About S.M.I.L.E. Microfinance
S.M.I.L.E. Microfinance is a Financial Services company based in India founded in 2004. Non-banking financial company offering financial services. The company has 2 employees. Its chief executive, as recorded, is Murali Srinivas. Its Indian entity Smfl Services Limited reported revenue of ₹6.79 Cr. Its focus areas include Microfinance, Microcredit, Internet-First and Sustainability Tech. Its competitors include Midland Microfin, Ekagrata Fi nce and Keshava Prabha Microfin; 1 of its 3 listed competitors has raised funding.
Company details
S.M.I.L.E. Microfinance Limited was founded in 2004 and licensed by the Reserve Bank of India in 2006 as a non-banking financial company. Operations are based in India, where financial services and equity investments are extended to individuals and businesses. The company functions within the financial sector, supporting various economic activities through its offerings. Leadership is provided by CEO Murali Srinivas.
- Headquarters India
- Employees 2
- SectorsFinancial Services
- Email••••••••
- Website sfltd.in/pages.php?pg=1
- Social LinkedIn
- Legal Name Smfl Services Limited
- Date of Incorporation 21 Mar, 1995
- Jurisdiction Chennai, Tamil Nadu, India
- Annual Revenue₹6.79 Cr
FY 2024 · -65% YoY
- Net Profit₹3.05 Cr
FY 2024 · 45% margin
- EBITDA₹3.17 Cr
FY 2024 · 47% margin
- Employee Count2
Associated legal entities of S.M.I.L.E. Microfinance
S.M.I.L.E. Microfinance operates through Smfl Services Limited (under liquidation). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Smfl Services Limited CIN U70200TN1995PLC030604 | Under Liquidation | 21 Mar 1995 | Chennai, Tamil Nadu | ₹6.8 Cr | 2 | 5 | View details |
Board of directors of Smfl Services Limited (S.M.I.L.E. Microfinance)
Smfl Services Limited is the primary company behind S.M.I.L.E. Microfinance. The board of Smfl Services Limited currently have 4 directors; the longest-serving is J Bradley Swanson, appointed in 2010. 31 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| J Bradley Swanson DIN 02872123 | Director | 04 Jan 2010 | 16 yrs 9 mo | Smfl Services Limited |
| Vee Thangavelu Prabakaran DIN 10106320 | CFO | 01 Apr 2015 | 11 yrs 6 mo | Smfl Services Limited |
| Venkatachalam Sundaram Padmanaban DIN 08539226 | Nominee Director | 29 Oct 2019 | 6 yrs 11 mo | Smfl Services Limited |
| Anil Kumar Khicha DIN 06809141 | IRP/RP/Liquidator | 16 Sep 2024 | 2 yrs 1 mo | Smfl Services Limited |
People of S.M.I.L.E. Microfinance
1 people are tracked at S.M.I.L.E. Microfinance (1 in leadership); the tracked headcount is 2.
| Name | Role | Group |
|---|---|---|
Murali Srinivas | CEO | Leadership |
Complete people profiles for S.M.I.L.E. Microfinance
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Financials of S.M.I.L.E. Microfinance
Figures of Smfl Services Limited, the primary company behind S.M.I.L.E. Microfinance, for FY 2024. Revenue was ₹6.79 Cr (-65% year on year). Net profit was ₹3.05 Cr (45% margin). EBITDA was ₹3.17 Cr (47% margin).
- ₹6.79 CrRevenue · FY 2024 · -65% YoY
- ₹3.05 CrNet profit · 45% margin
- ₹3.17 CrEBITDA · 47% margin
- ₹17.34 CrPaid-up capital
- 2Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Smfl Services Limited are on its company page.
Detailed financial statements for S.M.I.L.E. Microfinance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
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- Downloads
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Competitors of S.M.I.L.E. Microfinance
S.M.I.L.E. Microfinance has 3 listed competitors in our database, 1 of them funded. They include Midland Microfin, Ekagrata Fi nce and Keshava Prabha Microfin.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| midlandmicrofin.com | 2011 | Jalandhar, India | $3.1M | 5,254 | Micro loans are extended to low-income women in Punjab. | |
| ekagratafinance.com | 2018 | Bengaluru, India | 175 | Provider of a digital lending platform | ||
| kpmicrofin.in | 2017 | Kochi, India | 169 | Offers digital microfinance loans with paperless and cashless processes in India. |
Detailed competitors of S.M.I.L.E. Microfinance
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Top companies in Microfinance
3 companies that operate in the same segment as S.M.I.L.E. Microfinance (Microfinance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 15,190 | |
Provider of microloans | 2010 | Delhi, Delhi, India | USD 71.68 M | 12,403 |
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Frequently Asked Questions about S.M.I.L.E. Microfinance
S.M.I.L.E. Microfinance was founded in 2004.
S.M.I.L.E. Microfinance is headquartered in India.
Murali Srinivas is the CEO of S.M.I.L.E. Microfinance, as recorded in our data.
S.M.I.L.E. Microfinance has 2 employees.
The primary company behind S.M.I.L.E. Microfinance, Smfl Services Limited, reported revenue of ₹6.79 Cr for FY 2024, down 65% year on year.
S.M.I.L.E. Microfinance Limited was founded in 2004 and licensed by the Reserve Bank of India in 2006 as a non-banking financial company. Operations are based in India, where financial services and equity investments are extended to individuals and businesses. The company functions within the financial sector, supporting various economic activities through its offerings. Leadership is provided by CEO Murali Srinivas.
S.M.I.L.E. Microfinance's top competitors include Midland Microfin, Ekagrata Fi nce and Keshava Prabha Microfin.
S.M.I.L.E. Microfinance operates through Smfl Services Limited.
The legal entities of S.M.I.L.E. Microfinance currently have 4 directors, including Venkatachalam Sundaram Padmanaban, Vee Thangavelu Prabakaran, J Bradley Swanson and others.