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Payfx Fintech Solutions Private Limited - financial services in Coimbatore, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.08 Cr
▲ 5% YoY
Net profit · FY 2025
₹99,235
Net margin 0.3%
EBITDA · FY 2025
₹7.21 Lakh
EBITDA margin 2.3%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹3 Lakh
Issued & subscribed
Open charges
₹50 Lakh
Secured borrowings
Company age
4 yrs
Est. 2022
Employees · EPFO
14
Provident fund records
About Payfx Fintech Solutions Private Limited
Data last updated:
Payfx Fintech Solutions Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India, recognised as a startup by DPIIT. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 14 January 2022.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U72200TZ2022PTC037986. Its GSTIN is 33AAMCP5975C1Z8 (Tamil Nadu).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors including Jayaprakash Jothimuthuswamy (Managing Director) and Kumud Ranjan Mohanty.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Coimbatore, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.08 Cr, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹99,235 (net margin 0.3%) and EBITDA of ₹7.21 Lakh (EBITDA margin 2.3%).
The company has about 14 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Payfx. As per MCA filings, the company has open charges of ₹50 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website payfx.co.in.
Company details
CIN U72200TZ2022PTC037986
Registration Number 037986
Incorporation Date 14 January 2022
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Date of Last AGM 29 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Key People
Jayaprakash Jothimuthuswamy Managing Director Kumud Ranjan Mohanty Director Shashank Srivastava Director Recognitions & Rankings of Payfx Fintech Solutions
Contact details
Payfx Fintech Solutions Private Limited's registered office is in Coimbatore, Tamil Nadu. Its website is payfx.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressDoor No 1073 & 1074 A Block, 3rd Floor Raheja Centre, Coimbatore, Tamil Nadu, India – 641018
- IndustryFinancial Services, Digital Payment Solutions
To see the full contact details of Payfx Fintech Solutions Private Limited, buy the company report.
Comprehensive company report
Payfx Fintech Solutions Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Payfx Fintech Solutions operates one associated brand: Payfx. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides international money transfers, education loans, and travel services. | payfx.co.in |
Business activity
The main business activity of Payfx Fintech Solutions is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Payfx Fintech Solutions Private Limited, buy the company report.
Financials of Payfx Fintech Solutions Private Limited
FY 2025 filings availablePayfx Fintech Solutions Private Limited reported revenue of ₹3.08 Cr (up 5% YoY) for FY 2025.
Revenue · FY 2025
₹3.08 Cr ▲ 5%
Net profit · FY 2025
₹99,235 margin 0.3%
EBITDA · FY 2025
₹7.21 Lakh margin 2.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 5%
EBITDA CAGR growth
1 year
▼ 27%
3 years · compounded
▲ 73%
Revenue rose 5% in the latest year. EBITDA fell 27% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹7.21 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹99,235 | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 2.3% | |||
| Net Profit Margin | 0.3% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Payfx Fintech Solutions Private Limited, buy the company report.
Board of directors of Payfx Fintech Solutions Private Limited
Payfx Fintech Solutions has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jayaprakash Jothimuthuswamy | Managing Director | 14 Jan 2022 | 4 Years 9 Months | Current |
| Kumud Ranjan Mohanty Also directs: Calculus Travels Online Private Limited, Club 7 Holidays Ltd | Director | 15 Mar 2025 | 1 Years 7 Months | Current |
| Shashank Srivastava Also directs: Calculus Travels Online Private Limited, Club 7 Holidays Ltd, Vlounge Retail Private Limited and 4 more | Director | 15 Mar 2025 | 1 Years 7 Months | Current |
Auditor
Payfx Fintech Solutions Private Limited is audited by S KAUSIGAN & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S KAUSIGAN & ASSOCIATES | FY 2023 | 022663S |
Shareholding
The shareholding of Payfx Fintech Solutions Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Payfx Fintech Solutions Private Limited, buy the company report.
Charges & borrowings
Open charges
₹50 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Apr 2024 | 100931613 | Others | ₹50 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Payfx Fintech Solutions Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Payfx Fintech Solutions Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Payfx Fintech Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAMCP5975C1Z8 | Tamil Nadu | Active | 18 May 2022 |
To see the full GST registrations and return filing status of Payfx Fintech Solutions Private Limited, buy the company report.
Recent activity
Payfx Fintech Solutions Private Limited has 5 board changes on record since 2022: 4 appointments and 1 cessation. The latest: Jothimuthuswamy Krishnakumar ceased to be Director on 15 Mar 2025.
AGM
Payfx Fintech Solutions Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Filing
Payfx Fintech Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Coimbatore.
Ceased
Jothimuthuswamy Krishnakumar ceased to be Director.
Appointed
Kumud Ranjan Mohanty was appointed as Director.
Appointed
Shashank Srivastava was appointed as Director.
Charges
A charge with Others amounted to Rs. 50.00 Lakh with Charge ID 100931613 was registered on 26 Apr 2024.
Appointed
Jayaprakash Jothimuthuswamy was appointed as Managing Director.
Appointed
Jothimuthuswamy Krishnakumar was appointed as Director.
Incorporation
14 Jan 2022
Payfx Fintech Solutions Private Limited was registered on 14 Jan 2022 with Roc Coimbatore & aged 4 years 9 months as per MCA records.
Frequently asked questions
Payfx Fintech Solutions is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 14 January 2022 (4+ years old) and is registered under CIN U72200TZ2022PTC037986.
Payfx Fintech Solutions has 3 current directors:
- Jayaprakash Jothimuthuswamy - Managing Director
- Kumud Ranjan Mohanty - Director
- Shashank Srivastava - Director
The latest financial statements of Payfx Fintech Solutions on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Payfx Fintech Solutions is 33AAMCP5975C1Z8, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Payfx Fintech Solutions is U72200TZ2022PTC037986. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Payfx Fintech Solutions was incorporated on 14 January 2022, making it 4+ years old. It is registered with the Registrar of Companies, Coimbatore.
Jothimuthuswamy Krishnakumar ceased to be Director on 15 Mar 2025. Kumud Ranjan Mohanty was appointed as Director on 15 Mar 2025. Shashank Srivastava was appointed as Director on 15 Mar 2025. Payfx Fintech Solutions has 5 board changes on record in total.
Yes, Payfx Fintech Solutions is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Payfx Fintech Solutions can be reached through the website payfx.co.in. Its registered office is in Coimbatore, Tamil Nadu, India.
The registered office of Payfx Fintech Solutions is at Door No 1073 & 1074 A Block, 3rd Floor Raheja Centre, Coimbatore, Tamil Nadu, India – 641018.
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