Summup

Gurugram, India Founded: 2023 • Age: 3 yrs
AI-driven app for money management, investments, and financial tracking services.

About Summup

Summup is a Technology company based in Gurugram (India) founded in 2023 by Rajiv Jain. AI-driven app for money management, investments, and financial tracking services. It operates on a D2C and B2C model. Its chief executive, as recorded, is Rajiv Jain. Summup offers products and services including SummUp App, Digi Gold Fixed Deposit, and Mutual Fund. Its focus areas include FinTech, Investment Tech, Financial Databases and Private Company Data. Its legal entity in India is Finlab Ai Solutions Private Limited (U66190HR2023PTC113304). Its competitors include MyShubhLife, IndiaLends and Epimoney; 2 of its 3 listed competitors have raised funding.

Company details

SummUp is an AI-powered platform that assists users in managing personal finances and offers upcoming services like Digi Gold Fixed Deposit and Mutual Funds. It operates through a downloadable app, focusing on financial freedom and peace of mind. Based in Gurgaon, India, the company targets individual consumers with direct access tools for tracking money and investments, while emphasizing user support and secure transactions.

Key Metrics
  • Net Loss
    -₹24.4 Lakh

    FY 2025 · -461905% margin

  • EBITDA
    -₹21.8 Lakh

    FY 2025 · -412172% margin

Products & Services of Summup

Summup offers a comprehensive portfolio of products and services, including SummUp App, Digi Gold Fixed Deposit, and Mutual Fund.

SummUp App
Money Management Platform

AI tool for tracking finances and offering investment insights

Digi Gold Fixed Deposit
Investment Service

Upcoming service for gold-based fixed deposit options

Mutual Fund
Investment Service

Upcoming platform for mutual fund investment management

Apps and channels of Summup

Summup publishes 1 mobile app with over 50 downloads.

Summup: Buy Digi Gold & Silver
Google Play Finance Everyone Free 50 downloads
Developer: summup.in
View on Google Play

Board of directors of Summup Fintech Private Limited (Summup)

Summup Fintech Private Limited is the primary company behind Summup. The board of Summup Fintech Private Limited currently have 2 directors; the longest-serving is Rajiv Jain, appointed in 2023. 2 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Rajiv Jain
DIN 10239300
Director14 Jul 20233 yrs 3 moSummup Fintech Private Limited
Shuchi Jain
DIN 09432066
Director18 Jul 20242 yrs 3 moSummup Fintech Private Limited

People of Summup

1 people are tracked at Summup (1 in leadership).

NameRoleGroup
Founder, CEOLeadership
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Complete people profiles for Summup

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Financials of Summup

Figures of Summup Fintech Private Limited, the primary company behind Summup, for FY 2025. Net loss was -₹24.4 Lakh (-461905% margin). EBITDA was -₹21.8 Lakh (-412172% margin).

  • -₹24.4 LakhNet loss · -461905% margin
  • -₹21.8 LakhEBITDA · -412172% margin
  • ₹1 LakhPaid-up capital

Balance sheet, profit and loss, cash flow and ratios of Summup Fintech Private Limited are on its company page.

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Detailed financial statements for Summup

Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.

  • Statement rows
  • Financial ratios
  • Five-year trends
  • Downloads

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Competitors of Summup

Summup has 3 listed competitors in our database, 2 of them funded. They include MyShubhLife, IndiaLends and Epimoney.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
myshubhlife.com2016Bengaluru, India$29.01M144
Embedded finance and personal loan solutions for businesses are offered.
indialends.com2014Gurugram, India$30.11M221
Online platform providing loans and credit cards from various financial institutions
epimoney.in1995Chennai, India623
Consumer and business loans are facilitated via an online platform.
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Detailed competitors of Summup

The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.

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  • Operating metrics
  • Benchmarks
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Top companies in Investment & Financial Technology

2 companies that operate in the same segment as Summup (Investment & Financial Technology) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
App-based brokerage stock trading platform
1996Mumbai, Maharashtra, IndiaUSD 38.41 MUSD 548.9 M3,830
Smart investment portfolios are offered via an online platform.
2015Bengaluru, Karnataka, IndiaUSD 121.05 MUSD 635.51 K231
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Frequently Asked Questions about Summup

Summup was founded in 2023.

Summup is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.

Rajiv Jain is the CEO of Summup, as recorded in our data. They have also founded this company.

SummUp is an AI-powered platform that assists users in managing personal finances and offers upcoming services like Digi Gold Fixed Deposit and Mutual Funds. It operates through a downloadable app, focusing on financial freedom and peace of mind. Based in Gurgaon, India, the company targets individual consumers with direct access tools for tracking money and investments, while emphasizing user support and secure transactions.

Summup's top competitors include Epimoney, MyShubhLife and IndiaLends.

Summup offers SummUp App, Digi Gold Fixed Deposit, and Mutual Fund.

Summup operates through Summup Fintech Private Limited.

The legal entities of Summup currently have 2 directors, including Shuchi Jain, Rajiv Jain.

Yes. Summup publishes Summup: Buy Digi Gold & Silver, with over 50 downloads.

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