- Total income
- ₹8,683 Cr
- Profit
- ₹-1,807 Cr
About Sammaan Capital
Sammaan Capital is a publicly listed company based in Delhi (India) founded in 2000. Mortgage focused non banking financial company provides home loans and loan against property. The company has 4,580 employees. Its chief executive, as recorded, is Rajiv Gandhi. Its website sammaancapital.com draws about 39 thousand monthly visits. Its Indian entity Sammaan Capital Limited reported revenue of ₹8,190 Cr. Sammaan Capital offers products and services including Home Loan, Loan Against Property, and Home Renovation Loan. Its focus areas include Consumer and SME Loans, Consumer Loans and Home Loans. Its competitors include HomeFirst Finance, HDFC and India Shelter Finance Corporation; 2 of its 3 listed competitors have raised funding.
Company details
Sammaan Capital was founded in 2000 in Delhi, India, as a non-banking financial company focused on mortgages. Home loans and loans against property are offered, alongside working capital financing for small and medium enterprises. Operations center on residential and commercial property lending within the Indian market, with leadership provided by CEOs Rajiv Gandhi and Gagan Banga. Services are extended to support business and individual borrowing needs.
Sammaan Capital is ranked #298 on the Fortune India 500 (2025).
Recognitions & Rankings of Sammaan Capital
- Valuation
- ₹12,450 Cr
- Headquarters Delhi, India
- Employees 4,580
- Stage Public
- SectorsFinancial Services
- Website category Finance · Investing
- Email••••••••
- Phone•••• ••••
- Website sammaancapital.com
- Social LinkedIn X Facebook YouTube
- Legal Name Sammaan Capital Ltd
- Market Cap₹14,070 Cr
SAMMAANCAP · NSE
- Share Price₹116.74
-3.62% today
- Revenue₹8,171 Cr
FY 2025-26 · -5.8% YoY
- EBITDA−₹3,097 Cr
Margin -37.9%
- Net Profit−₹654 Cr
FY 2025-26 · +63.7% YoY
- Debt / Equity2.32
Interest cover -176.4x
- Latest Funding Round$997.59M (USD), Post-IPO
Oct 2025
- InvestorsBlackRock
& 3 more
- Employee Count4,580
Associated legal entities of Sammaan Capital
Sammaan Capital operates through Sammaan Capital Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Sammaan Capital Limited Listed CIN L65922DL2005PLC136029 | Active | 10 May 2005 | New Delhi, Delhi | ₹8,190 Cr | 343 | 10 | View details |
Products & Services of Sammaan Capital
Sammaan Capital offers a comprehensive portfolio of products and services, including Home Loan, Loan Against Property, and Home Renovation Loan.
Loan for purchasing or constructing homes with quick approval and flexible terms.
Loan using property as collateral for business or personal financial needs.
Loan for home improvements with multiple repayment options and minimal documentation.
Apps and channels of Sammaan Capital
Sammaan Capital publishes 1 mobile app with over 500K+ downloads; its YouTube channel Sammaan Capital has 6.76K subscribers and 5 videos.
Videos from Sammaan Capital
The most watched videos on Sammaan Capital's YouTube channel, Sammaan Capital (6.76K subscribers). Click a video to play it here.
More on Sammaan Capital.
Funding Insights of Sammaan Capital
- Total Rounds 3
- Last Round Post-IPO — $997.59M
- First Round $93.47M
(Oct 2020)
- Investors Count 4
All 3 funding rounds of Sammaan Capital with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct 2025 | $997.59M | Post-IPO | – | IHC | – |
| Jan 2025 | $150.2M | Post-IPO | – | – | |
| Oct 2020 | $93.47M | Post-IPO | – | – | – |
4 investors in total: 4 institutional.
Investors in Sammaan Capital
Sammaan Capital has secured backing from 4 investors, including institutional and venture fund investors. Prominent investors backing the company include BlackRock, Marshall Wace and IHC.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Long-short equity strategies are managed through specialized hedge funds. | 1997 | mwam.com | London, United Kingdom | |
Investment management services are provided for long-term investors. | capitalgroup.com | Amsterdam, Netherlands | ||
Diversified investment management firm and private fund focused on debt, equity, and secondary market investments in multiple sectors | 1988 | blackrock.com | New York, United States | |
IHC is recognized as a leading global investment company. | 1998 | ihcuae.com | Abu Dhabi, United Arab Emirates |
Investor details for Sammaan Capital
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Sammaan Capital Limited (Sammaan Capital)
Sammaan Capital Limited is the primary company behind Sammaan Capital. The board of Sammaan Capital Limited currently have 8 directors; the longest-serving is Gagan Banga, appointed in 2005. 29 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Gagan Banga DIN 00010894 | Managing Director | 10 May 2005 | 21 yrs 5 mo | Sammaan Capital Limited |
| Sachin Chaudhary DIN 02016992 | Whole-time director | 21 Oct 2016 | 10 yrs | Sammaan Capital Limited |
| Subhash Sheoratan Mundra DIN 00979731 | Director | 18 Aug 2018 | 8 yrs 2 mo | Sammaan Capital Limited |
| Achuthan Siddharth DIN 00016278 | Director | 03 Jul 2020 | 6 yrs 3 mo | Sammaan Capital Limited |
| Dinabandhu Mohapatra DIN 07488705 | Director | 23 Nov 2020 | 5 yrs 11 mo | Sammaan Capital Limited |
| Rajiv Gupta DIN 08532421 | Nominee Director | 28 Jul 2023 | 3 yrs 3 mo | Sammaan Capital Limited |
| Shefali Shah DIN 09731801 | Director | 14 Nov 2023 | 2 yrs 11 mo | Sammaan Capital Limited |
| Alwyn Dinesh Crasta DIN 06993693 | Additional Director | 15 May 2026 | 5 mo | Sammaan Capital Limited |
People of Sammaan Capital
52 people are tracked at Sammaan Capital (27 in leadership, 25 in team); the tracked headcount is 4,580.
| Name | Role | Group |
|---|---|---|
Rajiv Gandhi | CEO & MD | Leadership |
| CEO & MD | Leadership | |
Milan Lakhani | Location Head | Leadership |
Dharmvir S. | Chief Technology Officer | Leadership |
Ashwani Gupta | Regional Sales Head | Leadership |
Raveen Sawhney | Regional Head | Leadership |
Punyanand Mishra | Area Operations Head | Leadership |
Amit Chaudhari | Credit Head - West | Leadership |
Sunil Agrawal | Regional Credit Head-mortgages At Indiabulls Housing Finance Ltd | Leadership |
| Chief Operations Officer | Leadership | |
Pawan Kumar Yadav | Deputy Vice President - Technical | Leadership |
Ramnath Shenoy | Head Of Analytics | Leadership |
Nitin Arora . | National Head Digital Sales & Contact Centre | Leadership |
Somil Rastogi | President | Leadership |
Niharika G Bhardwaj | Chief Human Resources Officer | Leadership |
Chandan Ram | Area Technical Head | Leadership |
Nisheeth Nigam | Area Technical Head | Leadership |
Gagan Deep Singh | Area Technical Head | Leadership |
Vaibhav Malhotra | Regional Sales Head | Leadership |
Hemant Purkar | Administration Head Corporate Office | Leadership |
32 more people are available in the full profile.
Complete people profiles for Sammaan Capital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Sammaan Capital
Sammaan Capital is a publicly listed company on the NSE with ticker symbol SAMMAANCAP in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date23 Jul 2013
- Listed onNSE: SAMMAANCAP · BSE: 535789
- Listed entitySammaan Capital Ltd
- Exchange sectorFinance
- ISININE148I01020
- Share price₹134.04 (-0.78% on the day) · 2026-10-14
- Market capitalisation₹15,530 Cr
- Price to earnings8.8
- EPS (diluted, trailing year)₹-89.43
- Volume (last session)2,866,468
Financials of Sammaan Capital
Exchange-reported figures of Sammaan Capital Limited, the listed company behind Sammaan Capital (NSE: SAMMAANCAP).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 8,171 | 8,676 | 8,579 | 8,719 | 8,988 | 9,998 | 13,219 |
| Revenue growth | -5.8% | +1.1% | -1.6% | -3.0% | -10.1% | -24.4% | - |
| EBITDA | (3,097) | 2,491 | 6,992 | 7,319 | 7,869 | 8,566 | 11,176 |
| EBITDA margin | -37.9% | +28.7% | +81.5% | +84.0% | +87.6% | +85.7% | +84.6% |
| Profit before tax | (8,784) | (2,376) | 1,646 | 1,606 | 1,556 | 1,562 | 2,561 |
| Net profit | (654) | (1,802) | 1,219 | 1,127 | 1,178 | 1,204 | 2,202 |
| Net profit margin | -8.0% | -20.8% | +14.2% | +12.9% | +13.1% | +12.1% | +16.7% |
| EPS (₹) | (62.46) | (22.22) | 21.49 | 25.18 | 26.43 | 26.98 | 52.48 |
| Balance sheet | |||||||
| Total assets | 70,845 | 64,548 | 68,285 | 69,765 | 78,033 | 84,939 | 95,212 |
| Net worth | 18,991 | 21,822 | 19,792 | 17,361 | 16,674 | 16,134 | 15,538 |
| Total debt | 51,853 | 42,726 | 48,493 | 52,403 | 61,359 | 68,805 | 79,674 |
| Cash & bank | 10,960 | 4,734 | 4,424 | 5,232 | 9,653 | 17,004 | 15,039 |
| Net working capital | 14,390 | 4,261 | 7,527 | 7,694 | 11,655 | 12,421 | 11,885 |
| Cash flow | |||||||
| Cash from operations | (7,466) | 8,772 | 140 | 4,001 | 657 | 7,088 | 19,331 |
| Cash from investing | (1,540) | (5,578) | 1,042 | 884 | 1,649 | 3,103 | 8,265 |
| Cash from financing | 14,684 | (2,373) | (2,383) | (9,142) | (7,444) | (10,632) | (27,934) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,652 | 1,358 | 2,158 | 2,251 | 2,400 | 2,107 | 2,017 | 2,422 |
| Revenue growth (YoY) | -31.2% | -35.6% | +7.0% | -7.1% | +8.8% | - | - | - |
| Other income | 30.88 | 3.66 | 0.33 | 9.92 | 9.10 | 25.02 | 2.62 | 2.68 |
| EBITDA | 1,650 | (8,397) | 1,898 | 1,722 | 1,676 | 1,505 | 1,628 | (2,429) |
| EBITDA margin | +99.9% | -618.5% | +87.9% | +76.5% | +69.8% | +71.4% | +80.7% | -100.3% |
| Depreciation | 20.11 | 25.04 | 21.12 | 21.24 | 21.03 | 24.70 | 19.67 | 19.78 |
| Interest | 1,335 | 1,679 | 1,458 | 1,286 | 1,196 | 1,050 | 1,194 | 1,238 |
| Profit before tax | 326 | (10,097) | 419 | 425 | 468 | 455 | 417 | (3,685) |
| Tax | 82.71 | (1,995) | 105 | 117 | 134 | 131 | 115 | (924) |
| Net profit | 243 | (8,101) | 314 | 308 | 334 | 324 | 302 | (2,761) |
| EPS (₹) | 2.05 | (99.10) | 3.84 | 3.79 | 4.10 | 4.10 | 4.16 | (44.12) |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 7,516 | 7,662 | 7,484 | 7,364 | 7,765 | 8,719 | 11,399 |
| Revenue growth | -1.9% | +2.4% | +1.6% | -5.2% | -10.9% | -23.5% | - |
| EBITDA | (4,325) | 5,753 | 6,153 | 6,303 | 6,883 | 7,757 | 10,338 |
| EBITDA margin | -57.6% | +75.1% | +82.2% | +85.6% | +88.6% | +89.0% | +90.7% |
| Profit before tax | (9,689) | 1,274 | 1,294 | 1,106 | 956 | 1,392 | 2,547 |
| Net profit | (1,102) | 946 | 988 | 819 | 696 | 1,061 | 2,162 |
| Net profit margin | -14.7% | +12.4% | +13.2% | +11.1% | +9.0% | +12.2% | +19.0% |
| EPS (₹) | (65.51) | 11.37 | 17.22 | 17.37 | 14.86 | 22.89 | 50.52 |
| Balance sheet | |||||||
| Total assets | 68,011 | 63,176 | 61,621 | 63,502 | 72,550 | 78,594 | 87,970 |
| Net worth | 19,916 | 22,792 | 18,056 | 16,029 | 15,652 | 15,522 | 14,930 |
| Total debt | 48,096 | 40,384 | 43,565 | 47,473 | 56,897 | 63,072 | 73,041 |
| Cash & bank | 10,286 | 3,694 | 3,956 | 4,240 | 9,251 | 15,087 | 12,913 |
| Net working capital | 13,000 | 2,750 | 6,544 | 5,139 | 10,770 | 13,280 | 11,985 |
| Cash flow | |||||||
| Cash from operations | (5,111) | 6,692 | 29.71 | 1,767 | 1,448 | 7,601 | 14,080 |
| Cash from investing | (2,091) | (5,320) | 2,000 | 2,583 | 1,284 | 2,581 | 9,726 |
| Cash from financing | 13,284 | (1,120) | (2,593) | (9,118) | (6,371) | (10,428) | (25,672) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,494 | 1,215 | 2,046 | 2,063 | 2,192 | 1,880 | 1,902 | 2,066 |
| Revenue growth (YoY) | -31.8% | -35.4% | +7.6% | -0.2% | +15.2% | - | - | - |
| Other income | 24.70 | 7.89 | 7.34 | 6.57 | 8.33 | 25.21 | 2.80 | 1.69 |
| Total expenses | (30.62) | 10,472 | 275 | 456 | 638 | 506 | 390 | 777 |
| EBITDA | 1,525 | (9,257) | 1,771 | 1,607 | 1,554 | 1,373 | 1,512 | 1,289 |
| EBITDA margin | +102.0% | -761.7% | +86.6% | +77.9% | +70.9% | +73.1% | +79.5% | +62.4% |
| Depreciation | 17.33 | 22.18 | 18.51 | 18.44 | 18.69 | 22.90 | 18.47 | 19.14 |
| Interest | 1,237 | 1,576 | 1,387 | 1,221 | 1,132 | 971 | 1,111 | 1,127 |
| Profit before tax | 295 | (10,847) | 373 | 373 | 412 | 405 | 386 | 144 |
| Tax | 69.63 | (2,392) | 88.46 | 97.92 | 114 | 111 | 104 | 33.78 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,652 | 1,358 | 2,158 | 2,251 | 2,400 | 2,107 | 2,017 | 2,422 |
| Revenue growth (YoY) | -31.2% | -35.6% | +7.0% | -7.1% | +8.8% | - | - | - |
| Other income | 30.88 | 3.66 | 0.33 | 9.92 | 9.10 | 25.02 | 2.62 | 2.68 |
| EBITDA | 1,650 | (8,397) | 1,898 | 1,722 | 1,676 | 1,505 | 1,628 | (2,429) |
| EBITDA margin | +99.9% | -618.5% | +87.9% | +76.5% | +69.8% | +71.4% | +80.7% | -100.3% |
| Depreciation | 20.11 | 25.04 | 21.12 | 21.24 | 21.03 | 24.70 | 19.67 | 19.78 |
| Interest | 1,335 | 1,679 | 1,458 | 1,286 | 1,196 | 1,050 | 1,194 | 1,238 |
| Profit before tax | 326 | (10,097) | 419 | 425 | 468 | 455 | 417 | (3,685) |
| Tax | 82.71 | (1,995) | 105 | 117 | 134 | 131 | 115 | (924) |
| Net profit | 243 | (8,101) | 314 | 308 | 334 | 324 | 302 | (2,761) |
| EPS (₹) | 2.05 | (99.10) | 3.84 | 3.79 | 4.10 | 4.10 | 4.16 | (44.12) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 8,171 | 8,676 | 8,579 | 8,719 | 8,988 | 9,998 | 13,219 |
| Revenue growth | -5.8% | +1.1% | -1.6% | -3.0% | -10.1% | -24.4% | - |
| Other income | 19.31 | 7.62 | 45.71 | 8.47 | 5.57 | 32.09 | 4.45 |
| Total expenses | 11,268 | 6,184 | 1,587 | 1,400 | 1,119 | 1,432 | 2,043 |
| Employee cost | 673 | 738 | 619 | 515 | 468 | 253 | 605 |
| EBITDA | (3,097) | 2,491 | 6,992 | 7,319 | 7,869 | 8,566 | 11,176 |
| EBITDA margin | -37.9% | +28.7% | +81.5% | +84.0% | +87.6% | +85.7% | +84.6% |
| Depreciation | 88.43 | 83.02 | 84.62 | 85.57 | 77.37 | 96.70 | 108 |
| Interest | 5,618 | 4,791 | 5,307 | 5,636 | 6,242 | 6,939 | 8,512 |
| Profit before tax | (8,784) | (2,376) | 1,646 | 1,606 | 1,556 | 1,562 | 2,561 |
| Tax | (1,640) | (568) | 432 | 476 | 378 | 360 | 395 |
| Net profit | (654) | (1,802) | 1,219 | 1,127 | 1,178 | 1,204 | 2,202 |
| Net profit margin | -8.0% | -20.8% | +14.2% | +12.9% | +13.1% | +12.1% | +16.7% |
| EPS (₹) | (62.46) | (22.22) | 21.49 | 25.18 | 26.43 | 26.98 | 52.48 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 229 | 163 | 113 | 89.72 | 89.11 | 89.07 | 83.83 |
| Reserves & surplus | 17,697 | 21,660 | 19,679 | 17,272 | 16,585 | 16,045 | 15,454 |
| Shareholders' funds (net worth) | 18,991 | 21,822 | 19,792 | 17,361 | 16,674 | 16,134 | 15,538 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 47,452 | 38,247 | 43,705 | 47,199 | 56,081 | 63,623 | 74,722 |
| Unsecured loans | 4,401 | 4,479 | 4,789 | 5,204 | 5,279 | 5,183 | 4,952 |
| Total debt | 51,853 | 42,726 | 48,493 | 52,403 | 61,359 | 68,805 | 79,674 |
| Total liabilities | 70,845 | 64,548 | 68,285 | 69,765 | 78,033 | 84,939 | 95,212 |
| Assets | |||||||
| Gross block | 660 | 720 | 664 | 769 | 654 | 553 | 678 |
| Net block | 341 | 391 | 325 | 433 | 327 | 295 | 450 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 17,518 | 14,219 | 7,456 | 5,370 | 5,546 | 6,146 | 12,277 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 18.58 | 13.86 | 15.47 | 28.42 | 9.26 | 23.79 | 28.84 |
| Cash & bank balances | 10,960 | 4,734 | 4,424 | 5,232 | 9,653 | 17,004 | 15,039 |
| Loans & advances | 6,810 | 5,147 | 7,861 | 7,614 | 5,933 | 3,692 | 4,478 |
| Total current assets | 17,789 | 9,894 | 12,301 | 12,875 | 15,595 | 20,720 | 19,545 |
| Total current liabilities | 3,399 | 5,633 | 4,774 | 5,180 | 3,940 | 8,299 | 7,660 |
| Net working capital | 14,390 | 4,261 | 7,527 | 7,694 | 11,655 | 12,421 | 11,885 |
| Total assets | 70,845 | 64,548 | 68,285 | 69,765 | 78,033 | 84,939 | 95,212 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 3,350 | 2,529 | 3,729 | 7,986 | 13,124 | 13,565 | 13,903 |
| Net cash from operating activities | (7,466) | 8,772 | 140 | 4,001 | 657 | 7,088 | 19,331 |
| Net cash from investing activities | (1,540) | (5,578) | 1,042 | 884 | 1,649 | 3,103 | 8,265 |
| Net cash from financing activities | 14,684 | (2,373) | (2,383) | (9,142) | (7,444) | (10,632) | (27,934) |
| Net change in cash | 5,678 | 821 | (1,201) | (4,257) | (5,138) | (440) | (338) |
| Closing cash | 10,960 | 4,734 | 4,424 | 5,232 | 9,653 | 17,004 | 15,039 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -5.8% | +1.1% | -1.6% | -3.0% | -10.1% | -24.4% | - |
| EBITDA growth | -224.3% | -64.4% | -4.5% | -7.0% | -8.1% | -23.4% | - |
| PBT growth | -269.8% | - | +2.5% | +3.2% | -0.4% | -39.0% | -54.3% |
| Net income growth | +63.7% | -247.9% | +8.2% | -4.3% | -2.2% | -45.3% | - |
| Revenue CAGR (3Y) | -2.1% | -1.2% | -5.0% | -13.0% | -19.2% | -12.6% | +4.4% |
| EBITDA CAGR (3Y) | - | -31.9% | -6.5% | -13.2% | -20.0% | -12.8% | +3.3% |
| Profitability & leverage | |||||||
| Net income margin | -87.4% | -20.8% | +14.2% | +13.0% | +13.1% | +12.0% | +16.4% |
| Return on capital employed | 0.0% | +3.6% | +10.1% | +9.8% | +9.6% | +9.4% | +10.2% |
| Return on net worth | 0.0% | -8.7% | +6.5% | +6.6% | +7.2% | +7.6% | +13.5% |
| Debt / equity | 2.32 | 2.19 | 2.72 | 3.34 | 3.97 | 4.69 | 5.79 |
| Long-term debt / equity | 2.14 | 1.93 | 2.36 | 3.00 | 3.56 | 3.23 | 2.83 |
| Interest cover | -176.38 | 198.96 | 76.83 | 77.92 | 80.10 | 81.94 | 76.90 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | (62.46) | (22.22) | 21.49 | 25.18 | 26.43 | 26.98 | 52.48 |
| Dividend per share (₹) | 0.00 | 2.00 | 2.00 | 1.25 | 0.00 | 9.00 | 31.00 |
| Book value per share (₹) | 156.72 | 268.25 | 350.21 | 387.01 | 374.24 | 362.27 | 370.69 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,494 | 1,215 | 2,046 | 2,063 | 2,192 | 1,880 | 1,902 | 2,066 |
| Revenue growth (YoY) | -31.8% | -35.4% | +7.6% | -0.2% | +15.2% | - | - | - |
| Other income | 24.70 | 7.89 | 7.34 | 6.57 | 8.33 | 25.21 | 2.80 | 1.69 |
| Total expenses | (30.62) | 10,472 | 275 | 456 | 638 | 506 | 390 | 777 |
| EBITDA | 1,525 | (9,257) | 1,771 | 1,607 | 1,554 | 1,373 | 1,512 | 1,289 |
| EBITDA margin | +102.0% | -761.7% | +86.6% | +77.9% | +70.9% | +73.1% | +79.5% | +62.4% |
| Depreciation | 17.33 | 22.18 | 18.51 | 18.44 | 18.69 | 22.90 | 18.47 | 19.14 |
| Interest | 1,237 | 1,576 | 1,387 | 1,221 | 1,132 | 971 | 1,111 | 1,127 |
| Profit before tax | 295 | (10,847) | 373 | 373 | 412 | 405 | 386 | 144 |
| Tax | 69.63 | (2,392) | 88.46 | 97.92 | 114 | 111 | 104 | 33.78 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 7,516 | 7,662 | 7,484 | 7,364 | 7,765 | 8,719 | 11,399 |
| Revenue growth | -1.9% | +2.4% | +1.6% | -5.2% | -10.9% | -23.5% | - |
| Other income | 30.12 | 9.24 | 54.84 | 17.02 | 12.31 | 33.99 | 16.07 |
| Total expenses | 11,841 | 1,909 | 1,331 | 1,061 | 883 | 962 | 1,061 |
| Employee cost | 550 | 662 | 576 | 477 | 435 | 225 | 557 |
| EBITDA | (4,325) | 5,753 | 6,153 | 6,303 | 6,883 | 7,757 | 10,338 |
| EBITDA margin | -57.6% | +75.1% | +82.2% | +85.6% | +88.6% | +89.0% | +90.7% |
| Depreciation | 77.82 | 78.70 | 80.90 | 82.65 | 74.40 | 90.82 | 97.80 |
| Interest | 5,316 | 4,410 | 4,833 | 5,131 | 5,865 | 6,308 | 7,710 |
| Profit before tax | (9,689) | 1,274 | 1,294 | 1,106 | 956 | 1,392 | 2,547 |
| Tax | (2,091) | 331 | 304 | 287 | 260 | 334 | 387 |
| Net profit | (1,102) | 946 | 988 | 819 | 696 | 1,061 | 2,162 |
| Net profit margin | -14.7% | +12.4% | +13.2% | +11.1% | +9.0% | +12.2% | +19.0% |
| EPS (₹) | (65.51) | 11.37 | 17.22 | 17.37 | 14.86 | 22.89 | 50.52 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 232 | 166 | 115 | 94.32 | 93.71 | 92.47 | 85.51 |
| Reserves & surplus | 18,618 | 22,627 | 17,941 | 15,935 | 15,559 | 15,430 | 14,844 |
| Shareholders' funds (net worth) | 19,916 | 22,792 | 18,056 | 16,029 | 15,652 | 15,522 | 14,930 |
| Secured loans | 44,211 | 36,266 | 39,403 | 43,109 | 52,407 | 58,587 | 68,443 |
| Unsecured loans | 3,885 | 4,118 | 4,163 | 4,364 | 4,491 | 4,485 | 4,598 |
| Total debt | 48,096 | 40,384 | 43,565 | 47,473 | 56,897 | 63,072 | 73,041 |
| Total liabilities | 68,011 | 63,176 | 61,621 | 63,502 | 72,550 | 78,594 | 87,970 |
| Assets | |||||||
| Gross block | 557 | 628 | 595 | 676 | 532 | 465 | 582 |
| Net block | 276 | 327 | 284 | 365 | 263 | 229 | 376 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 18,283 | 16,752 | 9,945 | 9,913 | 10,223 | 10,018 | 16,167 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 6.05 | 6.98 | 4.26 | 1.19 | 1.20 | 3.10 | 5.32 |
| Cash & bank balances | 10,286 | 3,694 | 3,956 | 4,240 | 9,251 | 15,087 | 12,913 |
| Loans & advances | 5,821 | 3,938 | 6,760 | 5,538 | 5,048 | 3,068 | 3,748 |
| Total current assets | 16,113 | 7,638 | 10,720 | 9,778 | 14,300 | 18,158 | 16,667 |
| Total current liabilities | 3,113 | 4,888 | 4,176 | 4,639 | 3,529 | 4,878 | 4,682 |
| Net working capital | 13,000 | 2,750 | 6,544 | 5,139 | 10,770 | 13,280 | 11,985 |
| Total assets | 68,011 | 63,176 | 61,621 | 63,502 | 72,550 | 78,594 | 87,970 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 2,527 | 2,275 | 2,838 | 7,606 | 11,245 | 11,492 | 13,357 |
| Net cash from operating activities | (5,111) | 6,692 | 29.71 | 1,767 | 1,448 | 7,601 | 14,080 |
| Net cash from investing activities | (2,091) | (5,320) | 2,000 | 2,583 | 1,284 | 2,581 | 9,726 |
| Net cash from financing activities | 13,284 | (1,120) | (2,593) | (9,118) | (6,371) | (10,428) | (25,672) |
| Net change in cash | 6,082 | 252 | (563) | (4,768) | (3,640) | (246) | (1,865) |
| Closing cash | 10,286 | 3,694 | 3,956 | 4,240 | 9,251 | 15,087 | 12,913 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -1.9% | +2.4% | +1.6% | -5.2% | -10.9% | -23.5% | - |
| EBITDA growth | -175.2% | -6.5% | -2.4% | -8.4% | -11.3% | -25.0% | - |
| PBT growth | - | -1.6% | +17.0% | +15.7% | -31.3% | -45.3% | -50.5% |
| Net income growth | -216.5% | -4.2% | +20.6% | +17.7% | -34.4% | -50.9% | - |
| Revenue CAGR (3Y) | +0.7% | -0.5% | -5.0% | -13.6% | -20.4% | -14.1% | +0.5% |
| EBITDA CAGR (3Y) | - | -5.8% | -7.4% | -15.2% | -21.5% | -12.7% | +1.3% |
| Profitability & leverage | |||||||
| Net income margin | -101.1% | +12.3% | +13.2% | +11.1% | +9.0% | +12.1% | +19.0% |
| Return on capital employed | 0.0% | +9.1% | +9.8% | +9.2% | +9.0% | +9.3% | +10.2% |
| Return on net worth | 0.0% | +4.6% | +5.8% | +5.2% | +4.5% | +7.0% | +13.4% |
| Debt / equity | 2.07 | 2.06 | 2.67 | 3.29 | 3.85 | 4.47 | 5.26 |
| Long-term debt / equity | 1.91 | 1.79 | 2.28 | 2.93 | 2.82 | 2.52 | 2.73 |
| Interest cover | -120.73 | 77.71 | 79.59 | 82.49 | 86.14 | 82.28 | 75.29 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | (65.51) | 11.37 | 17.22 | 17.37 | 14.86 | 22.89 | 50.52 |
| Dividend per share (₹) | 0.00 | 2.00 | 2.00 | 1.25 | 0.00 | 9.00 | 31.00 |
| Book value per share (₹) | 162.54 | 274.81 | 314.04 | 339.88 | 334.06 | 335.72 | 349.19 |
Timeline of Sammaan Capital
4 dated milestones of Sammaan Capital across 25 years, from founding to its latest funding, stage changes and deals.
- Founded Sammaan Capital is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $93.5M.
- Funding Latest funding round, Post-IPO, of $997.6M.
Competitors of Sammaan Capital
Sammaan Capital has 3 listed competitors in our database, 2 of them funded. They include HomeFirst Finance, HDFC and India Shelter Finance Corporation.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| homefirstindia.com | 2010 | Mumbai, India | $209.7M | 1,724 | Affordable home loans are extended to low and middle-income groups. | |
| hdfc.com | 1977 | Mumbai, India | 213,527 | Provider of housing finance solutions | ||
| indiashelter.in | 2010 | Gurugram, India | $111.02M | 3,323 | Housing loans are extended to middle-income households in India. |
Detailed competitors of Sammaan Capital
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- Full competitor set
- Operating metrics
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Web traffic of Sammaan Capital
The website of Sammaan Capital (sammaancapital.com) receives about 38.6K visits a month and ranks #507,305 among all websites worldwide, #5,140 in Investing.
- Monthly visits38.6K
▼ 18.2% vs previous month
- Unique visitors22.1K
per month
- Global rank#507,305
among all websites
- Category rank#5,140
Finance · Investing
- Bounce rate31%
- Pages per visit4.6
- Average visit4 min 13 sec
- DevicesDesktop 31% · Mobile 69%
Websites whose visitors overlap most with Sammaan Capital. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
jiocredit.in | jiocredit.in | 100% | #99,924 | – | |
ibullssecurities.com | ibullssecurities.com | 97% | #369,838 | – | |
screener.in | screener.in | 87% | #1,968 | – | |
| smcfinance.com | 84% | #1,325,238 | View details | ||
| northernarc.com | 81% | 37.7K | #894,005 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Sammaan Capital
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- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Sammaan Capital (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Related news about Sammaan Capital
Complete news archive for Sammaan Capital
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Frequently Asked Questions about Sammaan Capital
Sammaan Capital was founded in 2000 and raised its 1st funding round 20 years after it was founded.
Sammaan Capital is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Rajiv Gandhi is the CEO of Sammaan Capital, as recorded in our data.
Sammaan Capital has 4,580 employees.
The primary company behind Sammaan Capital, Sammaan Capital Limited, reported revenue of ₹8,190 Cr for FY 2026, down 6% year on year.
Sammaan Capital was founded in 2000 in Delhi, India, as a non-banking financial company focused on mortgages. Home loans and loans against property are offered, alongside working capital financing for small and medium enterprises. Operations center on residential and commercial property lending within the Indian market, with leadership provided by CEOs Rajiv Gandhi and Gagan Banga. Services are extended to support business and individual borrowing needs.
Sammaan Capital's top competitors include HomeFirst Finance, India Shelter Finance Corporation and HDFC.
Sammaan Capital offers Home Loan, Loan Against Property, and Home Renovation Loan.
Yes, Sammaan Capital is publicly traded on NSE under the ticker symbol SAMMAANCAP.
Sammaan Capital has 4 investors. Key investors include BlackRock, Marshall Wace, IHC, and Capital Group.
Sammaan Capital operates through Sammaan Capital Limited.
The legal entities of Sammaan Capital currently have 10 directors, including Gagan Banga, Sachin Chaudhary, Achuthan Siddharth and others.

