About Ujjivan
Ujjivan is a company based in Bengaluru (India) founded in 2005.. Ujjivan has raised $238.31 million across 18 funding rounds from investors including Axis Bank, Northern Arc Capital and UTI Mutual Fund. The company has 24,370 employees as of March 31, 2024. Ujjivan offers products and services including Savings Account, Fixed Deposit, Home Loan, Gold Loan, and Micro Business Loan. Ujjivan operates in a competitive market with competitors including ESAF, Satin Creditcare, Fincare Small Finance Bank, Bharat Financial Inclusion and Svatantra Microfinance, among others.
- Headquarter Bengaluru, India
- Employees 24370 as on 31 Mar, 2024
- Stage Public
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
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- Legal Name Ujjivan Small Finance Bank Ltd.
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Annual Revenue
$847.09 M (USD)0as on Mar 31, 2025
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Net Profit
$84.98 M (USD)0as on Mar 31, 2025
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EBITDA
$-769.31 K (USD)-45.72as on Mar 31, 2019
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Total Equity Funding
$238.31 M (USD)
in 18 rounds
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Latest Funding Round
$33.16 M (USD), Series E
Nov 16, 2016
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Investors
Axis Bank
& 27 more
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Employee Count
24370
as on Mar 31, 2024
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IPO & Listings of Ujjivan
Ujjivan is a publicly listed company on the NSE with ticker symbol UJJIVANSFB in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
Products & Services of Ujjivan
Ujjivan offers a comprehensive portfolio of products and services, including Savings Account, Fixed Deposit, Home Loan, Gold Loan, and Micro Business Loan. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Account for personal savings and daily transactions
Secure investment option with fixed returns over time
Financing for home purchase or construction needs
Loan against gold assets for quick funds
Small loans to support business growth and operations
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Software Development Team
176 people
Leadership Team
46 people
Product Management Team
24 people
Operations Team
24 people
Branch Team
23 people
Human Resources and Administration
22 people
Sales and Marketing
20 people
Cluster Team
20 people
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Funding Insights of Ujjivan
Ujjivan has successfully raised a total of $238.31M across 18 strategic funding rounds. The most recent funding activity was a Series E round of $33.16 million completed in November 2016. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 18
- Last Round Series E — $33.2M
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First Round
First Round
(17 Aug 2005)
- Investors Count 28
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov, 2016 | Amount | Series E - Ujjivan | Valuation |
investors |
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| Feb, 2016 | Amount | Series E - Ujjivan | Valuation | HDFC Life , Bajaj Allianz General Insurance | |
| Feb, 2016 | Amount | Series E - Ujjivan | Valuation | Shriram Life Insurance |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Ujjivan
Ujjivan has secured backing from 28 investors, including institutional and venture fund investors. Prominent investors backing the company include Axis Bank, Northern Arc Capital and UTI Mutual Fund. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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IFC is focused on private sector development in emerging markets.
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Founded Year | Domain | Location | |
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Development financing is provided for entrepreneurial ventures in emerging markets.
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Founded Year | Domain | Location | |
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PE firm investing in India
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Ujjivan
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Ujjivan
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Ujjivan Comparisons
Competitors of Ujjivan
Ujjivan operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as ESAF, Satin Creditcare, Fincare Small Finance Bank, Bharat Financial Inclusion and Svatantra Microfinance, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Microfinance banking services are offered in India by ESAF.
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| domain | founded_year | HQ Location |
Micro loans for businesses are offered by this NBFC.
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| domain | founded_year | HQ Location |
Micro-finance bank
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| domain | founded_year | HQ Location |
Provider of micro-credit & insurance for low income income individuals and women
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| domain | founded_year | HQ Location |
Microcredit services are provided to rural women for financial inclusion.
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| domain | founded_year | HQ Location |
Micro-credit financing is provided to low-income individuals and businesses.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Ujjivan
Frequently Asked Questions about Ujjivan
When was Ujjivan founded?
Ujjivan was founded in 2005.
Where is Ujjivan located?
Ujjivan is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Is Ujjivan a funded company?
Ujjivan is a funded company, having raised a total of $238.31M across 18 funding rounds to date. The company's 1st funding round was a Series E of $7.37M, raised on Aug 17, 2005.
How many employees does Ujjivan have?
As of Mar 31, 2024, the latest employee count at Ujjivan is 24,370.
What is the annual revenue of Ujjivan?
Annual revenue of Ujjivan is $847.09M as on Mar 31, 2025.
What does Ujjivan do?
Ujjivan was founded in 2005 in Bengaluru, India. Financial services are delivered in the microfinance and banking sector, with emphasis on the urban poor. Loans are extended to support family welfare and economic stability. Operations include a mobile banking app where fingerprint login is enabled, fund transfers occur via IMPS, NEFT, and RTGS, bill payments are processed, fixed and recurring deposits are created, and account statements are accessed.
Who are the top competitors of Ujjivan?
Ujjivan's top competitors include ESAF, Satin Creditcare and Bharat Financial Inclusion.
What products or services does Ujjivan offer?
Ujjivan offers Savings Account, Fixed Deposit, Home Loan, Gold Loan, and Micro Business Loan.
Is Ujjivan publicly traded?
Yes, Ujjivan is publicly traded on NSE under the ticker symbol UJJIVANSFB.
Who are Ujjivan's investors?
Ujjivan has 28 investors. Key investors include Axis Bank, Northern Arc Capital, UTI Mutual Fund, HSBC, and Kotak Mahindra Bank.
What is Ujjivan's ticker symbol?
The ticker symbol of Ujjivan is UJJIVANSFB on NSE.