About Retra Ventures
Retra Ventures is a Financial Services company based in Mumbai (India) by Ramesh Panicker. It provides personal, business, and health loans via online applications. It operates on a B2C and B2B model. The company has 38 employees. Its chief executive, as recorded, is Ramesh Panicker. Its Indian entity Retra Ventures Private Limited reported revenue of ₹2.72 Cr. Retra Ventures offers products and services including Personal Loan, Business Loan, Health and Wellness Loan, and GST Finance. Its focus areas include FinTech, Lending, Personal Loans and Online Lending. Its competitors include Epimoney, IndiaLends and i2i; 2 of its 3 listed competitors have raised funding.
Company details
Retra Ventures Pvt. Ltd. operates as a financial services provider, offering personal loans up to 25 lakhs, business loans up to 45 lakhs, and health-related loans. Users apply online by submitting documents and completing KYC, with options for quick verification. Based in Mumbai, India, the company simplifies lending processes for individuals and businesses, emphasizing secure and fast services without requiring upfront payments.
- Headquarters Mumbai, India
- Employees 38
- Founders Ramesh Panicker
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website retrafinance.com
- Social LinkedIn X Facebook
- Legal Name Retra Ventures Private Limited
- Date of Incorporation 27 Nov, 2017
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹2.72 Cr
FY 2024 · +17% YoY
- Net Profit₹29.3 Lakh
FY 2024 · 11% margin
- EBITDA₹38 Lakh
FY 2024 · 14% margin
- Employee Count38
Associated legal entities of Retra Ventures
Retra Ventures operates through Retra Ventures Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Retra Ventures Private Limited CIN U74999MH2017PTC302209 | Active | 27 Nov 2017 | Mumbai, Maharashtra | ₹2.7 Cr | 38 | 2 | View details |
Products & Services of Retra Ventures
Retra Ventures offers a comprehensive portfolio of products and services, including Personal Loan, Business Loan, Health and Wellness Loan, and GST Finance.
Multi-purpose loans for individuals up to ₹25 lakhs.
Loans for businesses up to ₹45 lakhs for growth needs.
Funding for health treatments like IVF and dental care.
Financial support for GST-related business requirements.
Board of directors of Retra Ventures Private Limited (Retra Ventures)
Retra Ventures Private Limited is the primary company behind Retra Ventures. The board of Retra Ventures Private Limited currently have 2 directors; the longest-serving is Rameshkumar Gopalakrishna Panicker, appointed in 2017. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rameshkumar Gopalakrishna Panicker DIN 07687571 | Director | 27 Nov 2017 | 8 yrs 10 mo | Retra Ventures Private Limited |
| Suvarna Vinod Ansurkar DIN 11104043 | Director | 13 May 2025 | 1 yr 5 mo | Retra Ventures Private Limited |
People of Retra Ventures
1 people are tracked at Retra Ventures (1 in leadership); the tracked headcount is 38.
| Name | Role | Group |
|---|---|---|
Ramesh Panicker | Founder, CEO | Leadership |
Complete people profiles for Retra Ventures
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Financials of Retra Ventures
Figures of Retra Ventures Private Limited, the primary company behind Retra Ventures, for FY 2024. Revenue was ₹2.72 Cr (+17% year on year). Net profit was ₹29.3 Lakh (11% margin). EBITDA was ₹38 Lakh (14% margin). Revenue has grown at a compounded annual rate of +59% over three years and +95% over five years.
- ₹2.72 CrRevenue · FY 2024 · +17% YoY
- ₹29.3 LakhNet profit · 11% margin
- ₹38 LakhEBITDA · 14% margin
- ₹1.80 CrPaid-up capital
- 38Employees (provident fund records)
- +59%Revenue CAGR, 3 years
- +95%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Retra Ventures Private Limited are on its company page.
Detailed financial statements for Retra Ventures
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Competitors of Retra Ventures
Retra Ventures has 3 listed competitors in our database, 2 of them funded. They include Epimoney, IndiaLends and i2i.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| epimoney.in | 1995 | Chennai, India | 623 | Consumer and business loans are facilitated via an online platform. | ||
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. |
Detailed competitors of Retra Ventures
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Top companies in Alternative Lending
3 companies that operate in the same segment as Retra Ventures (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Frequently Asked Questions about Retra Ventures
Retra Ventures is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Ramesh Panicker is the CEO of Retra Ventures, as recorded in our data. They have also founded this company.
Retra Ventures has 38 employees.
The primary company behind Retra Ventures, Retra Ventures Private Limited, reported revenue of ₹2.72 Cr for FY 2024, up 17% year on year.
Retra Ventures Pvt. Ltd. operates as a financial services provider, offering personal loans up to 25 lakhs, business loans up to 45 lakhs, and health-related loans. Users apply online by submitting documents and completing KYC, with options for quick verification. Based in Mumbai, India, the company simplifies lending processes for individuals and businesses, emphasizing secure and fast services without requiring upfront payments.
Retra Ventures's top competitors include Epimoney, i2i and IndiaLends.
Retra Ventures offers Personal Loan, Business Loan, Health and Wellness Loan, and GST Finance.
Retra Ventures operates through Retra Ventures Private Limited.
The legal entities of Retra Ventures currently have 2 directors, including Rameshkumar Gopalakrishna Panicker, Suvarna Vinod Ansurkar.