About Refyne Finance
Refyne Finance is a Technology company based in Bengaluru (India) founded in 2021. It provides technology-based financial lending to underserved demographics in India. It operates on a D2C and B2C model in Technology and Financial Services sectors. The company has 1 employees. Its Indian entity Refyne Finance Private Limited reported revenue of ₹2.32 Cr. Refyne Finance offers products and services including Loan Application Platform and Risk Assessment Tool. Its focus areas include FinTech, Investment Tech, Financial Databases and Private Company Data. Its competitors include Bizongo, GoKwik and Indifi; 3 of its 3 listed competitors have raised funding.
Company details
Refyne Finance is a private limited company incorporated in 2021, focusing on NBFC operations pending RBI approval. It leverages data sciences and technology to streamline loan applications and offer easy EMIs with extended repayment options. The platform targets unserved demographics in India, promoting financial inclusiveness through responsible lending practices. Headquartered in Bangalore, it aims to redefine retail lending by integrating tech into traditional processes, supporting borrowers with accessible credit solutions.
- Headquarters Bengaluru, India
- Employees 1
- SectorsTechnologyFinancial Services
- Email••••••••
- Phone•••• ••••
- Website refynefinance.com
- Legal Name Refyne Finance Private Limited
- Date of Incorporation 04 Feb, 2021
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹2.32 Cr
FY 2025 · +261% YoY
- Net Profit₹11.8 Lakh
FY 2025 · 5% margin
- EBITDA₹1.40 Cr
FY 2025 · 60% margin
- Employee Count1
Associated legal entities of Refyne Finance
Refyne Finance operates through Refyne Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Refyne Finance Private Limited CIN U65929KA2021PTC143815 | Active | 04 Feb 2021 | Bangalore, Karnataka | ₹2.3 Cr | 4 | 4 | View details |
Products & Services of Refyne Finance
Refyne Finance offers a comprehensive portfolio of products and services, including Loan Application Platform and Risk Assessment Tool.
Platform for streamlined loan applications and EMI management
Tool using data sciences for secure lending risk evaluation
Board of directors of Refyne Finance Private Limited (Refyne Finance)
Refyne Finance Private Limited is the primary company behind Refyne Finance. The board of Refyne Finance Private Limited currently have 4 directors; the longest-serving is Chitresh Sharma, appointed in 2021. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Chitresh Sharma DIN 08740421 | Director | 04 Feb 2021 | 5 yrs 9 mo | Refyne Finance Private Limited |
| Apoorv Kumar DIN 09054364 | Director | 04 Feb 2021 | 5 yrs 9 mo | Refyne Finance Private Limited |
| Naresh Vatwani DIN 09722113 | Director | 31 Aug 2022 | 4 yrs 2 mo | Refyne Finance Private Limited |
| Deepak Mohan Ahuja DIN 09733986 | Director | 12 Sep 2022 | 4 yrs 1 mo | Refyne Finance Private Limited |
Financials of Refyne Finance
Figures of Refyne Finance Private Limited, the primary company behind Refyne Finance, for FY 2025. Revenue was ₹2.32 Cr (+261% year on year). Net profit was ₹11.8 Lakh (5% margin). EBITDA was ₹1.40 Cr (60% margin). Revenue has grown at a compounded annual rate of +213% over three years.
- ₹2.32 CrRevenue · FY 2025 · +261% YoY
- ₹11.8 LakhNet profit · 5% margin
- ₹1.40 CrEBITDA · 60% margin
- ₹3.40 CrPaid-up capital
- 4Employees (provident fund records)
- +213%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Refyne Finance Private Limited are on its company page.
Detailed financial statements for Refyne Finance
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Competitors of Refyne Finance
Refyne Finance has 3 listed competitors in our database, 3 of them funded. They include Bizongo, GoKwik and Indifi.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| gokwik.co | 2020 | Delhi, India | $73.02M | 304 | Software solutions are provided for e-commerce and D2C brands. | |
| indifi.com | 2015 | Gurugram, India | $90.76M | 500 | Online business loans and credit solutions for MSMEs are provided. |
Detailed competitors of Refyne Finance
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Web traffic of Refyne Finance
The website of Refyne Finance (refynefinance.com) receives about 1.7K visits a month.
- Monthly visits1.7K
▼ 40.6% vs previous month
Top companies in Investment & Financial Technology
2 companies that operate in the same segment as Refyne Finance (Investment & Financial Technology) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
App-based brokerage stock trading platform | 1996 | Mumbai, Maharashtra, India | USD 38.41 M | USD 548.9 M | 3,830 | |
Smart investment portfolios are offered via an online platform. | 2015 | Bengaluru, Karnataka, India | USD 121.05 M | USD 635.51 K | 231 |
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Related news about Refyne Finance
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Frequently Asked Questions about Refyne Finance
Refyne Finance was founded in 2021.
Refyne Finance is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Refyne Finance has 1 employees.
The primary company behind Refyne Finance, Refyne Finance Private Limited, reported revenue of ₹2.32 Cr for FY 2025, up 261% year on year.
Refyne Finance is a private limited company incorporated in 2021, focusing on NBFC operations pending RBI approval. It leverages data sciences and technology to streamline loan applications and offer easy EMIs with extended repayment options. The platform targets unserved demographics in India, promoting financial inclusiveness through responsible lending practices. Headquartered in Bangalore, it aims to redefine retail lending by integrating tech into traditional processes, supporting borrowers with accessible credit solutions.
Refyne Finance offers Loan Application Platform and Risk Assessment Tool.
Refyne Finance operates through Refyne Finance Private Limited.
The legal entities of Refyne Finance currently have 4 directors, including Naresh Vatwani, Chitresh Sharma, Deepak Mohan Ahuja and others.