About Sanchetna Financial Services Private Limited
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Sanchetna Financial Services Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 01 December 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65910UP1995PTC138924. Its GSTIN is 09AAACM4476B1ZM (Uttar Pradesh).
The company has an authorised share capital of ₹13 Cr and a paid-up capital of ₹8.09 Cr. It is led by directors including Vinod Kumar Rai (Whole-Time Director) and Shubham Rai (Whole-Time Director).
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at B – 348/3 Rajajipuram Lko. (301242854/Rjo/Tlk/Dt007/C – 1/5), Lucknow, Uttar Pradesh, India – 226017.
As per the financials filed for FY 2026, the company reported a revenue of ₹30.81 Cr, a growth of 10% compared to the previous year. For the same year it recorded a net profit of ₹8.33 Cr (net margin 27%) and EBITDA of ₹16.83 Cr (EBITDA margin 54.6%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 53% over five years.
The company is associated with 1 brand: Sanchetna Finance. As per MCA filings, the company has open charges of ₹20.84 Cr and satisfied charges of ₹2.1 Cr on record. Court records list 386 cases involving the company, including 378 filed by the company and 8 filed against it; 329 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website sanchetnafinance.com.
Company details
CIN history
Sanchetna Financial Services has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U65910UP1995PTC138924, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910UP1995PTC138924 | Current |
| U74899DL1995PTC074281 | Previous |
| U65910DL1995PTC074281 | Previous |
Contact details
Sanchetna Financial Services Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Social Media
- Registered AddressB – 348/3 Rajajipuram Lko. (301242854/Rjo/Tlk/Dt007/C – 1/5), Lucknow, Uttar Pradesh, India – 226017
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Sanchetna Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Sanchetna Financial Services operates one associated brand: Sanchetna Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides unsecured and secured business loans and commercial vehicle financing to small businesses. | sanchetnafinance.com |
Business activity
The main business activity of Sanchetna Financial Services is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of Sanchetna Financial Services Private Limited, buy the company report.
Financials of Sanchetna Financial Services Private Limited
FY 2026 filings availableSanchetna Financial Services Private Limited reported revenue of ₹30.81 Cr (up 10% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 53% over five years, including 10% growth in the latest year. EBITDA fell 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹30.81 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹16.83 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹8.33 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 54.6% | ||||
| Net Profit Margin | 27% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sanchetna Financial Services Private Limited, buy the company report.
Board of directors of Sanchetna Financial Services Private Limited
Sanchetna Financial Services has 4 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vinod Kumar Rai Also directs: Chaturbhuj Buildcon & Developers Private Limited | Whole-Time Director | 08 Jan 2015 | 11 Years 10 Months | Current |
| Shubham Rai | Whole-Time Director | 01 Dec 2022 | 3 Years 11 Months | Current |
| Bindu Rai Also directs: Chaturbhuj Buildcon & Developers Private Limited | Whole-Time Director | 01 Dec 2022 | 3 Years 11 Months | Current |
| Gaurav Kumar Rai | Whole-Time Director | 05 Nov 2018 | 8 Years 0 Months | Current |
Auditor
Sanchetna Financial Services Private Limited is audited by Krishna Anurag & C for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Krishna Anurag & C | FY 2026 | 078988 |
Shareholding
The shareholding of Sanchetna Financial Services Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sanchetna Financial Services Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 07 Jul 2025 | 101139884 | Others | ₹2 Cr | Open | |
| 29 May 2025 | 101110122 | Others | ₹1 Cr | Open | |
| 17 Apr 2025 | 101106430 | Others | ₹75 Lakh | Open | |
| 18 Feb 2025 | 101050561 | Others | ₹1 Cr | Open | |
| 10 Feb 2025 | 101046341 | Others | ₹50 Lakh | Open |
To see the full charge records of Sanchetna Financial Services Private Limited, buy the company report.
Total charge records: 13 View all charges
Legal cases
Sanchetna Financial Services Private Limited has 386 court cases on record: 378 filed by Sanchetna Financial Services, 8 filed against it. 329 cases are pending and 57 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 368 | 2 | 327 |
| High courts | 18 | 6 | 2 |
Cases on record (5 of 386)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Allahabad High Court | Court case (CRLR) | Filed against the company | Pending |
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed by the company against M/S Ghousia Enterprises and Other | Pending |
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed by the company against M/S Mister Pharmacy Through Abdul Haq and Other | Pending |
To see the full case history of Sanchetna Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sanchetna Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sanchetna Financial Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAACM4476B1ZM | Uttar Pradesh | Active | 19 Jan 2021 |
To see the full GST registrations and return filing status of Sanchetna Financial Services Private Limited, buy the company report.
Recent activity
Sanchetna Financial Services Private Limited has 17 board changes on record since 2007: 4 appointments and 13 cessations. The latest: Bindu Rai was appointed as Whole-Time Director on 01 Dec 2022.
25 earlier events are in the company report.
Frequently asked questions
Sanchetna Financial Services is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in nbfc, within the financial services industry. It was incorporated on 01 December 1995 (31+ years old) and is registered under CIN U65910UP1995PTC138924.
Sanchetna Financial Services has 4 current directors:
- Vinod Kumar Rai - Whole-Time Director
- Shubham Rai - Whole-Time Director
- Bindu Rai - Whole-Time Director
- Gaurav Kumar Rai - Whole-Time Director
The latest financial statements of Sanchetna Financial Services on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Sanchetna Financial Services is 09AAACM4476B1ZM, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Sanchetna Financial Services is U65910UP1995PTC138924. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sanchetna Financial Services has 386 court cases on record: 378 filed by the company and 8 filed against it. 329 are pending. Most are in the district courts.
Sanchetna Financial Services was incorporated on 01 December 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kanpur.
Bindu Rai was appointed as Whole-Time Director on 01 Dec 2022. Gaurav Kumar Rai ceased to be Director on 01 Dec 2022. Shubham Rai was appointed as Whole-Time Director on 01 Dec 2022. Sanchetna Financial Services has 17 board changes on record in total.
Sanchetna Financial Services can be reached through the website sanchetnafinance.com. Its registered office is in Lucknow, Uttar Pradesh, India.
The registered office of Sanchetna Financial Services is at B – 3483 Rajajipuram Lko. 301242854RjoTlkDt007C – 15, Lucknow, Uttar Pradesh, India – 226017.
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