Ratio Technologies

San Mateo, United States Founded: 2021 • Age: 5 yrs
Payment solutions are provided to financial institutions for flexible options.

About Ratio Technologies

Ratio Technologies is a company based in San Mateo (United States) founded in 2021 by Mason Blake.. Ratio Technologies has raised $26 million across 4 funding rounds from investors including Streamlined Ventures, Cervin and 8-Bit Capital. The company has 9 employees as of December 31, 2023. Ratio Technologies offers products and services including Ratio Trade and Ratio Boost. Ratio Technologies operates in a competitive market with competitors including Insikt, Skeps, Quartix, EquipiFi and Momnt, among others.

  • Headquarter San Mateo, United States
  • Employees 9 as on 31 Dec, 2023
  • Founders Mason Blake
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Ratio Technologies, Inc
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $26 M (USD)

    in 4 rounds

  • Latest Funding Round
    $100 M (USD), Debt – Conventional

    Apr 14, 2026

  • Investors
  • Employee Count
    9

    as on Dec 31, 2023

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Products & Services of Ratio Technologies

Ratio Technologies offers a comprehensive portfolio of products and services, including Ratio Trade and Ratio Boost. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Converts annual contracts to instant cash for businesses.

Provides instant cash for contract values to close deals faster.

People of Ratio Technologies
Headcount 10-50
Employee Profiles 7
Employee Profiles
People
Ashish Srimal
Founder & CEO
People
Perry Narancic
Vp, Corporate Development And General Counsel
People
Prashant Gupta
Head Of Risk And Revenue Operations
People
Chris Sand
Senior Full Stack Engineer

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Funding Insights of Ratio Technologies

Ratio Technologies has successfully raised a total of $26M across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $100 million completed in April 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 4
  • Last Round Debt – Conventional — $100.0M
  • First Round

    (15 Sep 2022)

  • Investors Count 4
Date Amount Transaction Name Valuation Lead Investors Investors
Apr, 2026 Amount Series B - Ratio Technologies Valuation

investors

Apr, 2026 Amount Debt – Conventional - Ratio Technologies Valuation

investors

Sep, 2022 Amount Debt – Conventional - Ratio Technologies Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Ratio Technologies

Ratio Technologies has secured backing from 4 investors, including venture fund investors. Prominent investors backing the company include Streamlined Ventures, Cervin and 8-Bit Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Investments in tech startups are managed by Streamlined Ventures.
Founded Year Domain Location
Business consulting services are provided by Cervin to various clients.
Founded Year Domain Location
Early-stage software startups are funded by 8-Bit Capital.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Ratio Technologies

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Ratio Technologies

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Ratio Technologies Comparisons

Employees
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Competitors of Ratio Technologies

Ratio Technologies operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Insikt, Skeps, Quartix, EquipiFi and Momnt, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
White label platform for online lending is developed and offered.
domain founded_year HQ Location
Online marketplace and enabler for point-of-sale financing for merchants and lenders
domain founded_year HQ Location
Working capital loans are provided to businesses by Quartix.
domain founded_year HQ Location
Cloud-based point-of-sale financing enables buy now pay later options.
domain founded_year HQ Location
AI-based lending software for point-of-sale financing
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Ratio Technologies

Frequently Asked Questions about Ratio Technologies

When was Ratio Technologies founded?

Ratio Technologies was founded in 2021 and raised its 1st funding round 1 year after it was founded.

Where is Ratio Technologies located?

Ratio Technologies is headquartered in San Mateo, United States. It is registered at San Mateo, California, United States.

Is Ratio Technologies a funded company?

Ratio Technologies is a funded company, having raised a total of $26M across 4 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $400M, raised on Sep 15, 2022.

How many employees does Ratio Technologies have?

As of Dec 31, 2023, the latest employee count at Ratio Technologies is 9.

What does Ratio Technologies do?

Ratio Technologies was founded in 2021 and is based in San Mateo, United States. Operations focus on the fintech sector, where payment solutions are delivered to banks and financial institutions. Services include enabling flexible payment choices for customers, automating underwriting for risk-adjusted pricing, and supporting early financing to improve cash flow. The company aids institutions in maintaining competitiveness through these mechanisms.

Who are the top competitors of Ratio Technologies?

Ratio Technologies's top competitors include Skeps, Momnt and EquipiFi.

What products or services does Ratio Technologies offer?

Ratio Technologies offers Ratio Trade and Ratio Boost.

Who are Ratio Technologies's investors?

Ratio Technologies has 4 investors. Key investors include Streamlined Ventures, Cervin, 8-Bit Capital, and Honeystone Ventures.

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