Payload

Cincinnati, United States Founded: 2019 • Age: 7 yrs
Cloud-based banking API solutions for finance management are provided.
Annual revenue - Latest available
Total funding $10.6M 3 rounds
Employees - Tracked headcount
Investors - Known backers
Products 3 Services tracked
Competitors 9 Brand Intelligence

About Payload

Payload is a company based in Cincinnati (United States) founded in 2019 by Ryan Rybolt and Ian Halpern. It operates as a API-as-a-Product and FinTech. Payload has raised $10.58 million across 3 funding rounds. Payload has completed 1 acquisition, including Caledonia Solutions. Payload offers products and services including Payment Stack, Payload Keybox, and Checkout Payment Links. Payload operates in a competitive market with competitors including Zeta, Prime Trust, AuthBridge, Fispan and Buckzy, among others.

  • Headquarter Cincinnati, United States
  • Founders Ryan Rybolt, Ian Halpern
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
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  • Website
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  • Social
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  • Legal Name Payload, Llc
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $10.58 M (USD)

    in 3 rounds

  • Latest Funding Round
    $9.08 M (USD), Series A

    Jun 22, 2026

  • Investors
    Not available
  • Employee Count
    Not available
  • Investments & Acquisitions
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Products & Services of Payload

Payload offers a comprehensive portfolio of products and services, including Payment Stack, Payload Keybox, and Checkout Payment Links.

Product name locked
Category locked
Primary

Unified platform for inbound and outbound payments processing.

Product name locked
Category locked
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Secure tool for financial data and transaction management.

Product name locked
Category locked
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Customizable payment portal embedded for seamless user transactions.

Funding Insights of Payload

Payload has successfully raised a total of $10.58M across 3 strategic funding rounds. The most recent funding activity was a Series A round of $9.08 million completed in June 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investments & Acquisitions by Payload

Payload has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Caledonia Solutions.

Investments
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Investment portfolio details for Payload

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  • Portfolio identities
  • Transaction dates
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Acquisitions
Company Name Description Domain Location Founded Year Amount
Services for public administration are provided by Caledonia Solutions.
Locked Locked 0 Locked
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Complete acquisition details for Payload

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Financial Statements - Payload

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Detailed financials for Payload

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Payload Comparisons

Payload Primary company
Description
Cloud-based banking API solutions for finance management are...
Location
Cincinnati, United States
Founded Year
2019
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
Not available
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Peer comparison for Payload

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Competitors of Payload

Payload operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Zeta, Prime Trust, AuthBridge, Fispan and Buckzy, among others.

Company Name Domain Founded year HQ Location Description
Locked Locked Locked
Payment and banking solutions are provided to users and banks.
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Cloud-based AML and banking API solutions are provided for institutions.
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Identity verification, employee screening, and due diligence platforms are provided.
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Banking integration platform for ERP and accounting software is provided.
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Cross-border money transfers are provided for consumers and small businesses.
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Open banking APIs for micropayments are facilitated with low-code integration.
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Detailed competitors of Payload

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Latest news on Payload

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Complete news archive for Payload

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Frequently Asked Questions about Payload

Payload was founded in 2019 and raised its 1st funding round 3 years after it was founded.

Payload is headquartered in Cincinnati, United States. It is registered at Cincinnati, Ohio, United States.

Ryan Rybolt is the current CEO of Payload. They have also founded this company.

Payload is a funded company, having raised a total of $10.58M across 3 funding rounds to date.

Payload is established as an industry-leading platform focused on automating inbound and outbound payments for modern businesses and platforms. Solutions are provided across sectors such as real estate, professional services, SaaS platforms, insurance providers, and legal payments. A unified suite of payment products is offered, including payment acceptance from cards and bank accounts, custom payment links, fast payouts, subscription payments, and comprehensive API integrations. Security and compliance are prioritized with built-in fraud detection, risk management, and adherence to PCI, KYC, and OFAC standards. Flexible pricing models are supported to maximize revenue for merchants.

Payload's top competitors include Zeta, Fispan and AuthBridge.

Payload offers Payment Stack, Payload Keybox, and Checkout Payment Links.

Payload has made 1 acquisition, including Caledonia Solutions.

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