
About RS Software
RS Software is a publicly listed company based in Kolkata (India) founded in 1987 by Raj Jain. BPO services are provided for financial, IT, and other sectors. It operates on a SaaS (Software-as-a-Service), Professional Services, and FinTech model. The company has 153 employees. Its chief executive, as recorded, is Raj Jain. Its website rssoftware.com draws about 37 thousand monthly visits. Its Indian entity R S Software (India) Ltd. reported revenue of ₹25.61 Cr. RS Software offers products and services including RS RealEdge™, RS DigitalEdge™, RS Bill@Edge™, Payabbhi®, and RS IntelliEdge™. Its focus areas include Technology, Financial Technology and Payment Solutions. Similar companies include Razorpay, Mintoak and Pine Labs; 3 of its 3 listed similar companies have raised funding.
Company details
RS Software is focused on providing mission-critical payment solutions that drive digital transformation in real-time payments. The company operates in the financial technology sector, offering products and services such as real-time payment systems, bill payment solutions, fraud and risk management, and payment platform as a service. Solutions are designed for scalability and innovation, supporting central infrastructures, banks, and payment service providers with API-first and cloud-enabled technologies. Key implementations include the UPI platform in India and transformation projects with global payment networks like Visa.
- Headquarters Kolkata, India
- Employees 153
- Founders Raj Jain
- Stage Public
- SectorsFinancial Services
- Phone•••• ••••
- Website rssoftware.com
- Social LinkedIn Facebook Instagram
- Legal Name R. S. Software (India) Limited
- Market Cap₹73.28 Cr
RSSOFTWARE · NSE
- Share Price₹27.93
-1.55% today
- Revenue₹25.14 Cr
FY 2025-26 · -56.1% YoY
- EBITDA−₹22.43 Cr
Margin -89.2%
- Net Profit−₹28.96 Cr
FY 2025-26 · -427.2% YoY
- Debt / Equity0.18
Interest cover -3.6x
- Employee Count153
Associated legal entities of RS Software
RS Software is associated with 2 registered companies on The Company Check; the primary company is R S Software (India) Ltd., a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| R S Software (India) Ltd. Listed CIN L72200WB1987PLC043375 | Active | 02 Dec 1987 | Kolkata, West Bengal | ₹25.6 Cr | 119 | 8 | View details |
| Paypermint Private Limited CIN U72900WB2016PTC217291 | Active | 26 Aug 2016 | Kolkata, West Bengal | ₹0.0 Cr | 7 | View details |
Products & Services of RS Software
RS Software offers a comprehensive portfolio of products and services, including RS RealEdge™, RS DigitalEdge™, RS Bill@Edge™, Payabbhi®, and RS IntelliEdge™.
Real-time payment product designed for central infrastructure systems.
Payment appliance exposing APIs for seamless payment integration.
Four-party EIBPP product for third-generation bill payment solutions.
Modernizes payment acceptance and acquiring for service providers.
Scalable multi-channel solution for real-time fraud risk management.
Board of directors of R S Software (India) Ltd. (RS Software)
R S Software (India) Ltd. is the primary company behind RS Software. The boards of the 2 registered companies of RS Software currently have 7 directors; the longest-serving is Sarita Jain, appointed in 1988. 13 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sarita Jain DIN 00206743 | Director | 20 Jan 1988 | 38 yrs 9 mo | R S Software (India) Ltd. |
| Rajnit Rai Jain DIN 00122942 | Whole-time director | 26 Aug 2016 | 10 yrs 1 mo | Paypermint Private Limited, R S Software (India) Ltd. |
| Rajasekar Ramaraj DIN 00090279 | Director | 26 Aug 2016 | 10 yrs 1 mo | Paypermint Private Limited, R S Software (India) Ltd. |
| Vijendra Kumar Surana DIN 00905175 | CFO | 02 Apr 2021 | 5 yrs 6 mo | Paypermint Private Limited |
| Richard Nicholas Launder DIN 03375772 | Director | 18 Aug 2021 | 5 yrs 2 mo | Paypermint Private Limited, R S Software (India) Ltd. |
| Cedarampattu Subramanian Mohan DIN 01308472 | Director | 01 Feb 2023 | 3 yrs 8 mo | R S Software (India) Ltd. |
| Peter Sweers DIN 10366047 | Director | 21 Oct 2023 | 3 yrs | R S Software (India) Ltd. |
People of RS Software
58 people are tracked at RS Software (6 in leadership, 5 in board & advisors, 47 in team); the tracked headcount is 153.
| Name | Role | Group |
|---|---|---|
Raj Jain | Founder & CEO | Leadership |
| CFO & Company Secretary | Leadership | |
Aniruddha Rai Chaudhuri | General Manager | Leadership |
Sujit Shankar Banerjee | General Manager | Leadership |
Srishti Jain Andreasen | Executive Head Of Global Busines Development | Leadership |
Deepsankar Saha Roy | Delivery Head | Leadership |
| Director | Board & advisors | |
Shital Jain | Director | Board & advisors |
R. Ramaraj | Director | Board & advisors |
| Director | Board & advisors | |
| Director | Board & advisors | |
Sourav Mukherjee | Lead Ui/ux Designer | Team |
Oishee Pal | Senior Technical Consultant | Team |
Abhishek Gupta | Business Leader, Sales Engineering, Products & Inside Sales | Team |
Rahul Debnath | Senior Software Engineer | Team |
Nidhi Yadav | Associate Software Engineer | Team |
Siddhanta Banerjee | Associate Software Engineer | Team |
Arup Bhowmik | Technical Consultant | Team |
Sudeshna Chakraborty Banerjee | Deputy Manager | Team |
Debabrata Bhunia | Assistant Technical Consultant | Team |
38 more people are available in the full profile.
Complete people profiles for RS Software
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of RS Software
RS Software is a publicly listed company on the NSE with ticker symbol RSSOFTWARE in India, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date12 Jul 2000
- Listed onNSE: RSSOFTWARE
- Listed entityR. S. Software (India) Limited
- Exchange sectorTechnology services
- ISININE165B01029
- Share price₹29.35 (+3.35% on the day) · 2026-10-14
- Market capitalisation₹73.5 Cr
- EPS (diluted, trailing year)₹-12.78
- Volume (last session)6,131
Financials of RS Software
Exchange-reported figures of R S Software (India) Ltd., the listed company behind RS Software (NSE: RSSOFTWARE).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 25.14 | 57.32 | 59.54 | 30.13 | 27.52 | 35.46 | 60.28 |
| Revenue growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.4% | -41.2% | - |
| EBITDA | (22.43) | 13.60 | 18.82 | (4.93) | (12.59) | (17.62) | (36.65) |
| EBITDA margin | -89.2% | +23.7% | +31.6% | -16.4% | -45.8% | -49.7% | -60.8% |
| Profit before tax | (28.51) | 9.63 | 18.35 | (8.69) | (12.08) | (21.16) | (45.06) |
| Net profit | (28.96) | 8.85 | 18.06 | (8.69) | (14.90) | (21.50) | (76.11) |
| Net profit margin | -115.2% | +15.4% | +30.3% | -28.8% | -54.1% | -60.6% | -126.3% |
| EPS (₹) | (11.27) | 3.38 | 7.04 | (3.17) | (5.88) | (7.80) | (27.99) |
| Balance sheet | |||||||
| Total assets | 47.80 | 60.90 | 51.95 | 34.15 | 40.73 | 66.30 | 80.68 |
| Net worth | 29.27 | 57.34 | 48.64 | 30.48 | 39.25 | 55.70 | 77.16 |
| Total debt | 15.00 | 0.55 | 1.55 | 2.41 | 0.09 | 7.80 | 0.00 |
| Cash & bank | 5.79 | 23.02 | 22.95 | 7.39 | 10.30 | 11.57 | 12.36 |
| Net working capital | 13.82 | 45.95 | 38.30 | 18.46 | 17.86 | 35.82 | 34.47 |
| Cash flow | |||||||
| Cash from operations | (6.62) | 8.15 | 15.85 | (9.61) | 9.15 | (15.03) | (40.75) |
| Cash from investing | (10.10) | (7.70) | (0.29) | 6.47 | (2.00) | 14.76 | 34.12 |
| Cash from financing | (0.50) | (0.38) | 0.00 | 0.23 | (8.42) | (0.51) | (2.52) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 5.88 | 5.95 | 5.35 | 6.07 | 7.77 | 8.68 | 12.68 | 17.20 |
| Revenue growth (YoY) | -24.3% | -31.5% | -57.8% | -64.7% | -58.6% | - | - | - |
| Other income | 0.01 | 0.18 | 0.00 | 0.12 | 0.16 | 0.30 | 0.08 | 0.12 |
| EBITDA | (4.35) | (8.91) | (6.36) | (4.78) | (2.51) | (1.70) | 2.77 | 5.72 |
| EBITDA margin | -74.0% | -149.7% | -118.9% | -78.7% | -32.3% | -19.6% | +21.8% | +33.3% |
| Depreciation | 2.80 | 1.45 | 1.60 | 1.25 | 1.25 | 1.07 | 0.74 | 1.30 |
| Interest | 0.35 | 0.36 | 0.48 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 |
| Profit before tax | (7.49) | (10.54) | (8.44) | (5.92) | (3.61) | (2.49) | 2.09 | 4.51 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | (0.42) |
| Net profit | (7.49) | (10.54) | (8.44) | (5.92) | (3.61) | (2.49) | 2.09 | 4.93 |
| EPS (₹) | (2.91) | (3.89) | (3.28) | (2.29) | (1.40) | (1.02) | 0.81 | 1.92 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 25.14 | 57.32 | 59.54 | 30.13 | 27.51 | 35.38 | 59.96 |
| Revenue growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.2% | -41.0% | - |
| EBITDA | (23.65) | 10.37 | 18.26 | (1.39) | (8.92) | (11.91) | (28.49) |
| EBITDA margin | -94.1% | +18.1% | +30.7% | -4.6% | -32.4% | -33.7% | -47.5% |
| Profit before tax | (29.93) | 7.14 | 19.00 | (4.06) | (7.62) | (14.47) | (36.19) |
| Net profit | (29.77) | 7.14 | 18.96 | (4.60) | (11.15) | (15.77) | (66.16) |
| Net profit margin | -118.4% | +12.5% | +31.8% | -15.3% | -40.5% | -44.6% | -110.3% |
| EPS (₹) | (11.59) | 2.76 | 7.39 | (1.58) | (4.42) | (5.63) | (24.38) |
| Balance sheet | |||||||
| Total assets | 74.90 | 84.06 | 77.70 | 64.87 | 68.47 | 90.32 | 99.03 |
| Net worth | 52.81 | 81.86 | 74.85 | 55.88 | 60.84 | 73.61 | 88.28 |
| Total debt | 20.53 | 0.55 | 1.55 | 7.95 | 6.74 | 15.22 | 8.81 |
| Cash & bank | 1.81 | 15.58 | 19.26 | 7.16 | 10.04 | 10.47 | 11.71 |
| Net working capital | 9.44 | 38.21 | 33.75 | 19.37 | 16.81 | 33.62 | 33.10 |
| Cash flow | |||||||
| Cash from operations | (8.48) | 4.45 | 12.21 | (9.11) | 11.06 | (10.16) | (24.91) |
| Cash from investing | (10.26) | (7.75) | (0.11) | 6.54 | (3.77) | 9.19 | 26.77 |
| Cash from financing | 4.97 | (0.38) | 0.00 | (0.31) | (7.71) | (0.27) | (0.44) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 5.88 | 5.95 | 5.35 | 6.07 | 7.77 | 8.68 | 12.68 | 17.20 |
| Revenue growth (YoY) | -24.3% | -31.5% | -57.8% | -64.7% | -58.6% | - | - | - |
| Other income | 0.01 | 0.15 | 0.03 | 0.05 | 0.08 | 0.25 | 0.08 | 0.12 |
| Total expenses | 10.12 | 17.64 | 11.35 | 10.22 | 9.70 | 9.80 | 12.20 | 10.81 |
| EBITDA | (4.24) | (11.69) | (6.00) | (4.15) | (1.93) | (1.12) | 0.48 | 6.39 |
| EBITDA margin | -72.1% | -196.5% | -112.1% | -68.4% | -24.8% | -12.9% | +3.8% | +37.2% |
| Depreciation | 2.80 | 1.45 | 1.60 | 1.25 | 1.25 | 0.93 | 0.48 | 1.04 |
| Interest | 0.51 | 0.39 | 0.50 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 |
| Profit before tax | (7.54) | (13.38) | (8.07) | (5.36) | (3.11) | (1.82) | 0.06 | 5.44 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | (0.42) |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 5.88 | 5.95 | 5.35 | 6.07 | 7.77 | 8.68 | 12.68 | 17.20 |
| Revenue growth (YoY) | -24.3% | -31.5% | -57.8% | -64.7% | -58.6% | - | - | - |
| Other income | 0.01 | 0.18 | 0.00 | 0.12 | 0.16 | 0.30 | 0.08 | 0.12 |
| EBITDA | (4.35) | (8.91) | (6.36) | (4.78) | (2.51) | (1.70) | 2.77 | 5.72 |
| EBITDA margin | -74.0% | -149.7% | -118.9% | -78.7% | -32.3% | -19.6% | +21.8% | +33.3% |
| Depreciation | 2.80 | 1.45 | 1.60 | 1.25 | 1.25 | 1.07 | 0.74 | 1.30 |
| Interest | 0.35 | 0.36 | 0.48 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 |
| Profit before tax | (7.49) | (10.54) | (8.44) | (5.92) | (3.61) | (2.49) | 2.09 | 4.51 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | (0.42) |
| Net profit | (7.49) | (10.54) | (8.44) | (5.92) | (3.61) | (2.49) | 2.09 | 4.93 |
| EPS (₹) | (2.91) | (3.89) | (3.28) | (2.29) | (1.40) | (1.02) | 0.81 | 1.92 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 25.14 | 57.32 | 59.54 | 30.13 | 27.52 | 35.46 | 60.28 |
| Revenue growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.4% | -41.2% | - |
| Other income | 0.47 | 0.59 | 4.45 | 0.64 | 4.79 | 1.81 | 12.33 |
| Total expenses | 47.57 | 43.72 | 40.72 | 35.06 | 40.11 | 53.08 | 96.93 |
| Employee cost | 29.68 | 30.54 | 26.02 | 22.73 | 26.70 | 36.85 | 63.91 |
| EBITDA | (22.43) | 13.60 | 18.82 | (4.93) | (12.59) | (17.62) | (36.65) |
| EBITDA margin | -89.2% | +23.7% | +31.6% | -16.4% | -45.8% | -49.7% | -60.8% |
| Depreciation | 5.55 | 4.46 | 4.67 | 4.06 | 4.20 | 4.83 | 4.12 |
| Interest | 1.00 | 0.10 | 0.25 | 0.34 | 0.08 | 0.52 | 16.62 |
| Profit before tax | (28.51) | 9.63 | 18.35 | (8.69) | (12.08) | (21.16) | (45.06) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 3.75 | 0.01 | 28.99 |
| Net profit | (28.96) | 8.85 | 18.06 | (8.69) | (14.90) | (21.50) | (76.11) |
| Net profit margin | -115.2% | +15.4% | +30.3% | -28.8% | -54.1% | -60.6% | -126.3% |
| EPS (₹) | (11.27) | 3.38 | 7.04 | (3.17) | (5.88) | (7.80) | (27.99) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 12.92 | 12.92 | 12.85 | 12.85 | 12.85 | 12.85 | 12.85 |
| Reserves & surplus | 16.35 | 44.42 | 35.79 | 17.63 | 26.40 | 42.85 | 64.31 |
| Shareholders' funds (net worth) | 29.27 | 57.34 | 48.64 | 30.48 | 39.25 | 55.70 | 77.16 |
| Minority interest | 1.97 | 1.37 | 0.46 | 0.21 | 0.47 | 1.18 | 1.37 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 15.00 | 0.55 | 1.55 | 2.41 | 0.09 | 7.80 | 0.00 |
| Total debt | 15.00 | 0.55 | 1.55 | 2.41 | 0.09 | 7.80 | 0.00 |
| Total liabilities | 47.80 | 60.90 | 51.95 | 34.15 | 40.73 | 66.30 | 80.68 |
| Assets | |||||||
| Gross block | 61.93 | 41.56 | 34.41 | 32.79 | 30.02 | 32.63 | 32.66 |
| Net block | 31.78 | 10.12 | 6.50 | 9.55 | 10.38 | 15.21 | 19.98 |
| Capital work in progress | 0.00 | 2.61 | 3.50 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 1.42 | 8.16 | 4.54 | 17.54 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 8.45 | 4.68 | 11.19 | 0.88 | 3.86 | 10.25 | 5.71 |
| Cash & bank balances | 5.79 | 23.02 | 22.95 | 7.39 | 10.30 | 11.57 | 12.36 |
| Loans & advances | 8.13 | 30.23 | 20.54 | 19.25 | 10.83 | 19.27 | 24.27 |
| Total current assets | 22.37 | 57.93 | 54.68 | 27.52 | 24.99 | 41.09 | 42.34 |
| Total current liabilities | 8.55 | 11.98 | 16.38 | 9.06 | 7.13 | 5.27 | 7.87 |
| Net working capital | 13.82 | 45.95 | 38.30 | 18.46 | 17.86 | 35.82 | 34.47 |
| Total assets | 47.80 | 60.90 | 51.95 | 34.15 | 40.73 | 66.30 | 80.68 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 23.02 | 22.95 | 7.39 | 10.30 | 11.57 | 12.36 | 21.50 |
| Net cash from operating activities | (6.62) | 8.15 | 15.85 | (9.61) | 9.15 | (15.03) | (40.75) |
| Net cash from investing activities | (10.10) | (7.70) | (0.29) | 6.47 | (2.00) | 14.76 | 34.12 |
| Net cash from financing activities | (0.50) | (0.38) | 0.00 | 0.23 | (8.42) | (0.51) | (2.52) |
| Net change in cash | (17.23) | 0.07 | 15.56 | (2.91) | (1.27) | (0.78) | (9.14) |
| Closing cash | 5.79 | 23.02 | 22.95 | 7.39 | 10.30 | 11.57 | 12.36 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.4% | -41.2% | - |
| EBITDA growth | -264.9% | -27.7% | +481.7% | +60.8% | +28.6% | +51.9% | - |
| PBT growth | - | -47.5% | +9998.0% | +28.1% | +42.9% | +53.0% | -30.4% |
| Net income growth | -427.2% | -51.0% | +307.8% | +41.7% | +30.7% | +71.8% | - |
| Revenue CAGR (3Y) | -5.9% | +27.7% | +18.9% | -20.6% | -25.1% | -17.6% | -7.5% |
| EBITDA CAGR (3Y) | +65.7% | - | - | -48.8% | -30.3% | -26.8% | +1.6% |
| Profitability & leverage | |||||||
| Net income margin | -113.4% | +16.8% | +30.8% | -28.8% | -57.5% | -59.7% | -122.8% |
| Return on capital employed | 0.0% | +17.6% | +43.6% | 0.0% | -22.8% | -28.6% | -23.6% |
| Return on net worth | 0.0% | +18.2% | +46.4% | 0.0% | -33.3% | -31.9% | -62.7% |
| Debt / equity | 0.18 | 0.02 | 0.05 | 0.04 | 0.08 | 0.06 | 0.00 |
| Long-term debt / equity | 0.17 | 0.02 | 0.05 | 0.04 | 0.08 | 0.06 | 0.00 |
| Interest cover | -3.57 | 1.09 | 1.77 | -3.78 | -0.48 | -2.32 | -40.77 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.49 | 1.51 | 1.77 | 0.96 | 0.88 | 1.09 | 2.27 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 3.83 | 7.22 | 9.87 | 12.71 | 3.90 | 4.44 | 10.17 |
| EPS (₹) | (11.27) | 3.38 | 7.04 | (3.17) | (5.88) | (7.80) | (27.99) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 11.33 | 22.19 | 18.92 | 11.86 | 15.27 | 21.67 | 30.02 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 5.88 | 5.95 | 5.35 | 6.07 | 7.77 | 8.68 | 12.68 | 17.20 |
| Revenue growth (YoY) | -24.3% | -31.5% | -57.8% | -64.7% | -58.6% | - | - | - |
| Other income | 0.01 | 0.15 | 0.03 | 0.05 | 0.08 | 0.25 | 0.08 | 0.12 |
| Total expenses | 10.12 | 17.64 | 11.35 | 10.22 | 9.70 | 9.80 | 12.20 | 10.81 |
| EBITDA | (4.24) | (11.69) | (6.00) | (4.15) | (1.93) | (1.12) | 0.48 | 6.39 |
| EBITDA margin | -72.1% | -196.5% | -112.1% | -68.4% | -24.8% | -12.9% | +3.8% | +37.2% |
| Depreciation | 2.80 | 1.45 | 1.60 | 1.25 | 1.25 | 0.93 | 0.48 | 1.04 |
| Interest | 0.51 | 0.39 | 0.50 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 |
| Profit before tax | (7.54) | (13.38) | (8.07) | (5.36) | (3.11) | (1.82) | 0.06 | 5.44 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | (0.42) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 25.14 | 57.32 | 59.54 | 30.13 | 27.51 | 35.38 | 59.96 |
| Revenue growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.2% | -41.0% | - |
| Other income | 0.31 | 0.54 | 4.64 | 0.72 | 4.56 | 1.77 | 11.95 |
| Total expenses | 48.79 | 46.95 | 41.28 | 31.52 | 36.43 | 47.29 | 88.45 |
| Employee cost | 29.17 | 29.64 | 25.12 | 20.73 | 23.85 | 32.34 | 57.06 |
| EBITDA | (23.65) | 10.37 | 18.26 | (1.39) | (8.92) | (11.91) | (28.49) |
| EBITDA margin | -94.1% | +18.1% | +30.7% | -4.6% | -32.4% | -33.7% | -47.5% |
| Depreciation | 5.55 | 3.55 | 3.66 | 3.05 | 3.19 | 3.81 | 3.03 |
| Interest | 1.04 | 0.22 | 0.24 | 0.34 | 0.07 | 0.52 | 16.62 |
| Profit before tax | (29.93) | 7.14 | 19.00 | (4.06) | (7.62) | (14.47) | (36.19) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 3.75 | 0.00 | 26.50 |
| Net profit | (29.77) | 7.14 | 18.96 | (4.60) | (11.15) | (15.77) | (66.16) |
| Net profit margin | -118.4% | +12.5% | +31.8% | -15.3% | -40.5% | -44.6% | -110.3% |
| EPS (₹) | (11.59) | 2.76 | 7.39 | (1.58) | (4.42) | (5.63) | (24.38) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 12.92 | 12.92 | 12.85 | 12.85 | 12.85 | 12.85 | 12.85 |
| Reserves & surplus | 39.89 | 68.94 | 62.00 | 43.03 | 47.99 | 60.76 | 75.43 |
| Shareholders' funds (net worth) | 52.81 | 81.86 | 74.85 | 55.88 | 60.84 | 73.61 | 88.28 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 20.53 | 0.55 | 1.55 | 7.95 | 6.74 | 15.22 | 8.81 |
| Total debt | 20.53 | 0.55 | 1.55 | 7.95 | 6.74 | 15.22 | 8.81 |
| Total liabilities | 74.90 | 84.06 | 77.70 | 64.87 | 68.47 | 90.32 | 99.03 |
| Assets | |||||||
| Gross block | 54.60 | 34.22 | 27.07 | 25.45 | 22.68 | 25.29 | 25.32 |
| Net block | 31.78 | 10.10 | 5.58 | 7.62 | 7.43 | 11.25 | 15.01 |
| Capital work in progress | 0.00 | 2.61 | 3.50 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 31.73 | 31.73 | 31.73 | 33.16 | 39.90 | 34.71 | 42.23 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 8.45 | 4.68 | 11.19 | 0.86 | 3.86 | 10.26 | 5.70 |
| Cash & bank balances | 1.81 | 15.58 | 19.26 | 7.16 | 10.04 | 10.47 | 11.71 |
| Loans & advances | 7.58 | 29.49 | 19.06 | 20.25 | 9.89 | 17.91 | 23.06 |
| Total current assets | 17.84 | 49.75 | 49.51 | 28.27 | 23.79 | 38.64 | 40.47 |
| Total current liabilities | 8.40 | 11.54 | 15.76 | 8.90 | 6.98 | 5.02 | 7.37 |
| Net working capital | 9.44 | 38.21 | 33.75 | 19.37 | 16.81 | 33.62 | 33.10 |
| Total assets | 74.90 | 84.06 | 77.70 | 64.87 | 68.47 | 90.32 | 99.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 15.58 | 19.26 | 7.16 | 10.04 | 10.47 | 11.71 | 10.30 |
| Net cash from operating activities | (8.48) | 4.45 | 12.21 | (9.11) | 11.06 | (10.16) | (24.91) |
| Net cash from investing activities | (10.26) | (7.75) | (0.11) | 6.54 | (3.77) | 9.19 | 26.77 |
| Net cash from financing activities | 4.97 | (0.38) | 0.00 | (0.31) | (7.71) | (0.27) | (0.44) |
| Net change in cash | (13.78) | (3.68) | 12.11 | (2.88) | (0.43) | (1.24) | 1.42 |
| Closing cash | 1.81 | 15.58 | 19.26 | 7.16 | 10.04 | 10.47 | 11.71 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -56.1% | -3.7% | +97.6% | +9.5% | -22.2% | -41.0% | - |
| EBITDA growth | -328.1% | -43.2% | +1413.7% | +84.4% | +25.1% | +58.2% | - |
| PBT growth | - | -62.4% | +9998.0% | +46.7% | +47.3% | +60.0% | -21.5% |
| Net income growth | -517.0% | -62.3% | +512.2% | +58.7% | +29.3% | +76.2% | - |
| Revenue CAGR (3Y) | -5.9% | +27.7% | +19.0% | -20.5% | -23.3% | -14.9% | -5.3% |
| EBITDA CAGR (3Y) | +157.2% | - | - | -63.5% | -35.2% | -34.9% | -6.1% |
| Profitability & leverage | |||||||
| Net income margin | -119.1% | +12.5% | +31.9% | -13.5% | -41.3% | -40.9% | -104.6% |
| Return on capital employed | -36.4% | +9.1% | +27.0% | -6.4% | -9.5% | -14.7% | -15.0% |
| Return on net worth | -44.5% | +9.1% | +29.1% | -7.9% | -16.9% | -17.9% | -52.3% |
| Debt / equity | 0.16 | 0.01 | 0.07 | 0.13 | 0.16 | 0.15 | 0.07 |
| Long-term debt / equity | 0.11 | 0.01 | 0.03 | 0.02 | 0.06 | 0.05 | 0.00 |
| Interest cover | -3.56 | 3.23 | 1.64 | -7.66 | -0.58 | -3.31 | -52.73 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.57 | 1.87 | 2.27 | 1.25 | 1.15 | 1.40 | 3.12 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 3.83 | 7.22 | 9.88 | 12.77 | 3.90 | 4.43 | 10.12 |
| EPS (₹) | (11.59) | 2.76 | 7.39 | (1.58) | (4.42) | (5.63) | (24.38) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 20.44 | 31.69 | 29.12 | 21.74 | 23.67 | 28.63 | 34.34 |
Similar companies to RS Software
RS Software has 3 listed similar companies in our database, 3 of them funded. They include Razorpay, Mintoak and Pine Labs.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| razorpay.com | 2014 | Bengaluru, India | $741.62M | 2,641 | Payment and business banking solutions are provided for enterprises. | |
| mintoak.com | 2017 | Mumbai, India | $24.71M | 140 | Digital payments and engagement solutions are offered for MSMEs. | |
| pinelabs.com | 1998 | Noida, India | $1.23B | 3,780 | Omnichannel payment solutions, loyalty programs, and business tools are provided. |
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Web traffic of RS Software
The website of RS Software (rssoftware.com) receives about 37.2K visits a month.
- Monthly visits37.2K
▲ 321.8% vs previous month
Websites whose visitors overlap most with RS Software. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| theaquarious.com | 100% | View details | |||
| rancelab.com | 96% | 190.6K | #422,024 | View details | |
| farvisionerp.com | 95% | 2.2K | #6,497,527 | View details | |
| alletec.com | 93% | 10.5K | #2,225,067 | View details | |
| itcinfotech.com | 87% | 76.9K | #418,057 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for RS Software
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Top companies in Payments & Remittance Platforms
3 companies that operate in the same segment as RS Software (Payments & Remittance Platforms) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Digital payments, financial services, and e-commerce platforms are provided. | 2000 | Noida, Uttar Pradesh, India | USD 2.81 B | USD 1.05 B | 39,368 | |
Payment, financial, investment, and lending services are provided digitally. | 2012 | Bengaluru, Karnataka, India | USD 1.71 B | USD 950.07 M | 12,265 | |
Payment and business banking solutions are provided for enterprises. | 2014 | Bengaluru, Karnataka, India | USD 741.62 M | USD 302.19 M | 2,850 |
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Related news about Rs Software
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Frequently Asked Questions about RS Software
RS Software was founded in 1987.
RS Software is headquartered in Kolkata, India. It is registered at Kolkata, West Bengal, India.
Raj Jain is the CEO of RS Software, as recorded in our data. They have also founded this company.
RS Software has 153 employees.
The primary company behind RS Software, R S Software (India) Ltd., reported revenue of ₹25.61 Cr for FY 2026, down 56% year on year.
RS Software is focused on providing mission-critical payment solutions that drive digital transformation in real-time payments. The company operates in the financial technology sector, offering products and services such as real-time payment systems, bill payment solutions, fraud and risk management, and payment platform as a service. Solutions are designed for scalability and innovation, supporting central infrastructures, banks, and payment service providers with API-first and cloud-enabled technologies. Key implementations include the UPI platform in India and transformation projects with global payment networks like Visa.
RS Software offers RS RealEdge™, RS DigitalEdge™, RS Bill@Edge™, Payabbhi®, and RS IntelliEdge™.
Yes, RS Software is publicly traded on NSE under the ticker symbol RSSOFTWARE.
RS Software is associated with 2 legal entities: R S Software (India) Ltd., Paypermint Private Limited.
The legal entities of RS Software currently have 9 directors, including Richard Nicholas Launder, Rajnit Rai Jain, Sonu Agarwal and others.
