Pepper Advantage

London, United Kingdom Founded: 2012 • Age: 14 yrs Acquired By J.C. Flowers
Credit intelligence services are delivered globally by Pepper Advantage.
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About Pepper Advantage

Pepper Advantage is a company based in London (United Kingdom) founded in 2012 was acquired by J.C. Flowers in November 2024.. Pepper Advantage has completed 2 acquisitions, including Computershare Loan Services and Rieom.ai. Pepper Advantage offers products and services including Credit Management, Credit Gateway, Asset Management, Advantage Hub, and Credit Technologies. Pepper Advantage operates in a competitive market with competitors including LeaseAccelerator, CreditNirvana, Open Co, Veefin and FinBox, among others.

  • Headquarter London, United Kingdom
  • Sectors
    Financial Services
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Pepper Advantage Management Limited
  • Date of Incorporation 23 Aug, 2021
  • Jurisdiction LONDON, ENGLAND
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
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Products & Services of Pepper Advantage

Pepper Advantage offers a comprehensive portfolio of products and services, including Credit Management, Credit Gateway, Asset Management, Advantage Hub, and Credit Technologies. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Manages credit portfolios and collections for financial institutions.

Facilitates access to global credit investment opportunities.

Handles asset classes and performance optimization for investors.

Provides operational support and workforce scaling solutions.

Offers data analytics for loan management and decision-making.

People of Pepper Advantage
Headcount 1000-5000
Employee Profiles 99
Employee Profiles
People
Simran Balguher
Deputy Manager - TA & BP
People
Devansh Gupta
Business Intelligence Developer
People
Niamh Rochford
ASU Relationship Manager
People
Adnan Mushtaq
Arrears & Litigation Manager

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Funding Insights of Pepper Advantage

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Pepper Advantage

Pepper Advantage has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include J.C. Flowers. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Private equity firm focused on financial services sector
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Pepper Advantage

Pepper Advantage has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Computershare Loan Services and Rieom.ai. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
AI-based credit risk assessment platform
2021
Provider of mortgage solutions and services for banks, credit unions, IMBs, and investors
2012
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Pepper Advantage

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Pepper Advantage Comparisons

Employees
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Competitors of Pepper Advantage

Pepper Advantage operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as LeaseAccelerator, CreditNirvana, Open Co, Veefin and FinBox, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Cloud-based lease accounting and management solutions are provided for businesses.
domain founded_year HQ Location
AI/ML-driven debt management platform is offered for financial institutions.
domain founded_year HQ Location
Loan lifecycle management software is developed for financial institutions.
domain founded_year HQ Location
SaaS-based supply chain financing solutions are delivered globally.
domain founded_year HQ Location
Developer of digital credit infrastructure and risk intelligence suite
domain founded_year HQ Location
Credit cycle management software is provided for business capital oversight.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Pepper Advantage

J.C. Flowers & Co.’s Acquisition of Pepper Advantage
Globallegalchronicle11 months ago
J.C. Flowers to acquire Pepper Advantage
Alternativecreditinvestor1 year ago

Frequently Asked Questions about Pepper Advantage

When was Pepper Advantage founded?

Pepper Advantage was founded in 2012.

Where is Pepper Advantage located?

Pepper Advantage is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.

Who is the current CEO of Pepper Advantage?

Fraser Gemmell is the current CEO of Pepper Advantage.

What does Pepper Advantage do?

Pepper Advantage was founded in 2012 and functions as a credit intelligence provider. Operations span nine jurisdictions in the UK, Europe, and Asia Pacific. Services focus on credit data and analytics for financial decision-making. The company is headquartered in London, United Kingdom, supporting clients in risk assessment and compliance across international markets.

Who are the top competitors of Pepper Advantage?

Pepper Advantage's top competitors include CreditNirvana, FinBox and Finley.

What products or services does Pepper Advantage offer?

Pepper Advantage offers Credit Management, Credit Gateway, Asset Management, Advantage Hub, and Credit Technologies.

How many acquisitions has Pepper Advantage made?

Pepper Advantage has made 2 acquisitions, including Computershare Loan Services, and Rieom.ai.

Who are Pepper Advantage's investors?

Pepper Advantage has 1 investor. Key investors include J.C. Flowers.

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