About Responsible Lending
Responsible Lending is a Financial Services company based in Plymouth (United Kingdom) founded in 2014, and was acquired by Royal London in February 2024. Mortgage loans are provided by Responsible Lending in the UK. The company has 42 employees. Its chief executive, as recorded, is Keith Haggart. Responsible Lending offers products and services including Lifetime Mortgage and Equity Release Estimator. Its focus areas include FinTech, Alternative Lending, Online Lenders and Mortgages. Its legal entity is RESPONSIBLE LENDING LIMITED. Its competitors include MT Finance, One Savings Bank and Perenna; 2 of its 3 listed competitors have raised funding.
Company details
Responsible Lending was founded in 2014 and is headquartered in Plymouth, United Kingdom. Mortgage loans are offered as the core service within the financial sector, with operations centered on lending activities. The company is led by CEO Keith Haggart. Services are accessible via the domain responsiblelending.co.uk, targeting clients in the region. Focus is placed on standard mortgage provision without additional specified sectors.
- Headquarters Plymouth, United Kingdom
- Employees 42
- Stage Acquired
- SectorsFinancial Services
- Website responsiblelending.co.uk
- Social LinkedIn
- Acquired by Royal London (Feb 2024)
- Legal Name Responsible Lending Limited
- Date of Incorporation 30 Sep, 2015
- Jurisdiction PLYMOUTH, ENGLAND
- Investors
- Employee Count42
- Acquired byRoyal London
(Feb 2024)
Products & Services of Responsible Lending
Responsible Lending offers a comprehensive portfolio of products and services, including Lifetime Mortgage and Equity Release Estimator.
Mortgage for homeowners to release property equity without selling
Online calculator to estimate costs of equity release options
Funding Insights of Responsible Lending
- Total Rounds 1
- Investors Count 1
All 1 funding rounds of Responsible Lending with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2021 | Seed | β | β |
1 investors in total: 1 institutional.
Investors in Responsible Lending
Responsible Lending has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Royal London.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Mutual life insurance, pensions, and investment services are provided. | 1861 | royallondon.com | London, United Kingdom |
Investor details for Responsible Lending
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Responsible Lending
1 people are tracked at Responsible Lending (1 in leadership); the tracked headcount is 42.
| Name | Role | Group |
|---|---|---|
Keith Haggart | CEO | Leadership |
Complete people profiles for Responsible Lending
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Responsible Lending
3 dated milestones of Responsible Lending across 10 years, from founding to its latest funding, stage changes and deals.
- Founded Responsible Lending is founded.
- Funding First funding round.
- Exit Acquired by Royal London.
Competitors of Responsible Lending
Responsible Lending has 3 listed competitors in our database, 2 of them funded. They include MT Finance, One Savings Bank and Perenna.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| mt-finance.com | 2008 | London, United Kingdom | $11.06M | 36 | Diversified lending NBFI | |
| osb.co.uk | 2011 | Chatham, United Kingdom | 1,755 | Provider of an online marketplace for mortgage loans | ||
| perenna.com | 2006 | Chesterfield, United Kingdom | $92M | Provider of home financial services |
Detailed competitors of Responsible Lending
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
2 companies that operate in the same segment as Responsible Lending (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track β from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Responsible Lending
Complete news archive for Responsible Lending
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Responsible Lending
Responsible Lending was founded in 2014 and raised its 1st funding round 7 years after it was founded.
Responsible Lending is headquartered in Plymouth, United Kingdom.
Keith Haggart is the CEO of Responsible Lending, as recorded in our data.
Responsible Lending has 42 employees.
Responsible Lending was founded in 2014 and is headquartered in Plymouth, United Kingdom. Mortgage loans are offered as the core service within the financial sector, with operations centered on lending activities. The company is led by CEO Keith Haggart. Services are accessible via the domain responsiblelending.co.uk, targeting clients in the region. Focus is placed on standard mortgage provision without additional specified sectors.
Responsible Lending's top competitors include MT Finance, One Savings Bank and Perenna.
Responsible Lending offers Lifetime Mortgage and Equity Release Estimator.
Responsible Lending has 1 investor. Key investors include Royal London.
Responsible Lending operates through Responsible Lending Limited.
Yes. Responsible Lending was acquired by Royal London in February 2024.

