About Smfl Services Limited
Data last updated: 26 July 2025
Smfl Services Limited is a public limited company based in Egmore Nungambakkam, Tamil Nadu, India, a subsidiary of Dwm Investments (Cyprus) Limited. The company is currently under liquidation, meaning its assets are being sold to settle outstanding debts. It may not have the legal capacity to fulfil new contracts. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 21 March 1995, the company has been in operation for over 31 years.
Registered with ROC Chennai under CIN U70200TN1995PLC030604.
Capital: an authorised share capital of ₹20 Cr and a paid-up capital of ₹17.34 Cr. Formerly known as Sri Madhava Finance Private Limited and Semam Microfinance Investment Literacy & Empowerment Limited. It is led by directors including Venkatachalam Sundaram Padmanaban and J Bradley Swanson.
Last AGM: 16 August 2024. Financial statements filed for year ended 31 March 2024. Office: Egmore Nungambakkam, Tamil Nadu.
As per the financials filed for FY 2024, the company reported a revenue of ₹6.79 Cr, a decline of 65% compared to the previous year.
The company has a workforce of approximately 2 employees as per the latest available data. It operates as a subsidiary of Dwm Investments (Cyprus) Limited.
The company is associated with 1 brand - S.M.I.L.E. Microfinance. As per MCA filings, the company has open charges of ₹25 Cr and satisfied charges of ₹2,064.79 Cr on record.
The company is currently under liquidation - its assets are being sold to settle outstanding debts. It may lack the legal capacity to fulfil new agreements, and creditors are prioritised in the distribution of proceeds. The last known website on record is sfltd.in.
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Registered Address8Th Floor No 2 South Tower, Krm Plaza Harrington Road Chetpet, Egmore Nungambakkam, Tamil Nadu, India – 600031
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Smfl Services Limited
Smfl Services Limited has undergone 2 name changes throughout its history. The company was previously known as Sri Madhava Finance Private Limited, and Semam Microfinance Investment Literacy & Empowerment Limited. The current legal name is Smfl Services Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Smfl Services Limited | Current |
| Sri Madhava Finance Private Limited | Previous |
| Semam Microfinance Investment Literacy & Empowerment Limited | Previous |
CIN History of Smfl Services Limited
Smfl Services Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U70200TN1995PLC030604, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U70200TN1995PLC030604 | Current |
| U67190TN1995PTC030604 | Previous |
| U67190TN1995PLC030604 | Previous |
Associated Brands with Smfl Services Limited
Smfl Services Limited operates one associated brand: S.M.I.L.E. Microfinance. These brands represent Smfl Services Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Non-banking financial company offering financial services | sfltd.in |
Competitors & Alternatives of Smfl Services Limited
Brands and companies operating in the same space as Smfl Services Limited include Oze, Midland Microfin, Ekagrata Fi nce and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Oze
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Platform offer small loans and digital payments | Accra, Ghana, Ghana | 2016 |
Midland Microfin
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Micro loans are extended to low-income women in Punjab. | Jalandhar, India, India | 2011 |
Ekagrata Fi nce
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Provider of a digital lending platform | Bengaluru, India, India | 2018 |
Sahyog Microfinance
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Offers microfinance loans, savings, and deposits to underserved populations in India. | Ghaziabad, India, India | 2016 |
Keshava Prabha Microfin
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Offers digital microfinance loans with paperless and cashless processes in India. | Kochi, India, India | 2017 |
Grameen Shakti Micro Finance Services
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Offers microfinance loans and services to empower low-income women in India. | Kolkata, India, India | 2016 |
DuitLend
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Operates an online platform for direct lending to consumers and small businesses. | Pulau Pinang, Malaysia, Malaysia | 2022 |
Aspirasi
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Offers micro-financing and micro-insurance services targeted at SMEs and individuals. | Kuala Lumpur, Malaysia, Malaysia | 2019 |
Auditor Details of Smfl Services Limited
Smfl Services Limited is audited by DELOITTE HASKINS & SELLS LLP for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| DELOITTE HASKINS & SELLS LLP | Locked | Locked | Locked |
Complete auditor history for Smfl Services Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors and KMP of Smfl Services Limited
Smfl Services Limited currently reports 3 directors and 1 key managerial person. 31 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Venkatachalam Sundaram Padmanaban
Also directs:
Kiwi Health Private Limited, Kiwi Hospitals Private Limited, Kiwi Prime Health Private Limited and 1 more
|
Nominee Director | 29 Oct 2019 | 6 Years 9 Months | As last reported |
| Vee Thangavelu Prabakaran | Cfo | 01 Apr 2015 | 11 Years 4 Months | As last reported |
| J Bradley Swanson | Director | 04 Jan 2010 | 16 Years 7 Months | As last reported |
| Anil Kumar Khicha | Irp/Rp/Liquidator | 16 Sep 2024 | 1 Years 10 Months | As last reported |
Financials of Smfl Services Limited FY 2024 filings available
Smfl Services Limited reported revenue of ₹6.79 Cr (down 65.00% YoY) for FY 2024.
Ten-year financial statements for Smfl Services Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Smfl Services Limited
Shareholding and ownership data for Smfl Services Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Smfl Services Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 13 Aug 2020 | Others | ₹25 Cr | Open |
| 11 Mar 2022 | Others | ₹40 Cr | Satisfied |
| 29 Oct 2021 | Others | ₹10 Cr | Satisfied |
| 25 Oct 2021 | Others | ₹20 Cr | Satisfied |
| 28 Sep 2021 | Others | ₹20 Cr | Satisfied |
Total charge records: 253 View all charges
Employees and EPFO Compliance at Smfl Services Limited
Smfl Services Limited has a workforce of 2 employees as of Apr 09, 2024.
Employee and EPFO history for Smfl Services Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Smfl Services Limited
GST registrations and filing compliance for Smfl Services Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Smfl Services Limited
Credit ratings, litigation, and regulatory alerts for Smfl Services Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Smfl Services Limited
MSME payment history for Smfl Services Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Smfl Services Limited
Corporate group structure for Smfl Services Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Smfl Services Limited
MCA filings and documents for Smfl Services Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Smfl Services Limited
Frequently Asked Questions about Smfl Services Limited
Smfl Services Limited is currently "Under Liquidation" as per MCA records. The company's assets are being sold to settle outstanding debts owed to creditors. A company under liquidation may not have the legal capacity to fulfil new contracts, and creditors are prioritised in the distribution of proceeds. This is a high-risk status - caution is strongly advised.
Smfl Services Limited is a company under liquidation, formerly operating as a public limited company in the financial services sector based in Egmore Nungambakkam, Tamil Nadu, India. It was incorporated on 21 March 1995 and is registered under CIN U70200TN1995PLC030604. Caution is advised - the company may not have the legal capacity to fulfil new agreements.
Smfl Services Limited reported revenue of ₹6.79 Cr for FY 2024 (down 65.00% YoY).
The current directors and KMP of Smfl Services Limited are:
- Venkatachalam Sundaram Padmanaban - Nominee Director
- Vee Thangavelu Prabakaran - Cfo
- J Bradley Swanson - Director
- Anil Kumar Khicha - Irp/Rp/Liquidator
The CIN (Corporate Identification Number) of Smfl Services Limited is U70200TN1995PLC030604. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Smfl Services Limited has open charges of ₹25 Cr and satisfied charges of ₹2,064.79 Cr as per latest MCA filings.