About Saija
Saija is a Financial Services company based in Patna (India) founded in 2007. Microfinance services are provided to underserved areas in Bihar. Saija has raised $5 million across 4 funding rounds from investors including Mahindra Finance, Dvara and Gov.uk. The company has 2 employees. Saija was last valued at $616.76 thousand in October 2009. Its Indian entity Saija Finance Private Limited reported revenue of ₹5.2 Lakh. Its focus areas include Microfinance, Microcredit and Sustainability Tech. Its competitors include Ujjivan Small Finance Bank, Jana Small Finance Bank and AU Small Finance Bank; 3 of its 3 listed competitors have raised funding.
Company details
Saija Finance provides microfinance services to urban and rural poor, as well as micro and small businessmen in the under-served geographies of north and east India. It provides lending through a group liability model and the loan amount is between Rs. 5,000 - Rs.50,000. The company has a network of 25 branches across 9 districts. It has served 89,000 customers and its loan portfolio stands at Rs. 100 crore
- Headquarters Patna, India
- Employees 2
- SectorsFinancial Services
- Website saija.in
- Social LinkedIn X
- Legal Name Saija Finance Private Limited
- Date of Incorporation 26 Sep, 1997
- Jurisdiction Delhi, India
- Annual Revenue₹5.2 Lakh
FY 2025 · -97% YoY
- Net Loss-₹7.19 Cr
FY 2025 · -13964% margin
- EBITDA-₹7.26 Cr
FY 2025 · -14091% margin
- Total Equity Funding$5M (USD)
in 4 rounds
- Latest Funding Round$7.47M (USD), Debt – Venture
Jan 2016
- InvestorsMahindra Finance
& 6 more
- Employee Count2
Associated legal entities of Saija
Saija is associated with 2 registered companies on The Company Check; the primary company is Saija Finance Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Saija Finance Private Limited CIN U66190DL1997PTC089892 | Active | 26 Sep 1997 | Delhi, Delhi | ₹0.1 Cr | 2 | 3 | View details |
| Saija Finance Private Limited CIN U65929DL1997PTC089892 | 26 Sep 1997 | Delhi, India | View details |
Funding Insights of Saija
Saija has successfully raised a total of $5M across 4 strategic funding rounds. The most recent funding activity was a Debt – Venture round of $7.47 million completed in January 2016. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $5M
- Total Rounds 4
- Last Round Debt – Venture — $7.47M
- First Round $500,000
(Oct 2009)
- Investors Count 7
All 4 funding rounds of Saija with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2016 | $7.47M | Debt – Venture | – | – | |
| Jul 2013 | $50,450 | Grant | – | – | |
| Mar 2012 | $4.5M | Series B | – | Pragati India Fund | |
| Oct 2009 | $500,000 | Seed | $616,762 | Accion | – |
Last known valuation $616,762 (Oct 2009). 7 investors in total: 7 institutional.
Investors in Saija
Saija has secured backing from 7 investors, including institutional and venture fund investors. Prominent investors backing the company include Mahindra Finance, Dvara and Gov.uk.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
SME focused VC firm investing in early stage startups | 2011 | pragatifund.com | Delhi, India | |
Provider of financial advisory services | 2008 | dvara.com | Chennai, India | |
Consumer and SME loans are provided by Mahindra Finance. | 1991 | mahindrafinance.com | Mumbai, India | |
Operations are managed across diverse sectors by the conglomerate. | 1914 | hindujagroup.com | Mumbai, India | |
Online government services and information are provided to users. | 1707 | gov.uk | London, United Kingdom | |
Foundation focused on early-stage investments in fintech sector | 1961 | accion.org | ||
Limited information available | pl-international.com |
Investor details for Saija
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Verified entity values are shown only after access is granted.
Board of directors of Saija Finance Private Limited (Saija)
Saija Finance Private Limited is the primary company behind Saija. The board of Saija Finance Private Limited currently have 3 directors; the longest-serving is John Henry Fischer, appointed in 2019. 28 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| John Henry Fischer DIN 07908218 | Nominee Director | 20 Sep 2019 | 7 yrs 1 mo | Saija Finance Private Limited |
| Samir Amrit Shah DIN 00912693 | Nominee Director | 27 Oct 2021 | 5 yrs | Saija Finance Private Limited |
| Murty Venkata Lakshmi Narashima Lanka DIN 09618861 | Nominee Director | 04 Mar 2025 | 1 yr 8 mo | Saija Finance Private Limited |
Financials of Saija
Figures of Saija Finance Private Limited, the primary company behind Saija, for FY 2025. Revenue was ₹5.2 Lakh (-97% year on year). Net loss was -₹7.19 Cr (-13964% margin). EBITDA was -₹7.26 Cr (-14091% margin). Revenue has grown at a compounded annual rate of -86% over three years and -78% over five years.
- ₹5.2 LakhRevenue · FY 2025 · -97% YoY
- -₹7.19 CrNet loss · -13964% margin
- -₹7.26 CrEBITDA · -14091% margin
- ₹67.77 CrPaid-up capital
- 2Employees (provident fund records)
- -86%Revenue CAGR, 3 years
- -78%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Saija Finance Private Limited are on its company page.
Detailed financial statements for Saija
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Verified entity values are shown only after access is granted.
Timeline of Saija
3 dated milestones of Saija across 9 years, from founding to its latest funding, stage changes and deals.
- Founded Saija is founded.
- Funding First funding round of $500K.
- Funding Latest funding round, Debt – Venture, of $7.5M.
Competitors of Saija
Saija has 3 listed competitors in our database, 3 of them funded. They include Ujjivan Small Finance Bank, Jana Small Finance Bank and AU Small Finance Bank.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| ujjivansfb.in | 2005 | Bengaluru, India | $153.96M | 22,566 | Small finance services are extended to underserved segments in India. | |
| janabank.com | 1999 | Bengaluru, India | $814.02M | 29,388 | Microfinance bank | |
| aubank.in | 1996 | Jaipur, India | $118M | 31,943 | Collateralised loans for commercial vehicles are extended to rural entrepreneurs. |
Detailed competitors of Saija
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Saija
Websites that share an audience with Saija (saija.in).
Websites whose visitors overlap most with Saija. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| prayatnamicrofinance.com | 100% | View details | |||
| mereapnenidhi.in | 98% | View details | |||
| subhlakshmi.in | 93% | 1.2K | #11,545,748 | View details | |
| capitaltrust.in | 87% | 3.6K | #4,841,474 | View details | |
| satyamicrocapital.com | 70% | 4.2K | #4,518,077 | View details |
Top companies in Microfinance
3 companies that operate in the same segment as Saija (Microfinance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 752 | |
Provider of microloans | 2010 | Delhi, Delhi, India | USD 71.68 M | 12,403 |
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Related news about Saija
Complete news archive for Saija
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Frequently Asked Questions about Saija
Saija was founded in 2007 and raised its 1st funding round 2 years after it was founded.
Saija is headquartered in Patna, India. It is registered at Patna, Bihar, India.
Saija is a funded company, having raised a total of $5M across 4 funding rounds to date. The company's 1st funding round was a Seed of $500K, raised on Oct 2009.
Saija has 2 employees.
The primary company behind Saija, Saija Finance Private Limited, reported revenue of ₹5.2 Lakh for FY 2025, down 97% year on year.
Saija Finance provides microfinance services to urban and rural poor, as well as micro and small businessmen in the under-served geographies of north and east India. It provides lending through a group liability model and the loan amount is between Rs. 5,000 - Rs.50,000. The company has a network of 25 branches across 9 districts. It has served 89,000 customers and its loan portfolio stands at Rs. 100 crore.
Saija's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and Jana Small Finance Bank.
Saija has 7 investors. Key investors include Mahindra Finance, Dvara, Gov.uk, Accion, and Hinduja Group.
The valuation of Saija is $616.76K as of Oct 2009.
Saija operates through Saija Finance Private Limited.
The legal entities of Saija currently have 3 directors, including Samir Amrit Shah, Murty Venkata Lakshmi Narashima Lanka, John Henry Fischer.