About Refresh Money
Refresh Money is a company based in Bengaluru (India) founded in 2024. It operates as a D2C. Refresh Money offers products and services including Home Loan Porting. Refresh Money operates in a competitive market with competitors including CarPay, OttoMoto, Launcher.Solutions, PromonTech and Teledata Communications, among others.
- Headquarter Bengaluru, India
- SectorsFinancial Services
- Website refresh.money
- Legal Name Refresh Fintech Private Limited
- Date of Incorporation 06 Aug, 2024
- Jurisdiction Bangalore, Karnataka, India
- Net Loss-₹27,450
FY 2025 · -537500% margin
- EBITDA-₹27,450
FY 2025 · -537500% margin
Associated legal entities of Refresh Money
Refresh Money operates through Refresh Fintech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Refresh Fintech Private Limited CIN U66190KA2024PTC191753 | Active | 06 Aug 2024 | Bangalore, Karnataka | ₹0.0 Cr | – | 2 | View details |
Products & Services of Refresh Money
Refresh Money offers a comprehensive portfolio of products and services, including Home Loan Porting.
Enables users to port loans and reduce interest rates easily
Board of directors of Refresh Fintech Private Limited (Refresh Money)
Refresh Fintech Private Limited is the primary company behind Refresh Money. The board of Refresh Fintech Private Limited currently have 2 directors; the longest-serving is Upendra Kumar Gupta, appointed in 2025. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Upendra Kumar Gupta DIN 11258887 | Director | 30 Jul 2025 | 1 yr 2 mo | Refresh Fintech Private Limited |
| Nilam Patidar DIN 11322407 | Director | 04 Sep 2025 | 1 yr 1 mo | Refresh Fintech Private Limited |
Financials of Refresh Money
Figures of Refresh Fintech Private Limited, the primary company behind Refresh Money, for FY 2025. Net loss was -₹27,450 (-537500% margin). EBITDA was -₹27,450 (-537500% margin).
- -₹27,450Net loss · -537500% margin
- -₹27,450EBITDA · -537500% margin
- ₹1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Refresh Fintech Private Limited are on its company page.
Detailed financial statements for Refresh Money
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
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Verified entity values are shown only after access is granted.
Competitors of Refresh Money
Refresh Money operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as CarPay, OttoMoto, Launcher.Solutions, PromonTech and Teledata Communications, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| carpay.com | 2015 | Wilmington, United States | $10.11M | – | Loan lifecycle management software is offered for purchase financing. | |
| ottomoto.net | 2020 | Cumming, United States | – | – | Platform for automotive dealers to manage lending, buyer verification, and deals efficiently. | |
| launcher.solutions | 2016 | Jacksonville, United States | $5M | 8 | Loan origination technology is supplied for automotive finance lenders. | |
| promontech.com | 2015 | Denver, United States | – | – | Provides software solutions tailored for the lending industry. | |
| tcicredit.com | 1998 | Islandia, United States | – | – | SaaS-based loan origination solutions are provided to financial institutions. | |
| tcidecisionlender.com | 2009 | Islandia, United States | – | – | Provides cloud-based loan processing and origination software for banks and credit unions. | |
| lendline.io | 2016 | Brooklyn, United States | – | – | Serves as a SaaS platform for online loan origination and servicing. |
Detailed competitors of Refresh Money
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Similar companies to Refresh Money
10 companies that operate in the same segment as Refresh Money (Housing Finance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Operates an online platform for educational loans tailored to students. | 2019 | Bengaluru, Karnataka, India | – | USD 24.31 M | 1,250 | |
Loans for housing and business are provided by Aavas Financiers in India. | 2011 | Jaipur, Rajasthan, India | – | USD 99.6 M | 6,379 | |
Affordable housing and community support services are provided. | 2016 | Newbury, England, United Kingdom | – | – | – | |
Finance services encompassing loans and insurance in India. | 1991 | Jaipur, Rajasthan, India | – | USD 8.21 M | – | |
Functions as an urban co-operative bank providing financial services to members. | 1906 | Pune, Maharashtra, India | – | – | – | |
Platform for booking verified student housing near universities worldwide. | 2016 | Noida, Uttar Pradesh, India | USD 2.63 M | USD 491.7 K | – | |
Serves as a provider of home loan financing solutions. | 2013 | Palwal, Haryana, India | – | USD 12.79 M | 419 | |
Provides residential and commercial property loan solutions. | – | Mumbai, Maharashtra, India | – | USD 9.31 M | 1,730 | |
Short-term financing is offered for residential construction projects. | 2005 | Calgary, Alberta, Canada | – | USD 5.55 M | 49 | |
Piramal Housing Finance, a Piramal Group subsidiary, specializes in home loans for individuals. | 2017 | Mumbai, Maharashtra, India | – | USD 779.37 M | 941 |
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Frequently Asked Questions about Refresh Money
Refresh Money was founded in 2024.
Refresh Money is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Refresh Fintech Private Limited is a company that facilitates home loan porting, allowing users to reduce interest rates and avoid processing fees. It provides tools for calculating potential savings based on loan details like principal and EMI. The service targets individuals managing their portfolios, focusing on financial efficiency without explicit location details. It operates as a direct platform for users to access and compare loan options.
Refresh Money's top competitors include CarPay, Launcher.Solutions and Teledata Communications.
Refresh Money offers Home Loan Porting.
Refresh Money operates through Refresh Fintech Private Limited.
The legal entities of Refresh Money currently have 2 directors, including Upendra Kumar Gupta, Nilam Patidar.