About Time Finance
Time Finance is a publicly listed company based in Bath (United Kingdom) founded in 1998. Multiple business loan products are offered through an online marketplace. Time Finance has completed 6 acquisitions, including Bell Finance, Bradgate Business Finance and Car Finance 2 U. Its website timefinance.com draws about 15 thousand monthly visits. Time Finance offers products and services including Asset Finance, Invoice Finance, Loans, and Vehicle Finance. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its legal entity is TIME FINANCE PLC. Similar companies include Funding Circle, ThinCats and Assetz Capital; 3 of its 3 listed similar companies have raised funding.
Company details
Founded in 1998, Time Finance operates in the financial services sector from Bath, United Kingdom. An online platform is provided for business loans, including asset finance, invoice finance, property finance, and vehicle finance. Loans are extended based on credit assessments, financial statements, and background checks. CBILS loans are also supported, facilitating access to various funding options for businesses.
- Headquarters Bath, United Kingdom
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website timefinance.com
- Social LinkedIn X YouTube
- Legal Name Time Finance Plc
- Annual Revenue$50.04 M (USD)11.71as on May 31, 2025
- Net Profit$7.9 M (USD)31.91as on May 31, 2025
- EBITDA$11.3 M (USD)30.51as on May 31, 2025
- Investments & AcquisitionsBell Finance
& 5 more
Products & Services of Time Finance
Time Finance offers a comprehensive portfolio of products and services, including Asset Finance, Invoice Finance, Loans, and Vehicle Finance.
Funds investment in business equipment and assets for growth.
Improves cashflow by advancing funds against outstanding invoices.
Provides capital for business investments and operational needs.
Offers funding for vehicles to support business transportation.
Apps and channels of Time Finance
its YouTube channel Time Finance has 24 subscribers and 15 videos.
Videos from Time Finance
The most watched videos on Time Finance's YouTube channel, Time Finance (24 subscribers). Click a video to play it here.
More on Time Finance.
People of Time Finance
31 people are tracked at Time Finance (12 in leadership, 19 in team).
| Name | Role | Group |
|---|---|---|
Kevin Howard | Head of Relationship Management (South) | Leadership |
Lillian Weiss | Head Of Finance, Group | Leadership |
Steve Nichols | Managing Director - Asset Finance | Leadership |
Edward Rimmer | Chief Executive Officer | Leadership |
Sharon Bryden | Director of Commercial Loans and ABL | Leadership |
James Roberts | Chief Financial Officer and Company Secretary | Leadership |
Michael Freebury | Head Of Sales | Leadership |
Phil Chesham | Managing Director, Invoice Finance | Leadership |
Helen Wheeler | Head of Operations Invoice Finance | Leadership |
Mark Anderson | Vehicle Finance General Manager | Leadership |
Andy Hume | Head Of Sales | Leadership |
Damien Healey | Head of Relationship Management | Leadership |
Louisa Critchley | Assistant Manager | Team |
Stephanie Robinson | Credit Controller | Team |
Darren Shanahan | Relationship Manager at Time Finance | Team |
Elaine Lawrence | Senior Finance Manager | Team |
Donna Lomax | Operations Manager | Team |
Helen Holmes | Finance Manager | Team |
Julie Desormeaux | Business Support Manager | Team |
Charlotte Holley BA(Hons) | Operations Manager | Team |
11 more people are available in the full profile.
Complete people profiles for Time Finance
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IPO & Listings of Time Finance
Time Finance is a publicly listed company on the LSE with ticker symbol TIME in UK, operating in the Commercial services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date02 Aug 2006
- Listed onLSE: OPM
- Listed entityTime Finance plc
- Exchange sectorCommercial services
- ISINGB00BCDBXK43
- Share price57.90 GBX (-1.7% on the day) · 2026-10-14
- Market capitalisation54,489,981.00 GBX
- Price to earnings8.4
- Volume (last session)2,889
Financials of Time Finance
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2024 | 37.1M GBP | 5.9M GBP | 8.4M GBP |
| 2023 | 33.2M GBP | 4.4M GBP | 6.4M GBP |
| 2022 | 27.0M GBP | 3.5M GBP | 4.7M GBP |
| 2021 | 22.5M GBP | 921,000 GBP | 3.9M GBP |
| 2020 | 22.2M GBP | 1.8M GBP | 3.5M GBP |
Detailed financial statements for Time Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Investments & Acquisitions by Time Finance
Time Finance has strategically engaged in corporate development activities, having acquired 6 companies. Notable acquisitions include Bell Finance, Bradgate Business Finance and Car Finance 2 U.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
An online marketplace connects consumers with lenders for auto loans. | carfinance2u.co.uk | Birkenhead, United Kingdom | 2008 | Dec 2017 | •••• | |
Working capital loans are provided to businesses for operational funding. | positivecash.co.uk | Manchester, United Kingdom | 2007 | Jul 2017 | $14.74M | |
Financial services are provided to clients across the United Kingdom. | positivecashflowfinance.co.uk | Birmingham, United Kingdom | 2007 | Jun 2017 | $11.57M | |
Asset finance services are provided to UK businesses. | bellfinance.co.uk | Bath, United Kingdom | 2000 | Apr 2017 | $4.59M | |
SME loans are provided to support small and medium enterprises. | intelligent-loans.com | Cardiff, United Kingdom | 2010 | Mar 2017 | •••• | |
Asset financing services are provided to businesses in the UK. | bradgatefinance.co.uk | Lutterworth, United Kingdom | 2006 | Mar 2016 | $4M |
Complete acquisition details for Time Finance
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Timeline of Time Finance
9 dated milestones of Time Finance across 19 years, from founding to its latest funding, stage changes and deals.
- Founded Time Finance is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Bradgate Business Finance.
- Acquisition Acquires Intelligent Loans.
- Acquisition Acquires Bell Finance.
- Acquisition Acquires Positive Cashflow Finance.
- Acquisition Acquires Positive Cash.
- Acquisition Acquires CarFinance2U.
- Acquisition Acquires Car Finance 2 U.
Similar companies to Time Finance
Time Finance has 3 listed similar companies in our database, 3 of them funded. They include Funding Circle, ThinCats and Assetz Capital.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| fundingcircle.com | 2010 | London, United Kingdom | $372.67M | A peer-to-peer marketplace for business loans is operated and developed. | ||
| thincats.com | 2010 | Tamworth, United Kingdom | $360.95M | 28 | An online marketplace for business loans is operated and developed. | |
| assetzcapital.co.uk | 2012 | Stockport, United Kingdom | $12.01M | 119 | Developer of online P2P marketplace for commercial real estate and business loans |
Detailed similar companies of Time Finance
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Web traffic of Time Finance
The website of Time Finance (timefinance.com) receives about 15.2K visits a month.
- Monthly visits15.2K
▲ 59.4% vs previous month
Top companies in Alternative Lending
2 companies that operate in the same segment as Time Finance (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
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Related news about Time Finance
Complete news archive for Time Finance
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Frequently Asked Questions about Time Finance
Time Finance was founded in 1998.
Time Finance is headquartered in Bath, United Kingdom. It is registered at Bath, Somerset, United Kingdom.
Annual revenue of Time Finance is $50.04M as on May 31, 2025.
Founded in 1998, Time Finance operates in the financial services sector from Bath, United Kingdom. An online platform is provided for business loans, including asset finance, invoice finance, property finance, and vehicle finance. Loans are extended based on credit assessments, financial statements, and background checks. CBILS loans are also supported, facilitating access to various funding options for businesses.
Time Finance's top competitors include Funding Circle, ThinCats and Assetz Capital.
Time Finance offers Asset Finance, Invoice Finance, Loans, and Vehicle Finance.
Yes, Time Finance is publicly traded on LSE under the ticker symbol TIME.
Time Finance has made 6 acquisitions, including Bell Finance, Bradgate Business Finance, and Car Finance 2 U.
Time Finance operates through Time Finance Plc.