About Refyne Finance Private Limited
Data last updated: 23 December 2025
Refyne Finance Private Limited is a private limited company based in Bangalore South, Karnataka, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 04 February 2021, the company has been in operation for over 5 years.
Registered with ROC Bangalore under CIN U65929KA2021PTC143815.
Capital: an authorised share capital of ₹3.9 Cr and a paid-up capital of ₹3.4 Cr. It is led by directors including Naresh Vatwani and Chitresh Sharma.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Sector 2, Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.32 Cr, reflecting significant growth compared to the previous year.
The company is associated with 2 brands - Refyne Finance, Refyne. As per MCA filings, the company has open charges of ₹466.5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website refyne.co.in.
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Registered Address#522 24Th Main Road, Parangi Palya Sector 2, Bangalore South, Karnataka, India – 560102
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IndustryFinancial Services, Diversified Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Refyne Finance Private Limited
Refyne Finance Private Limited operates two associated brands: Refyne Finance and Refyne. These brands represent Refyne Finance Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides technology-based financial lending to underserved demographics in India. | refynefinance.com | |
| Provider of earned wage access and financial wellness solutions | refyne.co.in |
Competitors & Alternatives of Refyne Finance Private Limited
Brands and companies operating in the same space as Refyne Finance Private Limited include Funding Societies, Yubi, Indifi and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Funding Societies
|
Business loans are provided via a P2P marketplace platform. | Singapore, Singapore, Singapore | 2015 |
Yubi
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Business loans are facilitated through an online debt marketplace. | Chennai, India, India | 2020 |
Indifi
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Online business loans and credit solutions for MSMEs are provided. | Gurugram, India, India | 2015 |
Bizongo
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Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | Mumbai, India, India | 2015 |
GoKwik
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Software solutions are provided for e-commerce and D2C brands. | Delhi, India, India | 2020 |
Clair
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Embedded Earned Wage Access solutions are provided for HR platforms. | New York, United States, United States | 2019 |
Jify
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Online financial management and on demand salary solutions for employees | Mumbai, India, India | 2021 |
Epimoney
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Consumer and business loans are facilitated via an online platform. | Chennai, India, India | 1995 |
Lendingkart
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Provider of unsecured business loans and working capital financing to MSMEs | Ahmedabad, India, India | 2014 |
IndiaLends
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Online platform providing loans and credit cards from various financial institutions | Gurugram, India, India | 2014 |
Auditor Details of Refyne Finance Private Limited
Refyne Finance Private Limited is audited by MOHINDRA AND ASSOCIATES for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MOHINDRA AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Refyne Finance Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Refyne Finance Private Limited
Refyne Finance Private Limited is currently managed by 4 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Naresh Vatwani | Director | 31 Aug 2022 | 3 Years 10 Months | Current |
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Chitresh Sharma
Also directs:
Refyne Tech Private Limited
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Director | 04 Feb 2021 | 5 Years 5 Months | Current |
| Deepak Mohan Ahuja | Director | 12 Sep 2022 | 3 Years 10 Months | Current |
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Apoorv Kumar
Also directs:
Refyne Tech Private Limited
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Director | 04 Feb 2021 | 5 Years 5 Months | Current |
Financials of Refyne Finance Private Limited FY 2025 filings available
Refyne Finance Private Limited reported revenue of ₹2.32 Cr (up 261.00% YoY) for FY 2025.
Ten-year financial statements for Refyne Finance Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Refyne Finance Private Limited
Shareholding and ownership data for Refyne Finance Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Refyne Finance Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 11 Dec 2025 | Others | ₹25 Cr | Open |
| 27 Nov 2025 | Others | ₹10 Cr | Open |
| 25 Nov 2025 | Others | ₹25 Cr | Open |
| 24 Oct 2025 | Others | ₹35 Cr | Open |
| 21 Oct 2025 | Others | ₹35 Cr | Open |
Total charge records: 15 View all charges
Employees and EPFO Compliance at Refyne Finance Private Limited
Refyne Finance Private Limited has a workforce of 0 employees as of Apr 06, 2024.
Employee and EPFO history for Refyne Finance Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Refyne Finance Private Limited
GST registrations and filing compliance for Refyne Finance Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Refyne Finance Private Limited
Credit ratings, litigation, and regulatory alerts for Refyne Finance Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Refyne Finance Private Limited
MSME payment history for Refyne Finance Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Refyne Finance Private Limited
Corporate group structure for Refyne Finance Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Refyne Finance Private Limited
MCA filings and documents for Refyne Finance Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Refyne Finance Private Limited
Frequently Asked Questions about Refyne Finance Private Limited
Refyne Finance Private Limited is an active private limited company in the financial services sector based in Bangalore South, Karnataka, India. It was incorporated on 04 February 2021 (5+ years old) and is registered under CIN U65929KA2021PTC143815.
Refyne Finance Private Limited reported revenue of ₹2.32 Cr for FY 2025 (up 261.00% YoY).
The current directors of Refyne Finance Private Limited are:
- Naresh Vatwani - Director
- Chitresh Sharma - Director
- Deepak Mohan Ahuja - Director
- Apoorv Kumar - Director
The primary industry of Refyne Finance Private Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.
Refyne Finance Private Limited can be reached at the registered office: #522 24Th Main Road, Parangi Palya Sector 2, Bangalore South, Karnataka, India – 560102, or through the website refyne.co.in.
The authorised capital is ₹3.9 Cr, and the paid-up capital is ₹3.4 Cr.