Spenny

Bengaluru, India Founded: 2019 • Age: 7 yrs Acquired By CRED
Savings and gold investments are enabled through app-based transaction roundups.
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About Spenny

Spenny is a company based in Bengaluru (India) founded in 2019 by Gaurav Arora and Rathin Shah was acquired by CRED in June 2023.. Spenny has raised $150 thousand across 1 funding round from investors including CRED and Y Combinator. Spenny offers products and services including Spenny App, Digital Gold Investment, and Mutual Fund Investments. Spenny operates in a competitive market with competitors including Piggy, Tranako, pennywise and Codeister Technologies, among others.

  • Headquarter Bengaluru, India
  • Founders Gaurav Arora, Rathin Shah
  • Sectors
    Technology
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Spenny Fintech Private Limited
  • Date of Incorporation 22 Jan, 2020
  • Jurisdiction Bangalore, Karnataka, India
Operational Areas
Technology → Marketing, Adtech & Commerce Technology
Key Metrics
  • Annual Revenue
    $458.15 K (USD)
    -3.65
    as on Mar 31, 2023
  • Net Profit
    $5.94 K (USD)
    -50.98
    as on Mar 31, 2023
  • EBITDA
    $125.67 K (USD)
    17.35
    as on Mar 31, 2023
  • Total Equity Funding
    $150 K (USD)

    in 1 rounds

  • Latest Funding Round
    $150 K (USD), Seed

    Jun 01, 2020

  • Investors
    CRED

    & 1 more

  • Employee Count
    Employee Count
  • Acquired by
    CRED

    (Jun 23, 2023)

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Products & Services of Spenny

Spenny offers a comprehensive portfolio of products and services, including Spenny App, Digital Gold Investment, and Mutual Fund Investments. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Automates savings through rounding up daily spends for investments.

Enables investment in digital gold via automatic roundups.

Facilitates investing in mutual funds through spend-based savings.

Funding Insights of Spenny

Spenny has successfully raised a total of $150K through 1 strategic funding round. The most recent funding activity was a Seed round of $150 thousand completed in June 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Seed — $150,000
  • First Round

    (01 Jun 2020)

  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Jun, 2020 Amount Seed - Spenny Valuation Y Combinator
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Spenny

Spenny has secured backing from 2 investors, including venture fund and institutional investors. Prominent investors backing the company include CRED and Y Combinator. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Early-stage startups are accelerated via funding and educational programs.
Founded Year Domain Location
CRED is operated as a members-only financial rewards club.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Spenny

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Spenny

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Spenny Comparisons

Employees
+
Add Comparison
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Competitors of Spenny

Spenny operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Piggy, Tranako, pennywise and Codeister Technologies, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Piggy is recognized as a direct mutual fund investment platform in India.
domain founded_year HQ Location
Spare change from purchases is automatically invested in global assets.
domain founded_year HQ Location
Offers financial workshops, digital tools, and community for corporate employee education.
domain founded_year HQ Location
Web and mobile app-based microsavings platform
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Spenny

Frequently Asked Questions about Spenny

When was Spenny founded?

Spenny was founded in 2019 and raised its 1st funding round 1 year after it was founded.

Where is Spenny located?

Spenny is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Who is the current CEO of Spenny?

Rathin Shah is the current CEO of Spenny. They have also founded this company.

Is Spenny a funded company?

Spenny is a funded company, having raised a total of $150K across 1 funding round to date. The company's 1st funding round was a Seed of $150K, raised on Jun 01, 2020.

What is the annual revenue of Spenny?

Annual revenue of Spenny is $458.15K as on Mar 31, 2023.

What does Spenny do?

Founded in 2019 in Bengaluru, India, the company operates in the fintech sector as an app-based platform. Transaction amounts are rounded up by users, with these funds invested in digital gold or mutual funds. Lump sum investments into gold or chosen mutual fund portfolios are also facilitated. The application is available on Android and iOS for individual users.

Who are the top competitors of Spenny?

Spenny's top competitors include Piggy, Tranako and Codeister Technologies.

What products or services does Spenny offer?

Spenny offers Spenny App, Digital Gold Investment, and Mutual Fund Investments.

Who are Spenny's investors?

Spenny has 2 investors. Key investors include CRED, and Y Combinator.

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