About Scalapay
Scalapay is a company based in Milan (Italy) founded in 2019 by Raffaele Terrone and Simone Mancini.. Scalapay has raised $952.67 million across 7 funding rounds from investors including Tencent, Poste Italiane and Gangwal Foods. Scalapay has completed 2 acquisitions, including Cabel and Cabel IP. Scalapay offers products and services including Scalapay App, Online Payment Option, and In-Store Barcode Payment. Scalapay operates in a competitive market with competitors including Klarna, Tabby, Afterpay, Zip and Tyro, among others.
- Headquarter Milan, Italy
- Founders Raffaele Terrone, Simone Mancini
- Stage Unicorn
-
Sectors
RetailFinancial Services
-
Email
***********
-
Phone
*********
-
Website
*********
-
Social
*********
- Legal Name Scalapay S.R.L
-
Annual Revenue
$23.13 M (USD)58as on Dec 31, 2023
-
Net Profit
$-12.67 M (USD)52as on Dec 31, 2023
-
EBITDA
$-12.67 M (USD)52as on Dec 31, 2023
-
Total Equity Funding
$952.67 M (USD)
in 7 rounds
-
Latest Funding Round
$81.53 M (USD), Debt – Conventional
Dec 11, 2025
-
Investors
Tencent
& 9 more
-
Employee Count
Employee Count
-
Investments & Acquisitions
Cabel
& 1 more
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Products & Services of Scalapay
Scalapay offers a comprehensive portfolio of products and services, including Scalapay App, Online Payment Option, and In-Store Barcode Payment. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Enables users to pay for purchases in interest-free installments via mobile app.
Allows merchants to offer installment payments at checkout for online sales.
Facilitates in-store purchases through generated barcodes for installment plans.
Funding Insights of Scalapay
Scalapay has successfully raised a total of $952.67M across 7 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $81.53 million completed in December 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 7
- Last Round Debt – Conventional — $81.5M
-
First Round
First Round
(28 Jan 2021)
- Investors Count 10
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec, 2025 | Amount | Debt – Conventional - Scalapay | Valuation |
investors |
|
| Sep, 2023 | Amount | Series B - Scalapay | Valuation | Willoughby Capital , Tencent | |
| May, 2022 | Amount | Series B - Scalapay | Valuation | Poste Italiane |
|
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Scalapay
Scalapay has secured backing from 10 investors, including venture fund and institutional investors. Prominent investors backing the company include Tencent, Poste Italiane and Gangwal Foods. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
|
Diversified asset management firm
|
Founded Year | Domain | Location | |
|
Venture and private equity investments are managed with global diversification.
|
Founded Year | Domain | Location | |
|
-
|
Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
|
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
|
Founded Year | Domain | Location | |
|
Startup ecosystems are ignited through strategic investments by Signite Partners.
|
Founded Year | Domain | Location | |
|
Venture capital is directed toward companies in multiple sectors.
|
Founded Year | Domain | Location | |
|
Venture capital is invested in cybersecurity, fintech, and AI startups.
|
Founded Year | Domain | Location |
Investments & Acquisitions by Scalapay
Scalapay has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Cabel and Cabel IP. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
|
Bionic investment advisor platform
|
2016 | ||||
|
Fine Asian gourmet food is offered by an internet-first restaurant.
|
2016 | ||||
|
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
|
2014 | ||||
|
Fine Asian gourmet food is offered by an internet-first restaurant.
|
2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
|
White-labeled prepaid cards are provided for consumers and businesses.
|
2011 | ||||
|
Provider of integrated banking and financial services
|
1985 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
|
OVO is recognized as a smart digital payment application.
|
2017 | ||||
|
Bionic investment advisor platform
|
2016 | ||||
|
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
|
2014 | ||||
|
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
|
2014 |
Financial Statements - Scalapay
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Scalapay Comparisons
Competitors of Scalapay
Scalapay operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Klarna, Tabby, Afterpay, Zip and Tyro, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Point-of-sale financing is facilitated through an online platform for purchases.
|
|
| domain | founded_year | HQ Location |
Purchase financing solutions are offered to businesses via installment payments.
|
|
| domain | founded_year | HQ Location |
A buy now pay later service is offered by Afterpay.
|
|
| domain | founded_year | HQ Location |
Payment solutions are provided for deferred purchasing by Zip.
|
|
| domain | founded_year | HQ Location |
POS solutions are provided for retail payment processing.
|
|
| domain | founded_year | HQ Location |
Buy-now-pay-later installment solutions are provided for retail shoppers.
|
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
|
|
| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
|
|
| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
|
|
| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
|
Latest news on Scalapay
Frequently Asked Questions about Scalapay
When was Scalapay founded?
Scalapay was founded in 2019 and raised its 1st funding round 2 years after it was founded.
Where is Scalapay located?
Scalapay is headquartered in Milan, Italy. It is registered at Milan, Lombardy, Italy.
Who is the current CEO of Scalapay?
Simone Mancini is the current CEO of Scalapay. They have also founded this company.
Is Scalapay a funded company?
Scalapay is a funded company, having raised a total of $952.67M across 7 funding rounds to date. The company's 1st funding round was a Series B of $37.25M, raised on Jan 28, 2021.
What is the annual revenue of Scalapay?
Annual revenue of Scalapay is $23.13M as on Dec 31, 2023.
What does Scalapay do?
Scalapay was founded in 2019 in Milan, Italy, as a fintech provider specializing in e-commerce payment solutions. A lending platform is offered, enabling point-of-sale installment financing and pay-later options selected at checkout. Fraud prevention and data protection systems are integrated to ensure secure transactions for customers and merchants across Europe.
What products or services does Scalapay offer?
Scalapay offers Scalapay App, Online Payment Option, and In-Store Barcode Payment.
How many acquisitions has Scalapay made?
Who are Scalapay's investors?
Scalapay has 10 investors. Key investors include Tencent, Poste Italiane, Gangwal Foods, Willoughby Capital, and Tiger Global.
What is Scalapay's valuation?
The valuation of Scalapay is $1B as of Feb 2022.
Book a demo & talk to our team
Share a few details and we’ll reach out to schedule a session.