Spense

Bengaluru, India Founded: 2022 • Age: 4 yrs
Fintech infrastructure and APIs are provided for rapid application development.
Annual revenue - Latest available
Total funding $2.2M 2 rounds
Employees 9 Tracked headcount
Investors 7 Known backers
Products - Services tracked
Competitors 9 Brand Intelligence

About Spense

Spense is a company based in Bengaluru (India) founded in 2022 by Iqbal Mohammed, Pawan Kumar, and Srinivas Krishnamurthy. Spense has raised $2.2 million across 2 funding rounds from investors including GrowthCap Ventures, Kunal Shah and Sayandeb Banerjee. The company has 9 employees as of March 28, 2024. Spense operates in a competitive market with competitors including Trustly, MITIGA Solutions, Komunal, Global Predictions and Hardbacon, among others.

  • Headquarter Bengaluru, India
  • Employees 9 as on 28 Mar, 2024
  • Founders Iqbal Mohammed, Pawan Kumar, Srinivas Krishnamurthy
  • Sectors
    Financial Services
    Technology
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Spense Reliable Fintech Solutions Private Limited
  • Date of Incorporation 30 Jun, 2022
  • Jurisdiction Bangalore, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Technology → Marketing, Adtech & Commerce Technology Unlock Sub-Sector Unlock Segment
Technology → Enterprise Software & Productivity Solutions Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $2.2 M (USD)

    in 2 rounds

  • Latest Funding Round
    $1.85 M (USD), Seed

    Jun 02, 2025

  • Investors
  • Employee Count
    9

    as on Mar 28, 2024

Upgrade to premium

Unlock complete access to The Company Check

Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.

Upgrade to Premium No viewing limits. Your plan controls exports and screening usage.
Included in your Premium account
  • Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
  • Full access to every database India & global coverage, advanced filters and rich profile details
  • Always-on access from your team account Single premium plan for everything you see on the portal

Funding Insights of Spense

Spense has successfully raised a total of $2.2M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $1.85 million completed in June 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Spense

Spense has secured backing from 7 investors, including venture fund and angel investors. Prominent investors backing the company include GrowthCap Ventures, Kunal Shah and Sayandeb Banerjee.

All
Venture Fund
Angel
Investor Description Founded Year Domain Location
Early-stage investments in Fintech, SaaS, and Deep Tech sectors with a focus on capital and advisory support.
Locked Locked Locked
Venture capital fund investing in early-stage start-ups
Locked Locked Locked

Kunal Shah

Founder of CRED, serial entrepreneur, and prominent Indian angel investor
Locked Locked Locked
Premium access

Investor details for Spense

Investor domains, locations, round participation, and complete history require an active premium plan.

  • Investor domains
  • Investor locations
  • Funding rounds
  • Participation history

Verified entity values are shown only after access is granted.

Investments & Acquisitions by Spense

Investments
Premium access

Investment portfolio details for Spense

Portfolio company identities, transaction dates, round details, and investment values require an active premium plan.

  • Portfolio identities
  • Transaction dates
  • Round details
  • Investment values

Verified entity values are shown only after access is granted.

Financial Statements - Spense

Premium access

Detailed financials for Spense

Historical revenue, profit, statement rows, ratios, and trend charts require an active premium plan.

  • Historical revenue
  • Profit trends
  • Statement rows
  • Financial ratios

Verified entity values are shown only after access is granted.

Spense Comparisons

Spense Primary company
Description
Fintech infrastructure and APIs are provided for rapid appli...
Location
Bengaluru, India
Founded Year
2022
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
9
As of 2024
Premium access

Peer comparison for Spense

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

  • Named peers
  • Headcount comparison
  • Funding comparison
  • Operating benchmarks

Verified entity values are shown only after access is granted.

+
Add Comparison
Available on Premium

Competitors of Spense

Spense operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Trustly, MITIGA Solutions, Komunal, Global Predictions and Hardbacon, among others.

Company Name Domain Founded year HQ Location Description
Locked Locked Locked
Open banking payment processing is enabled for businesses and consumers.
Locked Locked Locked
AI based environment sustainability and risk management solutions
Locked Locked Locked
Digital banking services are provided for rural communities in Indonesia.
Locked Locked Locked
AI-based software suite for financial market analysis is offered.
Locked Locked Locked
Financial products are compared through a mobile app for individuals.
Locked Locked Locked
AI-based forensic accounting reports are generated for investment decisions.
Premium access

Detailed competitors of Spense

Competitor domains, locations, full profiles, and operating metrics require an active premium plan.

  • Domains and locations
  • Full company profiles
  • Operating metrics
  • Competitive positioning

Verified entity values are shown only after access is granted.

Latest news on Spense

Premium access

Complete news archive for Spense

Full article history, source details, and older brand coverage require an active premium plan.

  • Full article archive
  • Source and publication date
  • Older coverage
  • Brand-specific news history

Verified entity values are shown only after access is granted.

Frequently Asked Questions about Spense

Spense was founded in 2022.

Spense is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Pawan Kumar is the current CEO of Spense. They have also founded this company.

Spense is a funded company, having raised a total of $2.2M across 2 funding rounds to date.

As of Mar 28, 2024, the latest employee count at Spense is 9.

Founded in 2022 and based in Bengaluru, India, Spense operates in the fintech sector by offering a no-code platform for building financial applications. Services encompass KYC onboarding, digital banking features, deposit management, card and payment processing, UPI integration, escrow handling, mutual fund access, P2P investment tools, and digital gold options. Regulatory compliance assistance is included to support product launches.

Spense's top competitors include Trustly, MITIGA Solutions and Hardbacon.

Spense has 7 investors. Key investors include GrowthCap Ventures, Kunal Shah, Sayandeb Banerjee, QED Investors, and Ravi Sudhakar Kambhampati.

Explore millions of companies — effortlessly

Access structured, verified intelligence on 7M+ companies across industries, sectors, and global markets. From early-stage startups to large enterprises, discover ownership, leadership, funding, financials, acquisitions, and market signals — all in one powerful platform.

Free account with essential features Instant access to company reports Enterprise solutions available