About Janasha Finance Private Limited
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Janasha Finance Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Sociallending Technologies And Holdings Private Limited. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 06 October 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67190DL2016PTC306911. Its GSTIN is 07AADCJ8045Q1ZY (Delhi).
The company has an authorised share capital of ₹7.5 Cr and a paid-up capital of ₹5.16 Cr. It is led by directors Saurabh Nagpal and Ruchi Nagpal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 309 Third Floor, Somdatt Chamber – I 5 Bhikaji Cama Place, New Delhi, Delhi, India – 110066.
As per the financials filed for FY 2024, the company reported a revenue of ₹16.44 Cr, a growth of 93% compared to the previous year. For the same year it recorded a net profit of ₹1.52 Cr (net margin 9.3%) and EBITDA of ₹4.86 Cr (EBITDA margin 29.6%). Revenue has grown at a compounded annual rate (CAGR) of 157% over three years and 74% over five years.
The company has about 137 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Janasha Finance and LoanKuber. As per MCA filings, the company has open charges of ₹82.46 Cr and satisfied charges of ₹4.6 Cr on record. Court records list 115 cases involving the company, including 104 filed by the company and 11 filed against it; 79 cases are pending. The company has 13 deals on record (5 rights issues, 5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹17.33 Cr; the latest was in September 2024. Its 6 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 2 smaller; the largest is Shakti Finvest Pvt Ltd with revenue of ₹16.52 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website loankuber.com.
Company details
Contact details
Janasha Finance Private Limited's registered office is in New Delhi, Delhi. Its website is loankuber.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressA – 309 Third Floor, Somdatt Chamber – I 5 Bhikaji Cama Place, New Delhi, Delhi, India – 110066
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Janasha Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Janasha Finance operates two associated brands: Janasha Finance and LoanKuber. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An NBFC specializing in mortgage loans via innovative technology solutions. | janashafinance.com | |
| Mortgage loans are provided to low-income communities and MSMEs. | loankuber.com |
Business activity
The main business activity of Janasha Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Janasha Finance Private Limited, buy the company report.
Financials of Janasha Finance Private Limited
FY 2025 filings availableJanasha Finance Private Limited reported revenue of ₹16.44 Cr (up 93% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 74% over five years, including 93% growth in the latest year. EBITDA rose 239% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹4.86 Cr | ||||
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| Net Profit (PAT) | ₹1.52 Cr | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 29.6% | ||||
| Net Profit Margin | 9.3% | ||||
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To see the full financial statements and ratios of Janasha Finance Private Limited, buy the company report.
Board of directors of Janasha Finance Private Limited
Janasha Finance has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saurabh Nagpal Also directs: Pegasus Holdings Private Limited, Divitae Technology Private Limited, SME Realtech Private Limited and 1 more | Director | 06 Oct 2016 | 10 Years 1 Months | Current |
| Ruchi Nagpal | Director | 25 Jun 2020 | 6 Years 4 Months | Current |
Peer comparison
Janasha Finance Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shakti Finvest Pvt Ltd | ₹16.52 Cr (FY 2024) | -11.0% | Kolkata, West Bengal, India | |||
| Gangotri Tracon Pvt Ltd | ₹16.5 Cr (FY 2024) | -6.0% | Raipur, Chhattisgarh, India | |||
| Radhakrishna Finance Private Limited | ₹16.5 Cr (FY 2024) | 22.0% | Guruvayur, Kerala, India | |||
| Manjushree Fincap Private Limited. | ₹16.46 Cr (FY 2022) | 106.0% | Bangalore, Karnataka, India | |||
| Janasha Finance Private Limitedthis company | ₹16.44 Cr (FY 2024) | ₹1.52 Cr | 9.3% | 93.0% | 137 | New Delhi, Delhi, India |
| Jaik Leasing and Commercial Investment Limited | ₹16.43 Cr (FY 2025) | 175.0% | Kolkata, West Bengal, India | |||
| Rudra Securities and Capital Limited | ₹16.39 Cr (FY 2025) | 157.0% | Gujarat, India |
To see the full peer comparison of Janasha Finance Private Limited, buy the company report.
Auditor
Janasha Finance Private Limited is audited by M P K & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M P K & CO | FY 2023 | 026331N |
Shareholding
The shareholding of Janasha Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Janasha Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Dec 2025 | 101221013 | Others | ₹5 Cr | Open | |
| 17 Dec 2025 | 101210627 | Others | ₹3 Cr | Open | |
| 07 Nov 2025 | 101182395 | Others | ₹3 Cr | Open | |
| 10 Sep 2025 | 101172025 | Others | ₹8 Cr | Open | |
| 25 Jul 2025 | 101141937 | Others | ₹7 Cr | Open |
To see the full charge records of Janasha Finance Private Limited, buy the company report.
Total charge records: 24 View all charges
Deals & funding
Janasha Finance Private Limited has 13 deals on record (5 rights issues, 5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹17.33 Cr; the latest was in September 2024.
Deals on record (5 of 13)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2024 | Rights issue | ₹15.6 Cr | Investors: Sociallending Technologies Private Limited |
| Mar 2023 | Rights issue | ₹15.31 Cr | Investors: Sociallending Technologies Private Limited |
| Oct 2021 | Rights issue | ₹10.15 Cr | Investors: Sociallending Technologies Private Limited |
| Jul 2021 | Secondary share transfer | Undisclosed | Buyer: Accolade Holdings Private Limited Seller: an individual |
| Sep 2018 | Rights issue | ₹3.5 Cr | Investors: Sociallending Technologies Private Limited |
To see the full deal history of Janasha Finance Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Janasha Finance Private Limited has 115 court cases on record: 104 filed by Janasha Finance, 11 filed against it. 79 cases are pending and 36 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 113 | 9 | 78 |
| High courts | 2 | 2 | 1 |
Cases on record (5 of 115)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed against the company by State of U.P. | Pending |
| District court, Ghaziabad, Uttar Pradesh | Criminal case | Filed against the company by State Government | Pending |
| Allahabad High Court | Writ petition | Filed against the company | Pending |
| District court, New Delhi, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Criminal miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of Janasha Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janasha Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Janasha Finance Private Limited has a workforce of 137 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 137 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 |
To see the full employee and EPFO history of Janasha Finance Private Limited, buy the company report.
GST
Janasha Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AADCJ8045Q1ZY | Delhi | Active | 17 Aug 2017 |
To see the full GST registrations and return filing status of Janasha Finance Private Limited, buy the company report.
Recent activity
Janasha Finance Private Limited has 4 board changes on record since 2016: 3 appointments and 1 cessation. The latest: Ruchi Nagpal was appointed as Director on 25 Jun 2020.
23 earlier events are in the company report.
News
Frequently asked questions
Janasha Finance is an active private limited company based in New Delhi, Delhi, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 06 October 2016 (10+ years old) and is registered under CIN U67190DL2016PTC306911.
Janasha Finance has 2 current directors:
- Saurabh Nagpal - Director
- Ruchi Nagpal - Director
The latest financial statements of Janasha Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Janasha Finance is 07AADCJ8045Q1ZY, registered in Delhi.
The CIN (Corporate Identification Number) of Janasha Finance is U67190DL2016PTC306911. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janasha Finance has 115 court cases on record: 104 filed by the company and 11 filed against it. 79 are pending. Most are in the district courts.
Janasha Finance was incorporated on 06 October 2016, making it 10+ years old. It is registered with the Registrar of Companies, Delhi.
Janasha Finance has 13 deals on record (5 rights issues, 5 secondary share transfers, 2 funding rounds), with disclosed funding of ₹17.33 Cr; the latest was in September 2024.
The peers of Janasha Finance by revenue are Shakti Finvest Pvt Ltd, Gangotri Tracon Pvt Ltd, Radhakrishna Finance Private Limited, Manjushree Fincap Private Limited, Jaik Leasing and Commercial Investment Limited and 1 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Ruchi Nagpal was appointed as Director on 25 Jun 2020. Deepak Joshi ceased to be Director on 09 Jun 2020. Deepak Joshi was appointed as Director on 06 Oct 2016. Janasha Finance has 4 board changes on record in total.
Janasha Finance can be reached through the website loankuber.com. Its registered office is in New Delhi, Delhi, India.
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