Ratio Technologies

San Mateo, United States Founded: 2021 • Age: 5 yrs
Payment solutions are provided to financial institutions for flexible options.
Annual revenue - Latest available
Total funding $26.0M 4 rounds
Employees 9 Tracked headcount
Investors 4 Known backers
Products 2 Services tracked
Competitors 9 Brand Intelligence

About Ratio Technologies

Ratio Technologies is a company based in San Mateo (United States) founded in 2021 by Mason Blake. Ratio Technologies has raised $26 million across 4 funding rounds from investors including Streamlined Ventures, Cervin and 8-Bit Capital. The company has 9 employees as of December 31, 2023. Ratio Technologies offers products and services including Ratio Trade and Ratio Boost. Ratio Technologies operates in a competitive market with competitors including Insikt, Skeps, Quartix, EquipiFi and Momnt, among others.

  • Headquarter San Mateo, United States
  • Employees 9 as on 31 Dec, 2023
  • Founders Mason Blake
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website
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  • Social
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  • Legal Name Ratio Technologies, Inc
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $26 M (USD)

    in 4 rounds

  • Latest Funding Round
    $100 M (USD), Debt – Conventional

    Apr 14, 2026

  • Investors
  • Employee Count
    9

    as on Dec 31, 2023

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Products & Services of Ratio Technologies

Ratio Technologies offers a comprehensive portfolio of products and services, including Ratio Trade and Ratio Boost.

Product name locked
Category locked
Primary

Converts annual contracts to instant cash for businesses.

Product name locked
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Provides instant cash for contract values to close deals faster.

People of Ratio Technologies

Headcount 10-50
Employee Profiles 7
Employee Profiles
People
Ashish Srimal
Founder & CEO
People
Perry Narancic
Vp, Corporate Development And General Counsel
People
Prashant Gupta
Head Of Risk And Revenue Operations
People
Chris Sand
Senior Full Stack Engineer

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Funding Insights of Ratio Technologies

Ratio Technologies has successfully raised a total of $26M across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $100 million completed in April 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Ratio Technologies

Ratio Technologies has secured backing from 4 investors, including venture fund investors. Prominent investors backing the company include Streamlined Ventures, Cervin and 8-Bit Capital.

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Venture Fund
Investor Description Founded Year Domain Location
Investments in tech startups are managed by Streamlined Ventures.
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Business consulting services are provided by Cervin to various clients.
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Early-stage software startups are funded by 8-Bit Capital.
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Investor details for Ratio Technologies

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Investments & Acquisitions by Ratio Technologies

Investments
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Investment portfolio details for Ratio Technologies

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Financial Statements - Ratio Technologies

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Detailed financials for Ratio Technologies

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Ratio Technologies Comparisons

Ratio Technologies Primary company
Description
Payment solutions are provided to financial institutions for...
Location
San Mateo, United States
Founded Year
2021
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
9
As of 2023
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Peer comparison for Ratio Technologies

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Competitors of Ratio Technologies

Ratio Technologies operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Insikt, Skeps, Quartix, EquipiFi and Momnt, among others.

Company Name Domain Founded year HQ Location Description
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White label platform for online lending is developed and offered.
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Online marketplace and enabler for point-of-sale financing for merchants and lenders
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Working capital loans are provided to businesses by Quartix.
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Cloud-based point-of-sale financing enables buy now pay later options.
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AI-based lending software for point-of-sale financing
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Detailed competitors of Ratio Technologies

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Latest news on Ratio Technologies

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Complete news archive for Ratio Technologies

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Frequently Asked Questions about Ratio Technologies

Ratio Technologies was founded in 2021 and raised its 1st funding round 1 year after it was founded.

Ratio Technologies is headquartered in San Mateo, United States. It is registered at San Mateo, California, United States.

Ratio Technologies is a funded company, having raised a total of $26M across 4 funding rounds to date.

As of Dec 31, 2023, the latest employee count at Ratio Technologies is 9.

Ratio Technologies was founded in 2021 and is based in San Mateo, United States. Operations focus on the fintech sector, where payment solutions are delivered to banks and financial institutions. Services include enabling flexible payment choices for customers, automating underwriting for risk-adjusted pricing, and supporting early financing to improve cash flow. The company aids institutions in maintaining competitiveness through these mechanisms.

Ratio Technologies's top competitors include Skeps, Momnt and EquipiFi.

Ratio Technologies offers Ratio Trade and Ratio Boost.

Ratio Technologies has 4 investors. Key investors include Streamlined Ventures, Cervin, 8-Bit Capital, and Honeystone Ventures.

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