About Radhakrishna Finance Private Limited
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Radhakrishna Finance Private Limited is a private limited company based in Guruvayur, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 02 November 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65923KL2011PTC029718. Its GSTIN is 32AAFCR6749D1ZF (Kerala). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹8.5 Cr. It is led by directors Pulikkal Sreenivasan Prasannakumar (Managing Director) and Pulikkal Sreenivasan Premanandhan (Whole-Time Director).
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Gmc No. Xiii/135/26 First Floor Sreepadmam Arcade West Nada, Guruvayur, Kerala, India – 680101.
As per the financials filed for FY 2024, the company reported a revenue of ₹16.5 Cr, a growth of 22% compared to the previous year. For the same year it recorded a net profit of ₹1.06 Cr (net margin 6.4%) and EBITDA of ₹7.39 Cr (EBITDA margin 44.8%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years and 13% over five years.
The company has about 62 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Radhakrishna Finance. As per MCA filings, the company has open charges of ₹78.91 Cr and satisfied charges of ₹35.87 Cr on record. Court records list 606 cases involving the company, including 585 filed by the company and 21 filed against it; 109 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website radhakrishnafinance.com.
Company details
Contact details
Radhakrishna Finance Private Limited's registered office is in Guruvayur, Kerala. Its website is radhakrishnafinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressGmc No. Xiii/135/26 First Floor Sreepadmam Arcade West Nada, Guruvayur, Kerala, India – 680101
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Radhakrishna Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Radhakrishna Finance operates one associated brand: Radhakrishna Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers loans, investments, money transfers, and ticketing services to clients. | radhakrishnafinance.com |
Business activity
The main business activity of Radhakrishna Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Radhakrishna Finance Private Limited, buy the company report.
Financials of Radhakrishna Finance Private Limited
FY 2025 filings availableRadhakrishna Finance Private Limited reported revenue of ₹16.5 Cr (up 22% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 22% growth in the latest year. EBITDA rose 14% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹7.39 Cr | ||||
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| Net Profit (PAT) | ₹1.06 Cr | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 44.8% | ||||
| Net Profit Margin | 6.4% | ||||
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To see the full financial statements and ratios of Radhakrishna Finance Private Limited, buy the company report.
Board of directors of Radhakrishna Finance Private Limited
Radhakrishna Finance has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pulikkal Sreenivasan Prasannakumar | Managing Director | 02 Nov 2011 | 14 Years 11 Months | Current |
| Pulikkal Sreenivasan Premanandhan | Whole-Time Director | 02 Nov 2011 | 14 Years 11 Months | Current |
Peer comparison
Radhakrishna Finance Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Valgaa Financial Services Limited | ₹16.62 Cr (FY 2025) | 72.0% | Salem, Tamil Nadu, India | |||
| Shakti Finvest Pvt Ltd | ₹16.52 Cr (FY 2024) | -11.0% | Kolkata, West Bengal, India | |||
| Gangotri Tracon Pvt Ltd | ₹16.5 Cr (FY 2024) | -6.0% | Raipur, Chhattisgarh, India | |||
| Radhakrishna Finance Private Limitedthis company | ₹16.5 Cr (FY 2024) | ₹1.06 Cr | 6.4% | 22.0% | 62 | Guruvayur, Kerala, India |
| Manjushree Fincap Private Limited. | ₹16.46 Cr (FY 2022) | 106.0% | Bangalore, Karnataka, India | |||
| Janasha Finance Private Limited | ₹16.44 Cr (FY 2024) | 93.0% | New Delhi, Delhi, India | |||
| Jaik Leasing and Commercial Investment Limited | ₹16.43 Cr (FY 2025) | 175.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Radhakrishna Finance Private Limited, buy the company report.
Auditor
Radhakrishna Finance Private Limited is audited by CHEERAN VARGHEESE & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| CHEERAN VARGHEESE & CO | FY 2023 | 050061S |
Shareholding
The shareholding of Radhakrishna Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Radhakrishna Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Nov 2025 | 101191532 | Others | ₹1.29 Cr | Open | |
| 21 Oct 2025 | 101184557 | Others | ₹1.23 Cr | Open | |
| 15 Oct 2025 | 101182512 | Others | ₹1.84 Cr | Open | |
| 02 Sep 2025 | 101154679 | Others | ₹1.64 Cr | Open | |
| 16 Jul 2025 | 101140330 | Others | ₹1.53 Cr | Open |
To see the full charge records of Radhakrishna Finance Private Limited, buy the company report.
Total charge records: 83 View all charges
Legal cases
Radhakrishna Finance Private Limited has 606 court cases on record: 585 filed by Radhakrishna Finance, 21 filed against it. 109 cases are pending and 497 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 601 | 17 | 108 |
| High courts | 5 | 4 | 1 |
Cases on record (5 of 606)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed against the company by The Kerala State Financial Enterprises Ltd Having Its Corporate Office at Thrissur Represented by the Manager Vadanappally Branch, Syam Krishnan, Sub Registrar Office, Vadanappally P.O, Thrissur – 680614. | Disposed |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed against the company by Pranav | Disposed |
| High Court | Writ petition | Filed against the company by Manappuram Home Finance Limited | Disposed |
| District court, Thrissur, Kerala | Appeal | Filed against the company by an individual | Pending |
| District court, Thrissur, Kerala | Criminal miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of Radhakrishna Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Radhakrishna Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Radhakrishna Finance Private Limited has a workforce of 62 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.
GST
Radhakrishna Finance has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAFCR6749D1ZF | Kerala | Active | 25 Aug 2017 |
| 33AAFCR6749D1ZD | Tamil Nadu | Active | 03 Apr 2018 |
To see the full GST registrations and return filing status of Radhakrishna Finance Private Limited, buy the company report.
Recent activity
Radhakrishna Finance Private Limited has 5 board changes on record since 2011: 2 appointments and 3 cessations. The latest: Pulikkal Sreenivasan Premanandhan ceased to be Director on 01 Apr 2020.
112 earlier events are in the company report.
Frequently asked questions
Radhakrishna Finance is an active private limited company based in Guruvayur, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 02 November 2011 (15+ years old) and is registered under CIN U65923KL2011PTC029718.
Radhakrishna Finance has 2 current directors:
- Pulikkal Sreenivasan Prasannakumar - Managing Director
- Pulikkal Sreenivasan Premanandhan - Whole-Time Director
The latest financial statements of Radhakrishna Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Radhakrishna Finance is 32AAFCR6749D1ZF, registered in Kerala. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 33AAFCR6749D1ZD (Tamil Nadu).
The CIN (Corporate Identification Number) of Radhakrishna Finance is U65923KL2011PTC029718. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Radhakrishna Finance has 606 court cases on record: 585 filed by the company and 21 filed against it. 109 are pending. Most are in the district courts.
Radhakrishna Finance was incorporated on 02 November 2011, making it 15+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Radhakrishna Finance by revenue are Valgaa Financial Services Limited, Shakti Finvest Pvt Ltd, Gangotri Tracon Pvt Ltd, Manjushree Fincap Private Limited, Janasha Finance Private Limited and 1 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Pulikkal Sreenivasan Premanandhan ceased to be Director on 01 Apr 2020. Pulikkal Premanandan Amritha ceased to be Whole-Time Director on 13 Sep 2017. Pulikkal Sreenivasan Prasannakumar ceased to be Director on 01 May 2014. Radhakrishna Finance has 5 board changes on record in total.
Radhakrishna Finance can be reached through the website radhakrishnafinance.com. Its registered office is in Guruvayur, Kerala, India.
The registered office of Radhakrishna Finance is at Gmc No. Xiii13526 First Floor Sreepadmam Arcade West Nada, Guruvayur, Kerala, India – 680101.