About Refyne
Refyne is a company based in Bengaluru (India) founded in 2020 by Apoorv Kumar and Chitresh Sharma. Refyne has raised $102.1 million across 4 funding rounds from investors including RTP Global, Tiger Global and QED Investors. Refyne offers products and services including Refyne App, Salary On-Demand, MoneyGuru, and Refyne Privilege Club. Refyne operates in a competitive market with competitors including Clair, Jify, Kaarva, Myfinfi and Daily Salary, among others.
- Headquarter Bengaluru, India
- Founders Apoorv Kumar, Chitresh Sharma
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Sectors
TechnologyFinancial Services
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Email
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Phone
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Website
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Social
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Annual Revenue
Not available
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Net Profit
Not available
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EBITDA
Not available
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Total Equity Funding
$102.1 M (USD)
in 4 rounds
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Latest Funding Round
$4 M (USD), Debt – Venture
Jun 11, 2025
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Investors
RTP Global
& 7 more
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Employee Count
Not available
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Products & Services of Refyne
Refyne offers a comprehensive portfolio of products and services, including Refyne App, Salary On-Demand, MoneyGuru, and Refyne Privilege Club.
Mobile app for early salary access and financial tools.
Service for interest-free early salary withdrawal.
Platform for learning personal finance concepts simply.
Program offering discounts on purchases for employees.
People of Refyne
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Funding Insights of Refyne
Refyne has successfully raised a total of $102.1M across 4 strategic funding rounds. The most recent funding activity was a Debt – Venture round of $4 million completed in June 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Refyne
Refyne has secured backing from 8 investors, including venture fund and institutional investors. Prominent investors backing the company include RTP Global, Tiger Global and QED Investors.
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Venture and private equity investments are managed with global diversification.
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Venture capital fund investing in early-stage start-ups
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Investments in early-stage companies are managed by XYZ Venture Capital.
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Investor details for Refyne
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Investments & Acquisitions by Refyne
Investment portfolio details for Refyne
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Financial Statements - Refyne
Detailed financials for Refyne
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Refyne Comparisons
Peer comparison for Refyne
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- Named peers
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Competitors of Refyne
Refyne operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Clair, Jify, Kaarva, Myfinfi and Daily Salary, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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Embedded Earned Wage Access solutions are provided for HR platforms.
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Online financial management and on demand salary solutions for employees
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Earned salaries are accessed by employees through a flexible platform.
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Employee financial benefits are delivered via a cloud-based platform.
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A cloud-based application for managing employee salaries efficiently.
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Detailed competitors of Refyne
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Latest news on Refyne
Complete news archive for Refyne
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Frequently Asked Questions about Refyne
Refyne was founded in 2020.
Refyne is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Chitresh Sharma is the current CEO of Refyne. They have also founded this company.
Refyne is a funded company, having raised a total of $102.1M across 4 funding rounds to date.
Refyne was founded in 2020 in Bengaluru, India, as a fintech provider focused on earned wage access and financial wellness. Employees are granted access to earned wages prior to payday through a platform that integrates with HR and payroll systems. Financial literacy resources, savings tools, and habit-building features are offered to support better financial management. Data security and privacy are maintained in compliance with regulations.
Refyne offers Refyne App, Salary On-Demand, MoneyGuru, and Refyne Privilege Club.
Refyne has 8 investors. Key investors include RTP Global, Tiger Global, QED Investors, XYZ Venture Capital, and Jigsaw VC.