About Sanchetna Finance
Sanchetna Finance is a Financial Services company based in Lucknow (India) founded in 1995. It provides unsecured and secured business loans and commercial vehicle financing to small businesses. It operates on a B2B and D2C model. Sanchetna Finance has raised $976.16 thousand across 5 funding rounds. The company has 46 employees. Its Indian entity Sanchetna Financial Services Private Limited reported revenue of ₹30.81 Cr. Sanchetna Finance offers products and services including Unsecured Business Loan, Secured Business Loan, and Commercial Vehicle Loan. Its focus areas include FinTech, Lending, Business Loans and Unsecured Loans. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
Sanchetna Financial Services Pvt. Ltd. operates as an RBI-registered NBFC, specializing in financial services for businesses in India. They offer unsecured business loans for growth without collateral, secured loans with assets, and commercial vehicle loans for fleet expansion. Based primarily in Uttar Pradesh, they serve small enterprises through a digital app, quick approvals, flexible repayments, and no hidden charges. Clients include business owners seeking funds for operations and expansion.
- Headquarters Lucknow, India
- Employees 46
- SectorsFinancial Services
- Website sanchetnafinance.com
- Social LinkedIn X Facebook
- Legal Name Sanchetna Financial Services Private Limited
- Date of Incorporation 01 Dec, 1995
- Jurisdiction Lucknow, Uttar Pradesh, India
- Annual Revenue₹30.81 Cr
FY 2026 · +10% YoY
- Net Profit₹8.33 Cr
FY 2026 · 29% margin
- EBITDA₹16.83 Cr
FY 2026 · 59% margin
- Total Equity Funding$976.16K (USD)
in 5 rounds
- Latest Funding Round$652.14K (USD), Series A
Jan 2024
- Employee Count46
Associated legal entities of Sanchetna Finance
Sanchetna Finance operates through Sanchetna Financial Services Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Sanchetna Financial Services Private Limited CIN U65910UP1995PTC138924 | Active | 01 Dec 1995 | Lucknow, Uttar Pradesh | ₹30.8 Cr | 4 | View details |
Products & Services of Sanchetna Finance
Sanchetna Finance offers a comprehensive portfolio of products and services, including Unsecured Business Loan, Secured Business Loan, and Commercial Vehicle Loan.
Loan for business growth without requiring collateral.
Loan backed by assets for substantial business funding.
Loan for purchasing or upgrading business vehicles.
Funding Insights of Sanchetna Finance
Sanchetna Finance has successfully raised a total of $976.16K across 5 strategic funding rounds. The most recent funding activity was a Series A round of $652.14 thousand completed in January 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $976,163
- Total Rounds 5
- Last Round Series A — $652,139
- First Round $9,260
(Apr 2010)
All 5 funding rounds of Sanchetna Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2024 | $652,139 | Series A | – | – | – |
| Mar 2022 | $172,852 | Seed | – | – | – |
| Jul 2011 | $84,792 | Angel Round | – | – | – |
| Dec 2010 | $57,119 | Angel Round | – | – | – |
| Apr 2010 | $9,260 | Angel Round | – | – | – |
Board of directors of Sanchetna Financial Services Private Limited (Sanchetna Finance)
Sanchetna Financial Services Private Limited is the primary company behind Sanchetna Finance. The board of Sanchetna Financial Services Private Limited currently have 4 directors; the longest-serving is Vinod Kumar Rai, appointed in 2015. 13 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vinod Kumar Rai DIN 00789161 | Whole-time director | 08 Jan 2015 | 11 yrs 10 mo | Sanchetna Financial Services Private Limited |
| Gaurav Kumar Rai DIN 08273497 | Whole-time director | 05 Nov 2018 | 8 yrs | Sanchetna Financial Services Private Limited |
| Shubham Rai DIN 09371182 | Whole-time director | 01 Dec 2022 | 3 yrs 11 mo | Sanchetna Financial Services Private Limited |
| Bindu Rai DIN 06418611 | Whole-time director | 01 Dec 2022 | 3 yrs 11 mo | Sanchetna Financial Services Private Limited |
Financials of Sanchetna Finance
Figures of Sanchetna Financial Services Private Limited, the primary company behind Sanchetna Finance, for FY 2026. Revenue was ₹30.81 Cr (+10% year on year). Net profit was ₹8.33 Cr (29% margin). EBITDA was ₹16.83 Cr (59% margin). Revenue has grown at a compounded annual rate of +39% over three years and +53% over five years.
- ₹30.81 CrRevenue · FY 2026 · +10% YoY
- ₹8.33 CrNet profit · 29% margin
- ₹16.83 CrEBITDA · 59% margin
- ₹8.09 CrPaid-up capital
- +39%Revenue CAGR, 3 years
- +53%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Sanchetna Financial Services Private Limited are on its company page.
Detailed financial statements for Sanchetna Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Sanchetna Finance
3 dated milestones of Sanchetna Finance across 29 years, from founding to its latest funding, stage changes and deals.
- Founded Sanchetna Finance is founded.
- Funding First funding round of $9K.
- Funding Latest funding round, Series A, of $652K.
Competitors of Sanchetna Finance
Sanchetna Finance has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of Sanchetna Finance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Sanchetna Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about Sanchetna Finance
Sanchetna Finance was founded in 1995 and raised its 1st funding round 15 years after it was founded.
Sanchetna Finance is headquartered in Lucknow, India. It is registered at Lucknow, Uttar Pradesh, India.
Sanchetna Finance is a funded company, having raised a total of $976.16K across 5 funding rounds to date. The company's 1st funding round was a Angel Round of $9.26K, raised on Apr 2010.
Sanchetna Finance has 46 employees.
The primary company behind Sanchetna Finance, Sanchetna Financial Services Private Limited, reported revenue of ₹30.81 Cr for FY 2026, up 10% year on year.
Sanchetna Financial Services Pvt. Ltd. operates as an RBI-registered NBFC, specializing in financial services for businesses in India. They offer unsecured business loans for growth without collateral, secured loans with assets, and commercial vehicle loans for fleet expansion. Based primarily in Uttar Pradesh, they serve small enterprises through a digital app, quick approvals, flexible repayments, and no hidden charges. Clients include business owners seeking funds for operations and expansion.
Sanchetna Finance's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Sanchetna Finance offers Unsecured Business Loan, Secured Business Loan, and Commercial Vehicle Loan.
Sanchetna Finance operates through Sanchetna Financial Services Private Limited.
The legal entities of Sanchetna Finance currently have 4 directors, including Vinod Kumar Rai, Shubham Rai, Bindu Rai and others.