About Twisto
Twisto is a Retail company based in Prague (Czechia) founded in 2013, and was acquired by Param in August 2023. Personal credit line loans are offered to consumers online. It operates on a FinTech and Pay-per-Use / Usage-Based model in Retail and Financial Services sectors. Twisto has raised $44.2 million across 5 funding rounds from investors including Zip, ING and Param. Its website twisto.cz draws about 264 thousand monthly visits. Twisto offers products and services including Twisto Account, Twisto Split, and Twisto Picks. Its focus areas include Financials, Consumer Finance and Payment Solutions. Its legal entity is Twisto payments a.s. Its competitors include Flowpay and mallpay; 1 of its 2 listed competitors has raised funding.
Company details
Twisto is established as a financial service provider offering deferred payment options and secure transactions. Services are extended across numerous e-shops, allowing payments to be split into installments or delayed up to 30-45 days without additional costs. Solutions like Twisto Split for group payments and Twisto Picks for curated shopping are also provided. The company operates primarily in the consumer finance sector, focusing on innovative payment methods and financial flexibility for users.
Products & Services of Twisto
Twisto offers a comprehensive portfolio of products and services, including Twisto Account, Twisto Split, and Twisto Picks.
Financial reserve and secure card payments are provided.
Group payments are split easily among friends here.
Curated shopping selections are offered for better choices.
Apps and channels of Twisto
Twisto publishes 2 mobile apps with over 100K+ downloads; its YouTube channel Twisto.cz has 1.98K subscribers and 30 videos.
Videos from Twisto
The most watched videos on Twisto's YouTube channel, Twisto.cz (1.98K subscribers). Click a video to play it here.
More on Twisto.cz.
Funding Insights of Twisto
Twisto has successfully raised a total of $44.2M across 5 strategic funding rounds. The most recent funding activity was a Series C round of $19.49 million completed in January 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $44.2M
- Total Rounds 5
- Last Round Series C — $19.49M
- Investors Count 15
All 5 funding rounds of Twisto with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2021 | $19.49M | Series C | – | Zip, Elevator Ventures | |
| May 2019 | $15.68M | Series B | – | Finch Capital, Velocity Capital | |
| Oct 2017 | $5.87M | Series A | – | ING | |
| Jun 2016 | $3.16M | Series A | – | Enern, Miton | – |
| Nov 2014 | Seed | – | bizthusiasm.com | – |
16 investors in total: 15 institutional and 1 angel.
Investors in Twisto
Twisto has secured backing from 16 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Zip, ING and Param.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
High-growth tech companies are funded by Elevator Ventures. | elevator-ventures.com | Vienna, Austria | ||
Early-stage tech and offline focused VC firm investing in geographies such as Europe and South East Asia | finchcapital.com | Amsterdam, Netherlands | ||
Fintech companies are funded by Velocity Capital Fintech Ventures. | velocityfintech.com | Bussum, Netherlands | ||
Venture capital firm focused on fintech, insurance tech, digital health, and mobility verticals | uniqaventures.com | Wiener Neustadt, Austria | ||
Tech-focused VC investments are made stage-agnostically in Europe by Enern. | enern.eu | Prague, Czech Republic | ||
Venture capital investments are provided by Miton in technology sectors. | miton.cz | Jablonec Nad Nisou, Czech Republic | ||
Startups are funded through venture capital investments by bizthusiasm.com. | bizthusiasm.com | |||
Payment solutions are provided for deferred purchasing by Zip. | 2013 | zip.co | Sydney, Australia | |
Commercial banking and insurance services are provided globally by ING. | 1991 | ing.com | Amsterdam, Netherlands | |
Diversified insurance firm | 1999 | uniqagroup.com | Vienna, Austria |
Investor details for Twisto
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Twisto
34 people are tracked at Twisto (8 in leadership, 1 in board & advisors, 25 in team).
| Name | Role | Group |
|---|---|---|
Ula Kasperska | Head Of Sales And Business Development | Leadership |
Ondřej Mikšík | Hlavní účetní (Chief Accounting Officer) | Leadership |
Michal Kročil | Chief Risk Officer | Leadership |
Barbora Davidová | Head of Customer Care CZ & PL | Leadership |
Ondřej Vejdovec | Chief Financial Officer | Leadership |
Katerina Jirakova | Head of Collections | Leadership |
Nemika Menevse | CEO | Leadership |
Jan Čermák | Head Of Credit Risk | Leadership |
Lukáš Hurych | Advisor | Board & advisors |
Paulina Urzyńska | Customer Care Specialist | Team |
Alena Heřmanová | Senior Finance Analyst | Team |
Ivana Holešovská | Collections Manager | Team |
Martin Novák | Product Manager | Team |
Dana Drofová | Customer Care Manager | Team |
Michal Nožička | Customer Relationship Management Specialist | Team |
Anastasia Dobrynina | Risk Product Owner | Team |
Bartek Potrzebowski | Group Product Manager | Team |
Barbora Vymetalova | Customer Happiness Specialist | Team |
Martin Swiač | Portfolio Analyst (crm & Data Science) | Team |
Marek Novák | Marketing Automation Specialist | Team |
14 more people are available in the full profile.
Complete people profiles for Twisto
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Competitors of Twisto
Twisto has 2 listed competitors in our database, 1 of them funded. They include Flowpay and mallpay.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flowpay.io | 2021 | Prague, Czech Republic | $2.3M | Developer of an online marketplace platform for POS lending | ||
| mallpay.cz | 2018 | Prague, Czech Republic | A platform for discount-based payment solutions in online and in-store businesses. |
Detailed competitors of Twisto
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Twisto
The website of Twisto (twisto.cz) receives about 264.5K visits a month and ranks #104,727 among all websites worldwide, #6,576 in Banking Credit and Lending.
- Monthly visits264.5K
▼ 24.8% vs previous month
- Unique visitors121.4K
per month
- Global rank#104,727
among all websites
- Category rank#6,576
Finance · Banking Credit and Lending
- Bounce rate18%
- Pages per visit5.2
- Average visit2 min 08 sec
- DevicesDesktop 22% · Mobile 78%
Websites whose visitors overlap most with Twisto. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| fio.cz | 100% | #11,665 | View details | ||
platimpak.cz | platimpak.cz | 92% | #1,803,252 | – | |
| rb.cz | 91% | #15,138 | View details | ||
| airbank.cz | 91% | 1.7M | #39,707 | View details | |
mbank.cz | mbank.cz | 89% | #26,002 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 28 similar websites and full traffic analytics for Twisto
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 28 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
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Related news about Twisto
Complete news archive for Twisto
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
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Frequently Asked Questions about Twisto
Twisto was founded in 2013 and raised its 1st funding round 1 year after it was founded.
Twisto is headquartered in Prague, Czechia.
Twisto is a funded company, having raised a total of $44.2M across 5 funding rounds to date.
Twisto is established as a financial service provider offering deferred payment options and secure transactions. Services are extended across numerous e-shops, allowing payments to be split into installments or delayed up to 30-45 days without additional costs. Solutions like Twisto Split for group payments and Twisto Picks for curated shopping are also provided. The company operates primarily in the consumer finance sector, focusing on innovative payment methods and financial flexibility for users.
Twisto offers Twisto Account, Twisto Split, and Twisto Picks.
Twisto has 16 investors. Key investors include Zip, ING, Param, UNIQA Group, and ING Bank.
Twisto operates through Twisto Payments A.S..
Yes. Twisto was acquired by Zip in May 2021.
Yes. Twisto publishes Twisto – Pay your way and 1 more app, with over 100,000 downloads.
The website of Twisto receives about 264 thousand visits a month and ranks #104,727 among all websites worldwide.

