Rio

Bengaluru, India Founded: 2023 • Age: 3 yrs Acquired By Zaggle
EMIs and credit payments are facilitated via UPI QR codes.
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About Rio

Rio is a company based in Bengaluru (India) founded in 2023 by Vivek Amarnani and Riya Bhattacharya was acquired by Zaggle in July 2025. It operates as a FinTech. Rio has raised $1.36 million across 1 funding round from investors including Zaggle, Village Global and Better Capital. Rio offers products and services including Rio UPI Credit Card. Rio operates in a competitive market with competitors including Stripe, Razorpay, Flutterwave, PayU and Mintoak, among others.

  • Headquarter Bengaluru, India
  • Founders Vivek Amarnani, Riya Bhattacharya
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Rivpe Technology Private Limited
  • Date of Incorporation 13 Jul, 2023
  • Jurisdiction Bangalore South, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $1.36 M (USD)

    in 1 rounds

  • Latest Funding Round
    $1.36 M (USD), Seed

    Nov 07, 2023

  • Investors
    Zaggle

    & 9 more

  • Employee Count
    Employee Count
  • Acquired by
    Zaggle

    (Jul 29, 2025)

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Products & Services of Rio

Rio offers a comprehensive portfolio of products and services, including Rio UPI Credit Card. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

A digital credit card with UPI integration offered.

Funding Insights of Rio

Rio has successfully raised a total of $1.36M through 1 strategic funding round. The most recent funding activity was a Seed round of $1.36 million completed in November 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Seed — $1.4M
  • First Round

    (07 Nov 2023)

  • Investors Count 9
Date Amount Transaction Name Valuation Lead Investors Investors
Nov, 2023 Amount Seed - Rio Valuation Village Global
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Rio

Rio has secured backing from 10 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Zaggle, Village Global and Better Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Early-stage venture capital investing, network building, and founder support services.
Founded Year Domain Location
Early-stage companies are invested in by Better Capital.
Founded Year Domain Location
Seed and early-stage investments are made across sectors in India.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Rio

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Rio

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Rio Comparisons

Employees
+
Add Comparison
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Competitors of Rio

Rio operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Stripe, Razorpay, Flutterwave, PayU and Mintoak, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Payment processing and card issuance solutions are provided for businesses.
domain founded_year HQ Location
Payment and business banking solutions are provided for enterprises.
domain founded_year HQ Location
Provider of payment processing solutions for businesses
domain founded_year HQ Location
Online payment processing and credit solutions are provided for businesses.
domain founded_year HQ Location
Digital payments and engagement solutions are offered for MSMEs.
domain founded_year HQ Location
Digital payments are processed and managed via specialized solutions.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Rio

Frequently Asked Questions about Rio

When was Rio founded?

Rio was founded in 2023.

Where is Rio located?

Rio is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Is Rio a funded company?

Rio is a funded company, having raised a total of $1.36M across 1 funding round to date. The company's 1st funding round was a Seed of $1.36M, raised on Nov 07, 2023.

What does Rio do?

A fully digital UPI credit card is offered by Rio through Rivpe Technology Private Limited. The service focuses on the financial sector, providing lifetime free cards with guaranteed cashbacks, exclusive offers, and secure transactions. Complementary lounge access and Rio Coins rewards are included for spends via UPI. Hassle-free onboarding and instant card activation are facilitated through a mobile app.

Who are the top competitors of Rio?

Rio's top competitors include Stripe, Razorpay and PayU.

What products or services does Rio offer?

Rio offers Rio UPI Credit Card.

Who are Rio's investors?

Rio has 10 investors. Key investors include Zaggle, Village Global, Better Capital, Blume Ventures, and Unified Programming Interfaces.

What is Rio's valuation?

The valuation of Rio is $9.92M as of Nov 2023.

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