About Ratio Technologies
Ratio Technologies is a Financial Services company based in San Mateo (United States) founded in 2021 by Mason Blake. Payment solutions are provided to financial institutions for flexible options. Ratio Technologies has raised $26 million across 4 funding rounds from investors including Streamlined Ventures, Cervin and 8-Bit Capital. The company has 9 employees. Its website ratiotech.com draws about 19 thousand monthly visits. Ratio Technologies offers products and services including Ratio Trade and Ratio Boost. Its focus areas include FinTech, Alternative Lending, Enablers and Lending-as-a-service. Its legal entity is RATIO TECHNOLOGIES, INC. Its competitors include Insikt, Skeps and Quartix; 3 of its 3 listed competitors have raised funding.
Company details
Ratio Technologies was founded in 2021 and is based in San Mateo, United States. Operations focus on the fintech sector, where payment solutions are delivered to banks and financial institutions. Services include enabling flexible payment choices for customers, automating underwriting for risk-adjusted pricing, and supporting early financing to improve cash flow. The company aids institutions in maintaining competitiveness through these mechanisms.
- Headquarters San Mateo, United States
- Employees 9
- Founders Mason Blake
- SectorsFinancial Services
- Email••••••••
- Website ratiotech.com
- Social LinkedIn X Facebook
- Legal Name Ratio Technologies, Inc
- Total Equity Funding$26M (USD)
in 4 rounds
- Latest Funding Round$100M (USD), Debt – Conventional
Apr 2026
- InvestorsStreamlined Ventures
& 3 more
- Employee Count9
Products & Services of Ratio Technologies
Ratio Technologies offers a comprehensive portfolio of products and services, including Ratio Trade and Ratio Boost.
Converts annual contracts to instant cash for businesses.
Provides instant cash for contract values to close deals faster.
Funding Insights of Ratio Technologies
Ratio Technologies has successfully raised a total of $26M across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $100 million completed in April 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $26M
- Total Rounds 4
- Last Round Debt – Conventional — $100M
- First Round $400M
(Sep 2022)
- Investors Count 4
All 4 funding rounds of Ratio Technologies with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2026 | $100M | Debt – Conventional | – | – | – |
| Apr 2026 | $15M | Series B | – | – | – |
| Sep 2022 | $400M | Debt – Conventional | – | – | |
| Sep 2022 | $11M | Series B | – | Honeystone Ventures, 8-Bit Capital | – |
4 investors in total: 4 institutional.
Investors in Ratio Technologies
Ratio Technologies has secured backing from 4 investors, including venture fund investors. Prominent investors backing the company include Streamlined Ventures, Cervin and 8-Bit Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investments in tech startups are managed by Streamlined Ventures. | streamlined.vc | Palo Alto, United States | ||
Business consulting services are provided by Cervin to various clients. | cervin.com | Palo Alto, United States | ||
Early-stage software startups are funded by 8-Bit Capital. | 8bitcapital.com | |||
Early-stage venture capital investments are made in startups. | honeystonevc.com | Palo Alto, USA |
Investor details for Ratio Technologies
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People of Ratio Technologies
8 people are tracked at Ratio Technologies (5 in leadership, 3 in team); the tracked headcount is 9.
| Name | Role | Group |
|---|---|---|
Mason Blake | Co-Founder | Leadership |
Satish Jajodia | CFO and Chief Risk Officer | Leadership |
Ashish Srimal | Founder & CEO | Leadership |
Perry Narancic | Vp, Corporate Development And General Counsel | Leadership |
Prashant Gupta | Head Of Risk And Revenue Operations | Leadership |
Omar Suleiman | Senior Accountant | Team |
Chris Sand | Senior Full Stack Engineer | Team |
Nick Marcoccia | Sr. Credit & Operations Analyst | Team |
Complete people profiles for Ratio Technologies
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Timeline of Ratio Technologies
3 dated milestones of Ratio Technologies across 5 years, from founding to its latest funding, stage changes and deals.
- Founded Ratio Technologies is founded.
- Funding First funding round of $400.0M.
- Funding Latest funding round, Debt – Conventional, of $100.0M.
Competitors of Ratio Technologies
Ratio Technologies has 3 listed competitors in our database, 3 of them funded. They include Insikt, Skeps and Quartix.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| insikt.com | 2012 | San Francisco, United States | $73.45M | White label platform for online lending is developed and offered. | ||
| skeps.com | 2017 | New York, United States | $11.45M | 66 | Online marketplace and enabler for point-of-sale financing for merchants and lenders | |
| goquartix.com | 2017 | Charlotte, United States | $35.04M | Working capital loans are provided to businesses by Quartix. |
Detailed competitors of Ratio Technologies
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Ratio Technologies
The website of Ratio Technologies (ratiotech.com) receives about 18.9K visits a month.
- Monthly visits18.9K
▲ 48.7% vs previous month
Top companies in Alternative Lending
3 companies that operate in the same segment as Ratio Technologies (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
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Frequently Asked Questions about Ratio Technologies
Ratio Technologies was founded in 2021 and raised its 1st funding round 1 year after it was founded.
Ratio Technologies is headquartered in San Mateo, United States. It is registered at San Mateo, California, United States.
Ratio Technologies is a funded company, having raised a total of $26M across 4 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $400M, raised on Sep 2022.
Ratio Technologies has 9 employees.
Ratio Technologies was founded in 2021 and is based in San Mateo, United States. Operations focus on the fintech sector, where payment solutions are delivered to banks and financial institutions. Services include enabling flexible payment choices for customers, automating underwriting for risk-adjusted pricing, and supporting early financing to improve cash flow. The company aids institutions in maintaining competitiveness through these mechanisms.
Ratio Technologies offers Ratio Trade and Ratio Boost.
Ratio Technologies has 4 investors. Key investors include Streamlined Ventures, Cervin, 8-Bit Capital, and Honeystone Ventures.
Ratio Technologies operates through Ratio Technologies, Inc.