About SV Creditline
SV Creditline is a Financial Services company based in Gurugram (India) founded in 1996 by Sunil Sachdeva and Vijay Parekh. Micro Loans in UP, MP and Rajasthan. SV Creditline has raised $19.75 million across 6 funding rounds from investors including BlackSoil, Capital First and BlueOrchard. The company has 2,004 employees. Its chief executive, as recorded, is Rakesh Dubey. Its Indian entity S V Creditline Limited reported revenue of ₹137 Cr. Its focus areas include Microfinance, Microcredit and Sustainability Tech. Its competitors include Ujjivan Small Finance Bank, Jana Small Finance Bank and AU Small Finance Bank; 3 of its 3 listed competitors have raised funding.
Company details
Founded in 1996, SV Creditline operates in the microfinance sector, focusing on loans for women in underserved households. Operations cover Uttar Pradesh, Madhya Pradesh, and Rajasthan, with microfinance activities initiated in January 2010. Loans ranging from Rs. 10,000 to Rs. 100,000 are disbursed through a joint liability group model to support financial access in these regions.
- Headquarters Gurugram, India
- Employees 2,004
- Founders Sunil Sachdeva, Vijay Parekh
- SectorsFinancial Services
- Website svcl.in
- Social LinkedIn X Facebook
- Legal Name S V Creditline Limited
- Date of Incorporation 22 Aug, 1996
- Jurisdiction Delhi, India
- Annual Revenue₹137 Cr
FY 2026 · -32% YoY
- Net Loss-₹240 Cr
FY 2026 · -209% margin
- EBITDA-₹193 Cr
FY 2026 · -168% margin
- Total Equity Funding$19.75M (USD)
in 6 rounds
- InvestorsBlackSoil
& 3 more
- Employee Count2,004
Associated legal entities of SV Creditline
SV Creditline operates through S V Creditline Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| S V Creditline Limited CIN U71290DL1996PLC081376 | Active | 22 Aug 1996 | New Delhi, Delhi | ₹137 Cr | 1,716 | 7 | View details |
Funding Insights of SV Creditline
SV Creditline has successfully raised a total of $19.75M across 6 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $19.75M
- Total Rounds 6
- First Round $6M
(Jun 2012)
- Investors Count 4
All 6 funding rounds of SV Creditline with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2021 | Debt – Venture | – | – | ||
| Dec 2017 | $4M | Series B | – | – | |
| Jun 2017 | $3.1M | Debt – Conventional | – | – | |
| Dec 2015 | $8M | Series B | – | – | |
| Nov 2015 | $1.75M | Angel Round | – | – | – |
| Jun 2012 | $6M | Series A | – | – |
4 investors in total: 4 institutional.
Investors in SV Creditline
SV Creditline has secured backing from 4 investors, including institutional and venture fund investors. Prominent investors backing the company include BlackSoil, Capital First and BlueOrchard.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Debt and equity investments are managed by this private fund. | 2001 | blueorchard.com | Zurich, Switzerland | |
Private debt is provided to growth-stage companies by BlackSoil. | 2010 | blacksoil.co.in | Mumbai, India | |
Specialized financing for real estate infrastructure is provided in India. | 2008 | capitalfirst.com | Mumbai, India | |
Private equity firm investing in multiple sectors | oikocredit.coop | Amersfoort, Netherlands |
Investor details for SV Creditline
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of S V Creditline Limited (SV Creditline)
S V Creditline Limited is the primary company behind SV Creditline. The board of S V Creditline Limited currently have 5 directors; the longest-serving is Sunil Sachdeva, appointed in 2008. 39 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sunil Sachdeva DIN 00012115 | Managing Director | 23 May 2008 | 18 yrs 5 mo | S V Creditline Limited |
| Kalpataru Tripathy DIN 00865794 | Director | 13 Apr 2021 | 5 yrs 6 mo | S V Creditline Limited |
| Meeta Makhan DIN 07135150 | Director | 08 Jul 2021 | 5 yrs 4 mo | S V Creditline Limited |
| Kumar Anil Jha DIN 06645361 | Director | 29 Apr 2022 | 4 yrs 6 mo | S V Creditline Limited |
| Sundeep Kalsi DIN 01493597 | Director | 14 Nov 2023 | 2 yrs 11 mo | S V Creditline Limited |
People of SV Creditline
3 people are tracked at SV Creditline (3 in leadership); the tracked headcount is 2,004.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
Vijay Parekh | Co-Founder | Leadership |
Rakesh Dubey | CEO | Leadership |
Complete people profiles for SV Creditline
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of SV Creditline
Figures of S V Creditline Limited, the primary company behind SV Creditline, for FY 2026. Revenue was ₹137 Cr (-32% year on year). Net loss was -₹240 Cr (-209% margin). EBITDA was -₹193 Cr (-168% margin). Revenue has grown at a compounded annual rate of +7% over three years and +6% over five years.
- ₹137 CrRevenue · FY 2026 · -32% YoY
- -₹240 CrNet loss · -209% margin
- -₹193 CrEBITDA · -168% margin
- ₹489 CrPaid-up capital
- 1,716Employees (provident fund records)
- +7%Revenue CAGR, 3 years
- +6%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of S V Creditline Limited are on its company page.
Detailed financial statements for SV Creditline
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of SV Creditline
3 dated milestones of SV Creditline across 25 years, from founding to its latest funding, stage changes and deals.
- Founded SV Creditline is founded.
- Funding First funding round of $6.0M.
- Funding Latest funding round, Debt – Venture,.
Competitors of SV Creditline
SV Creditline has 3 listed competitors in our database, 3 of them funded. They include Ujjivan Small Finance Bank, Jana Small Finance Bank and AU Small Finance Bank.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| ujjivansfb.in | 2005 | Bengaluru, India | $153.96M | 22,566 | Small finance services are extended to underserved segments in India. | |
| janabank.com | 1999 | Bengaluru, India | $814.02M | 29,388 | Microfinance bank | |
| aubank.in | 1996 | Jaipur, India | $118M | 31,943 | Collateralised loans for commercial vehicles are extended to rural entrepreneurs. |
Detailed competitors of SV Creditline
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of SV Creditline
The website of SV Creditline (svcl.in) receives about 2K visits a month.
- Monthly visits2K
▲ 2.3% vs previous month
Top companies in Microfinance
3 companies that operate in the same segment as SV Creditline (Microfinance) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 752 | |
Provider of microloans | 2010 | Delhi, Delhi, India | USD 71.68 M | 12,403 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Sv Creditline
Complete news archive for SV Creditline
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about SV Creditline
SV Creditline was founded in 1996 and raised its 1st funding round 16 years after it was founded.
SV Creditline is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Rakesh Dubey is the CEO of SV Creditline, as recorded in our data.
SV Creditline is a funded company, having raised a total of $19.75M across 6 funding rounds to date. The company's 1st funding round was a Series A of $6M, raised on Jun 2012.
SV Creditline has 2,004 employees.
The primary company behind SV Creditline, S V Creditline Limited, reported revenue of ₹137 Cr for FY 2026, down 32% year on year.
Founded in 1996, SV Creditline operates in the microfinance sector, focusing on loans for women in underserved households. Operations cover Uttar Pradesh, Madhya Pradesh, and Rajasthan, with microfinance activities initiated in January 2010. Loans ranging from Rs. 10,000 to Rs. 100,000 are disbursed through a joint liability group model to support financial access in these regions.
SV Creditline's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and Jana Small Finance Bank.
SV Creditline has 4 investors. Key investors include BlackSoil, Capital First, BlueOrchard, and Oikocredit.
SV Creditline operates through S V Creditline Limited.
The legal entities of SV Creditline currently have 7 directors, including Kumar Anil Jha, Sunil Sachdeva, Meeta Makhan and others.