YoY
- ₹99,235Net profit · 0% margin
- ₹7.2 LakhEBITDA · 2% margin
- ₹3 LakhPaid-up capital
- 14Employees (provident fund records)
- +1228%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Payfx Fintech Solutions Private Limited are on its company page.
Detailed financial statements for Payfx
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Payfx (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Payfx
Payfx is headquartered in India.
The primary company behind Payfx, Payfx Fintech Solutions Private Limited, reported revenue of ₹3.08 Cr for FY 2025, up 5% year on year.
PayFX Fintech Solutions Private Limited is a fintech company that delivers digital platforms for international payments, including university fees, education loans, and money transfers. It facilitates secure transactions for students and businesses through online tools, ensuring transparent pricing and quick processing. Based in Coimbatore, India, with branches across major cities, PayFX serves global clients by offering competitive rates and efficient financial services.
Payfx offers Education Loan, Money Transfer, Travel Card, and Travel Insurance.
Payfx operates through Payfx Fintech Solutions Private Limited.
The legal entities of Payfx currently have 3 directors, including Jayaprakash Jothimuthuswamy, Kumud Ranjan Mohanty, Shashank Srivastava.