About S V Creditline Limited
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S V Creditline Limited is a public limited company based in New Delhi, Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 August 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U71290DL1996PLC081376. Its GSTIN is 07AAACM8739M1ZX (Delhi). The company holds 14 GST registrations, of which 13 are active.
The company has an authorised share capital of ₹600 Cr and a paid-up capital of ₹511.16 Cr. It was formerly known as Mantrana Finlease Ltd and Mantrana Finlease Limited. It is led by directors including Sunil Sachdeva (Managing Director) and Kumar Anil Jha.
Its last annual general meeting (AGM) was held on 23 May 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 201 Empire Apartments, First Floor Sultanpur Mg Road, New Delhi, Delhi, India – 110030.
As per the financials filed for FY 2026, the company reported a revenue of ₹136.95 Cr, a decline of 32% compared to the previous year. For the same year it recorded a net loss of ₹240.17 Cr (net margin -175.4%) and EBITDA of -₹193.18 Cr (EBITDA margin -141.1%). Revenue has grown at a compounded annual rate (CAGR) of 7% over three years and 6% over five years.
The company has about 1,820 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: SV Creditline. As per MCA filings, the company has open charges of ₹493.15 Cr and satisfied charges of ₹3,325.5 Cr on record. Court records list 10 cases involving the company, including 7 filed by the company and 3 filed against it; 1 case is pending. The company has 17 deals on record (10 funding rounds, 4 secondary share transfers, 2 debt financings), with disclosed funding of ₹145.62 Cr; the latest was in September 2022.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website svcl.in.
Company details
Name history
S V Creditline has undergone 3 name changes throughout its history. The company was previously known as Mantrana Finlease Ltd, Mantrana Finlease Limited, and S V Creditline Private Limited. The current legal name is S V Creditline Limited.
| Company Name | Status |
|---|---|
| S V Creditline Limited | Current |
| Mantrana Finlease Ltd | Previous |
| Mantrana Finlease Limited | Previous |
| S V Creditline Private Limited | Previous |
CIN history
S V Creditline has one previous CIN (Corporate Identification Number): U71290DL1996PTC081376. The current CIN is U71290DL1996PLC081376, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U71290DL1996PLC081376 | Current |
| U71290DL1996PTC081376 | Previous |
Contact details
S V Creditline Limited's registered office is in New Delhi, Delhi. Its website is svcl.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address201 Empire Apartments, First Floor Sultanpur Mg Road, New Delhi, Delhi, India – 110030
- IndustryFinancial Services, Microfinance Institutions, NBFC
To see the full contact details of S V Creditline Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
S V Creditline operates one associated brand: SV Creditline. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Micro Loans in UP, MP and Rajasthan | svcl.in |
Business activity
The main business activity of S V Creditline is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of S V Creditline Limited, buy the company report.
Financials of S V Creditline Limited
FY 2026 filings availableS V Creditline Limited reported revenue of ₹136.95 Cr (down 32% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 32% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 6%. EBITDA fell 265% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹136.95 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹193.18 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹240.17 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -141.1% | ||||
| Net Profit Margin | -175.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of S V Creditline Limited, buy the company report.
Board of directors of S V Creditline Limited
S V Creditline has 5 current directors and 34 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kumar Anil Jha Also directs: Trinity Moto Automobiles LLP, Asian Energy Services Limited, Caliber Mining and Logistics Limited and 5 more | Director | 29 Apr 2022 | 4 Years 6 Months | Current |
| Sunil Sachdeva | Managing Director | 23 May 2008 | 18 Years 5 Months | Current |
| Meeta Makhan Also directs: Kanoria Chemicals & Industries Ltd, Timex Group India Limited, Lakshmi Vilas Bank Limited and 4 more | Director | 08 Jul 2021 | 5 Years 4 Months | Current |
| Kalpataru Tripathy | Director | 13 Apr 2021 | 5 Years 6 Months | Current |
| Sundeep Kalsi Also directs: S A S Servizio Private Limited, S A S Heights Private Limited, Sumel Promoters Private Limited and 5 more | Director | 14 Nov 2023 | 2 Years 11 Months | Current |
Auditor
S V Creditline Limited is audited by Sandeep Kumar & Associates for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Sandeep Kumar & Associates | FY 2026 | 0004838N |
Shareholding
The shareholding of S V Creditline Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of S V Creditline Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 24 Sep 2026 | 101400963 | Others | ₹24 Cr | Open | |
| 31 Aug 2026 | 101389508 | Others | ₹5 Cr | Open | |
| 26 May 2026 | 101301575 | Others | ₹12.5 Cr | Open | |
| 26 May 2026 | 101302256 | Others | ₹12.5 Cr | Open | |
| 26 May 2026 | 101305070 | Others | ₹10 Cr | Open |
To see the full charge records of S V Creditline Limited, buy the company report.
Total charge records: 315 View all charges
Deals & funding
S V Creditline Limited has 17 deals on record (10 funding rounds, 4 secondary share transfers, 2 debt financings), with disclosed funding of ₹145.62 Cr; the latest was in September 2022.
Deals on record (5 of 17)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jan 2018 | Rights issue | ₹10 Cr | Investors: Vans Pte Ltd, S V Corporation Private Limited |
| Mar 2017 | Secondary share transfer | Undisclosed | Seller: Unifi Capital, Maanaveeya Development & Finance Private Limited , an individual |
| Mar 2016 | Funding round | ₹5 Cr | Investors: S V Corporation Private Limited , Vans Pte Ltd |
| May 2015 | Funding round | ₹4 Cr | Investors: Vans Pte Ltd, S V Corporation Private Limited |
| Jun 2014 | Funding round · Seed | ₹4 Cr | Investors: S V Corporation Private Limited , Vans Pte Ltd |
To see the full deal history of S V Creditline Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
S V Creditline Limited has 10 court cases on record: 7 filed by S V Creditline, 3 filed against it. 1 case is pending and 9 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7 | 3 | 1 |
| High courts | 2 | 0 | 0 |
| NCLT | 1 | 0 | 0 |
Cases on record (5 of 10)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Indore, Madhya Pradesh | Court case (UN CR) | Filed by the company against an individual | Pending |
| District court, South East, Delhi | Criminal case | Filed by the company against State | Disposed |
| District court, Gurugram, Haryana | Civil suit | Filed against the company by O2h Solution LLP | Disposed |
| NCLT, New Delhi Bench Court-III | Company petition | Filed by the company | Disposed |
| District court, Meerut, Uttar Pradesh | Court case (M V Act) | Filed against the company by State of U.P | Disposed |
To see the full case history of S V Creditline Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
S V Creditline Limited was last rated by Care on 13 Jun 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 13 Jun 2022 |
To see the full credit ratings and regulatory alerts of S V Creditline Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for S V Creditline Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
S V Creditline Limited has a workforce of 1,820 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 1,820 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of S V Creditline Limited, buy the company report.
GST
S V Creditline has 14 GST registrations: 13 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACM8739M1ZX | Delhi | Active | 01 Jul 2017 |
| 06AAACM8739M1ZZ | Haryana | Active | 01 Jul 2017 |
| 08AAACM8739M1ZV | Rajasthan | Active | 01 Jul 2017 |
| 09AAACM8739M1ZT | Uttar Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of S V Creditline Limited, buy the company report.
Recent activity
S V Creditline Limited has 35 board changes on record since 2008: 5 appointments and 30 cessations. The latest: Sundeep Kalsi was appointed as Director on 14 Nov 2023.
639 earlier events are in the company report.
News
Frequently asked questions
S V Creditline is an active public limited company based in New Delhi, Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 August 1996 (30+ years old) and is registered under CIN U71290DL1996PLC081376.
S V Creditline has 5 current directors:
- Sunil Sachdeva - Managing Director
- Kumar Anil Jha - Director
- Meeta Makhan - Director
- Kalpataru Tripathy - Director
- Sundeep Kalsi - Director
The latest financial statements of S V Creditline on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 23 May 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of S V Creditline is 07AAACM8739M1ZX, registered in Delhi. The company has 14 GST registrations in all, of which 13 are active and 1 is cancelled or inactive. Other active GSTINs include 06AAACM8739M1ZZ (Haryana), 08AAACM8739M1ZV (Rajasthan), 09AAACM8739M1ZT (Uttar Pradesh).
The CIN (Corporate Identification Number) of S V Creditline is U71290DL1996PLC081376. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
S V Creditline has 10 court cases on record: 7 filed by the company and 3 filed against it. 1 is pending. Most are in the district courts.
S V Creditline was incorporated on 22 August 1996, making it 30+ years old. It is registered with the Registrar of Companies, Delhi.
S V Creditline has 17 deals on record (10 funding rounds, 4 secondary share transfers, 2 debt financings), with disclosed funding of ₹145.62 Cr; the latest was in September 2022.
Sundeep Kalsi was appointed as Director on 14 Nov 2023. Gurinder Singh Sehmbey ceased to be CFO on 28 Nov 2022. Mahender Gupta ceased to be CFO on 01 Nov 2022. S V Creditline has 35 board changes on record in total.
S V Creditline can be reached through the website svcl.in. Its registered office is in New Delhi, Delhi, India.
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