About Radhakrishna Finance
Radhakrishna Finance is a Financial Services company based in Guruvayur (India) by Pulikkal Sreenivasan Prasannakumar. It offers loans, investments, money transfers, and ticketing services to clients. It operates on a B2C and B2B model. Radhakrishna Finance has raised $100.51 thousand across 3 funding rounds. The company has 62 employees. Its Indian entity Radhakrishna Finance Private Limited reported revenue of ₹16.50 Cr. Radhakrishna Finance offers products and services including Gold Loan, Property Loan, Vehicle Loan, Personal Loan, and Business Loan. Its focus areas include Lending, Consumer Loans, Gold Loans and Investments. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
Radhakrishna Finance Pvt. Ltd. is a financial services provider based in Guruvayoor, India, specializing in various loans such as gold, property, vehicle, and personal loans. It also offers investment options like deposit schemes and debentures, along with services for air ticketing, passport visa assistance, and Western Union money transfers. The company serves individuals and businesses through its branches, focusing on reliable financial solutions and compliance with local regulations.
- Headquarters Guruvayur, India
- Employees 62
- Founders Pulikkal Sreenivasan Prasannakumar
- SectorsFinancial Services
- Email••••••••
- Website radhakrishnafinance.com
- Social Facebook
- Legal Name Radhakrishna Finance Pvt. Ltd.
- Date of Incorporation 02 Nov, 2011
- Jurisdiction Thrissur, Kerala, India
- Annual Revenue₹16.50 Cr
FY 2024 · +22% YoY
- Net Profit₹1.06 Cr
FY 2024 · 6% margin
- EBITDA₹7.39 Cr
FY 2024 · 45% margin
- Total Equity Funding$100.51K (USD)
in 3 rounds
- Latest Funding Round$17.57K (USD), Series A
Jun 2023
- Employee Count62
Associated legal entities of Radhakrishna Finance
Radhakrishna Finance operates through Radhakrishna Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Radhakrishna Finance Private Limited CIN U65923KL2011PTC029718 | Active | 02 Nov 2011 | Guruvayur, Kerala | ₹16.5 Cr | 62 | 3 | View details |
Products & Services of Radhakrishna Finance
Radhakrishna Finance offers a comprehensive portfolio of products and services, including Gold Loan, Property Loan, Vehicle Loan, Personal Loan, and Business Loan.
Secured loan using gold as collateral for immediate funds.
Loan for property purchase or mortgage financing needs.
Financing option for acquiring vehicles like cars or bikes.
Unsecured loan for individual expenses and emergencies.
Loan tailored for business expansion and operations.
Assistance in booking and managing air travel tickets.
Service for international money transfers and remittances.
Funding Insights of Radhakrishna Finance
Radhakrishna Finance has successfully raised a total of $100.51K across 3 strategic funding rounds. The most recent funding activity was a Series A round of $17.57 thousand completed in June 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $100,512
- Total Rounds 3
- Last Round Series A — $17,570
- First Round $81,739
(Mar 2015)
All 3 funding rounds of Radhakrishna Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2023 | $17,570 | Series A | – | – | – |
| Mar 2015 | $81,739 | Seed | – | – | – |
| Mar 2015 | $1,203 | Angel Round | – | – | – |
Board of directors of Radhakrishna Finance Private Limited (Radhakrishna Finance)
Radhakrishna Finance Private Limited is the primary company behind Radhakrishna Finance. The board of Radhakrishna Finance Private Limited currently have 2 directors; the longest-serving is Pulikkal Sreenivasan Prasannakumar, appointed in 2011. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Pulikkal Sreenivasan Prasannakumar DIN 00881674 | Managing Director | 02 Nov 2011 | 14 yrs 11 mo | Radhakrishna Finance Private Limited |
| Pulikkal Sreenivasan Premanandhan DIN 00881717 | Whole-time director | 02 Nov 2011 | 14 yrs 11 mo | Radhakrishna Finance Private Limited |
People of Radhakrishna Finance
1 people are tracked at Radhakrishna Finance (1 in leadership); the tracked headcount is 62.
| Name | Role | Group |
|---|---|---|
| Founder, MD | Leadership |
Complete people profiles for Radhakrishna Finance
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- Full employee list
- Team structure
- Board tenure
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Verified entity values are shown only after access is granted.
Financials of Radhakrishna Finance
Figures of Radhakrishna Finance Private Limited, the primary company behind Radhakrishna Finance, for FY 2024. Revenue was ₹16.50 Cr (+22% year on year). Net profit was ₹1.06 Cr (6% margin). EBITDA was ₹7.39 Cr (45% margin). Revenue has grown at a compounded annual rate of +19% over three years and +13% over five years.
- ₹16.50 CrRevenue · FY 2024 · +22% YoY
- ₹1.06 CrNet profit · 6% margin
- ₹7.39 CrEBITDA · 45% margin
- ₹8.50 CrPaid-up capital
- 62Employees (provident fund records)
- +19%Revenue CAGR, 3 years
- +13%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Radhakrishna Finance Private Limited are on its company page.
Detailed financial statements for Radhakrishna Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Radhakrishna Finance
2 dated milestones of Radhakrishna Finance across 8 years, from founding to its latest funding, stage changes and deals.
- Funding First funding round of $82K.
- Funding Latest funding round, Series A, of $18K.
Competitors of Radhakrishna Finance
Radhakrishna Finance has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of Radhakrishna Finance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Radhakrishna Finance
The website of Radhakrishna Finance (radhakrishnafinance.com) receives about 1K visits a month.
- Monthly visits1K
▲ 13.8% vs previous month
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Radhakrishna Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Radhakrishna Finance
Radhakrishna Finance is headquartered in Guruvayur, India. It is registered at Guruvayur, Kerala, India.
Radhakrishna Finance is a funded company, having raised a total of $100.51K across 3 funding rounds to date. The company's 1st funding round was a Seed of $81.74K, raised on Mar 2015.
Radhakrishna Finance has 62 employees.
The primary company behind Radhakrishna Finance, Radhakrishna Finance Private Limited, reported revenue of ₹16.50 Cr for FY 2024, up 22% year on year.
Radhakrishna Finance Pvt. Ltd. is a financial services provider based in Guruvayoor, India, specializing in various loans such as gold, property, vehicle, and personal loans. It also offers investment options like deposit schemes and debentures, along with services for air ticketing, passport visa assistance, and Western Union money transfers. The company serves individuals and businesses through its branches, focusing on reliable financial solutions and compliance with local regulations.
Radhakrishna Finance's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Radhakrishna Finance offers Gold Loan, Property Loan, Vehicle Loan, Personal Loan, and 3 more products and services.
Radhakrishna Finance operates through Radhakrishna Finance Private Limited.
The legal entities of Radhakrishna Finance currently have 3 directors, including Palliyil Varna, Pulikkal Sreenivasan Prasannakumar, Pulikkal Sreenivasan Premanandhan.