Refresh Fintech Private Limited
About Refresh Fintech Private Limited
Data last updated:
Refresh Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India. It was incorporated on 06 August 2024.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U66190KA2024PTC191753.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Upendra Kumar Gupta and Nilam Patidar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
The company is associated with 1 brand: Refresh Money.
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- Registered AddressUnit No. Tf – 04 3rd Floor 38/17, #1678 Smart Avenue Nehru Road Kammanahalli Hrbr Layout, Bangalore, Karnataka, India – 560043
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Refresh Fintech Private Limited FY 2025 filings available
Refresh Fintech Private Limited reported revenue of ₹5 for FY 2025.
Financial Statement Summary of Refresh Fintech Private Limited
| Metrics | FY 2024-25 |
|---|---|
| Profit and Loss Statement | |
| Revenue from Operations | •••• |
| Other Income | •••• |
| Total Revenue | •••• |
| Cost of Materials Consumed | •••• |
| Employee Benefit Expense | •••• |
| Finance Costs | •••• |
| Depreciation and Amortisation | •••• |
| Other Expenses | •••• |
| Total Expenses | •••• |
| EBITDA | •••• |
| Profit Before Tax | •••• |
| Tax Expense | •••• |
| Net Profit (PAT) | •••• |
| Balance Sheet | |
| Share Capital | •••• |
| Reserves and Surplus | •••• |
| Net Worth (Total Equity) | •••• |
| Long-term Borrowings | •••• |
| Short-term Borrowings | •••• |
| Trade Payables | •••• |
| Total Liabilities | •••• |
| Fixed Assets | •••• |
| Investments | •••• |
| Inventories | •••• |
| Trade Receivables | •••• |
| Cash and Bank Balance | •••• |
| Total Assets | •••• |
Financial Ratios of Refresh Fintech Private Limited
| Metrics | FY 2024-25 |
|---|---|
| Profitability | |
| EBITDA Margin | •••• |
| Net Profit Margin | •••• |
| Return on Equity (ROE) | •••• |
| Return on Capital Employed (ROCE) | •••• |
| Return on Assets (ROA) | •••• |
| Liquidity and Debt | |
| Current Ratio | •••• |
| Quick Ratio | •••• |
| Debt-to-Equity Ratio | •••• |
| Interest Coverage Ratio | •••• |
| Efficiency and Growth | |
| Asset Turnover | •••• |
| Receivable Days | •••• |
| Payable Days | •••• |
| Inventory Days | •••• |
| Revenue Growth | •••• |
| Net Profit Growth | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Refresh Fintech are in the company report.
Financial statements from FY 2025
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Refresh Fintech Private Limited
Refresh Fintech Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance, Fintech). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Idealise Finance & Investment Private Limited | ₹13 (FY 2024) | •••• | •••• | -100.0% | •••• | Allahabad, Uttar Pradesh, India |
| Kamp Finance Consultants Private Limited | ₹11 (FY 2023) | •••• | •••• | -100.0% | •••• | Hyderabad, Telangana, India |
| Payhub Fintech Private Limited | ₹10 (FY 2023) | •••• | •••• | •••• | Delhi, India | |
| Thar India Fintech Private Limited | ₹6 (FY 2024) | •••• | •••• | -94.0% | •••• | Delhi, India |
| Refresh Fintech Private Limited this company | ₹5 (FY 2025) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Ambassador Fintech Private Limited | ₹5 (FY 2025) | •••• | •••• | -44.0% | •••• | Ahmedabad, Gujarat, India |
| Fluxcap Software Private Limited | ₹4 (FY 2025) | •••• | •••• | •••• | Patna, Bihar, India | |
| Ori Finance Limited | ₹4 (FY 2016) | •••• | •••• | •••• | Kolkata, West Bengal, India | |
| Niolytics Fintech Private Limited | ₹3 (FY 2024) | •••• | •••• | -100.0% | •••• | Gurgaon, Haryana, India |
| Nirmal Lifestyle Investment & Finance Private Limited | ₹3 (FY 2021) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Moca Fintech Solutions Private Limited | ₹3 (FY 2025) | •••• | •••• | •••• | Thrissur, Kerala, India |
Peers are the five companies nearest above and the five nearest below Refresh Fintech by revenue in the Ecommerce and Internet industry (Finance, Fintech), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Refresh Fintech Private Limited
Refresh Fintech has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Upendra Kumar Gupta | Director | 30 Jul 2025 | 1 Years 2 Months | Current |
| Nilam Patidar | Director | 04 Sep 2025 | 1 Years 1 Months | Current |
Charges & Borrowings of Refresh Fintech Private Limited
Refresh Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Associated Brands with Refresh Fintech Private Limited
Refresh Fintech operates one associated brand: Refresh Money. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides home loan porting to lower rates and calculate savings for users. | refresh.money |
Employees and EPFO Compliance at Refresh Fintech Private Limited
Employment history and EPFO contributions of people linked to Refresh Fintech.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Refresh Fintech Private Limited
Refresh Fintech Private Limited has 6 board changes on record since 2024: 4 appointments and 2 cessations. The latest: Nilam Patidar was appointed as Director on 04 Sep 2025.
Credit Ratings, Litigation & Regulatory Alerts for Refresh Fintech Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Refresh Fintech Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Refresh Fintech Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Refresh Fintech Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Refresh Fintech Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Refresh Fintech Private Limited
Refresh Fintech is an active private limited company based in Bangalore, Karnataka, India. It was incorporated on 06 August 2024 (2+ years old) and is registered under CIN U66190KA2024PTC191753.
Refresh Fintech has 2 current directors:
- Upendra Kumar Gupta - Director
- Nilam Patidar - Director
The CIN (Corporate Identification Number) of Refresh Fintech is U66190KA2024PTC191753. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Refresh Fintech was incorporated on 06 August 2024, making it 2+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Refresh Fintech by revenue are Idealise Finance & Investment Private Limited, Kamp Finance Consultants Private Limited, Payhub Fintech Private Limited, Thar India Fintech Private Limited, Ambassador Fintech Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance, Fintech).
Nilam Patidar was appointed as Director on 04 Sep 2025. Umang Gupta ceased to be Director on 04 Sep 2025. Upendra Kumar Gupta was appointed as Director on 30 Jul 2025. Refresh Fintech has 6 board changes on record in total.
The registered office of Refresh Fintech is at Unit No. Tf – 04 3rd Floor 3817, #1678 Smart Avenue Nehru Road Kammanahalli Hrbr Layout, Bangalore, Karnataka, India – 560043.
Refresh Fintech has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.
No. Refresh Fintech is not listed on any stock exchange. It is an unlisted company.
Refresh Fintech has 1 associated brand: Refresh Money.
Refresh Fintech can be reached at its registered office: Unit No. Tf – 04 3rd Floor 3817, #1678 Smart Avenue Nehru Road Kammanahalli Hrbr Layout, Bangalore, Karnataka, India – 560043.