About Ujjivan Financial Services Limited
Data last updated: 29 July 2025
Ujjivan Financial Services Limited was a public limited company based in Bangaluru, Karnataka, India. The company has been amalgamated - it was merged with another entity and no longer exists as a separate legal entity. It specialised in core investment companies, a part of the broader financial services sector. Incorporated on 28 December 2004.
Registered with ROC Bangalore under CIN L65999KA2004PLC035329. Listed on BSE: 539874 and NSE: UJJIVAN.
Capital: an authorised share capital of ₹125 Cr and a paid-up capital of ₹121.78 Cr. Formerly known as Ujjivan Financial Services Private Limited. It was led by directors including Mona Kachhwaha and Samit Kumar Ghosh.
Last AGM: 28 July 2023. Financial statements filed for year ended 31 March 2023. Office: Bangalore, Karnataka.
As per NSE-filed consolidated financials for FY 2023, the company reported a revenue of ₹4,421.34 Cr, a growth of 47.62% compared to the previous year. The net worth stands at ₹4,242.21 Cr. Total assets are valued at ₹35,486 Cr.
The company had a reported workforce of approximately 2 employees prior to being dissolved. Its group structure included 1 subsidiary.
The company was associated with 2 brands - Ujjivan Small Finance Bank, Ujjivan. As per MCA filings, the company had satisfied charges of ₹12,726 Cr on record.
The company has been merged (amalgamated) with another entity and no longer exists separately. Business activities, if any, continue under the successor entity. The last known website on record is ujjivan.com.
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Registered AddressGrape Garden No.27 3Rd 'A' Cross 18Th Main 6Th Block, Koramangala India, Bangalore, Karnataka, India – 560095
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IndustryFinancial Services, Core Investment Companies, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Ujjivan Financial Services Limited
Ujjivan Financial Services Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L65999KA2004PLC035329, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65999KA2004PLC035329 | Current |
| U65999KA2004PLC035329 | Previous |
| U65999KA2004PTC035329 | Previous |
Associated Brands with Ujjivan Financial Services Limited
Ujjivan Financial Services Limited operates two associated brands: Ujjivan Small Finance Bank and Ujjivan. These brands represent Ujjivan Financial Services Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Small finance services are extended to underserved segments in India. | ujjivansfb.in | |
| Microfinance and banking services are provided to urban poor communities. | ujjivan.com |
Competitors & Alternatives of Ujjivan Financial Services Limited
Brands and companies operating in the same space as Ujjivan Financial Services Limited include AU Small Finance Bank, ESAF, Jana Small Finance Bank and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
AU Small Finance Bank
|
Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
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Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
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Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Equitas Small Finance Bank
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Small finance bank | Chennai, India, India | 2007 |
Utkarsh Bank
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Small finance bank | Varanasi, India, India | 2009 |
Capital Small Finance Bank
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Microfinance services including savings accounts and loans are provided. | Jalandhar, India, India | 2016 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Business Activity of Ujjivan Financial Services Limited
Ujjivan Financial Services Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including activities by trusts, funds and other financial holding companies.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K2 | Activities by Trusts, funds and other financial holding companies | Locked |
Business activity turnover details for Ujjivan Financial Services Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Ujjivan Financial Services Limited
Ujjivan Financial Services Limited is audited by Price Waterhouse Chartered Accountants LLP for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Price Waterhouse Chartered Accountants LLP | Locked | Locked | Locked |
Complete auditor history for Ujjivan Financial Services Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
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Board of Directors and KMP of Ujjivan Financial Services Limited
Ujjivan Financial Services Limited currently reports 6 directors and 2 key managerial personnel. 37 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Mona Kachhwaha
Also directs:
Parinaam Foundation, Uc Investment Management Llp, Ujjivan Small Finance Bank Limited and 2 more
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Director | 22 Sep 2019 | 6 Years 10 Months | As last reported |
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Samit Kumar Ghosh
Also directs:
Wwb Management Services Llp, Parinaam Foundation
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Director | 01 Apr 2020 | 6 Years 4 Months | As last reported |
| Subramanian Shashidhara | Company Secretary | 15 Feb 2022 | 4 Years 5 Months | As last reported |
| Ravi | Cfo | 19 Apr 2022 | 4 Years 3 Months | As last reported |
| Kuttalam Rajagopalan Ramamoorthy | Director | 28 Dec 2004 | 21 Years 7 Months | As last reported |
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Narayan Anand
Also directs:
Creador Advisors India Llp, Ashiana Housing Limited
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Director | 01 May 2019 | 7 Years 3 Months | As last reported |
Financials of Ujjivan Financial Services Limited FY 2023 filings available
Ujjivan Financial Services Limited reported revenue of ₹4,421.34 Cr (up 47.62% YoY) for FY 2023.
| Metrics | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Revenue from Operations | ₹4,421.34 Cr | ₹2,995.16 Cr | ₹3,065.98 Cr | ₹2,859.76 Cr |
| Interest Earned | - | ₹2,908.55 Cr | - | ₹2,813.64 Cr |
| Other Income | ₹257.42 Cr | ₹97.02 Cr | ₹115.01 Cr | ₹109.61 Cr |
| Total Income | ₹4,678.76 Cr | ₹3,092.18 Cr | ₹3,181 Cr | ₹2,969.38 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹929.75 Cr | ₹821.89 Cr | ₹759.1 Cr | ₹734.71 Cr |
| Finance Costs | ₹1,493.14 Cr | ₹1,071.08 Cr | ₹1,120.95 Cr | ₹1,114.92 Cr |
| Depreciation & Amortisation | ₹162.79 Cr | ₹155.07 Cr | ₹169.9 Cr | ₹165.99 Cr |
| Other Expenses | ₹661.5 Cr | ₹501.9 Cr | ₹285.18 Cr | ₹363.39 Cr |
| Total Expenses | ₹3,147.96 Cr | ₹3,396.15 Cr | ₹3,500.32 Cr | ₹2,553.47 Cr |
| Profit Before Exceptional Items & Tax | ₹1,530.8 Cr | -₹303.97 Cr | -₹319.33 Cr | ₹415.91 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹1,530.8 Cr | -₹303.97 Cr | -₹319.33 Cr | ₹415.91 Cr |
| Total Tax Expense | ₹390.52 Cr | -₹73.46 Cr | -₹80.22 Cr | ₹117.25 Cr |
| Net Profit | ₹1,140.29 Cr | -₹230.5 Cr | -₹239.11 Cr | ₹298.66 Cr |
| attributable to Owners | ₹890.72 Cr | -₹191.69 Cr | -₹198.76 Cr | ₹282.29 Cr |
| attributable to NCI | ₹249.56 Cr | -₹38.81 Cr | -₹40.34 Cr | ₹16.36 Cr |
| Other Comprehensive Income | ₹1.54 Cr | ₹3.39 Cr | ₹1.6 Cr | -₹2.81 Cr |
| Total Comprehensive Income | ₹1,141.83 Cr | -₹227.11 Cr | -₹237.5 Cr | ₹295.85 Cr |
| EBITDA (computed) | ₹3,186.73 Cr | ₹922.19 Cr | ₹971.53 Cr | ₹1,696.82 Cr |
| Basic EPS | ₹73.20 | ₹-15.76 | ₹-16.34 | ₹23.25 |
| Diluted EPS | ₹73.20 | ₹-15.76 | ₹-16.33 | ₹23.21 |
| Metrics | FY 2023 |
|---|---|
| Total Assets | ₹35,486 Cr |
| Property, Plant & Equipment | ₹161.59 Cr |
| Inventories | ₹0 |
| Cash & Equivalents | ₹2,314.13 Cr |
| Equity (Net Worth) | ₹4,242.21 Cr |
| Equity Share Capital | ₹121.68 Cr |
| Total Liabilities | ₹31,244 Cr |
| Metrics | FY 2023 | FY 2022 |
|---|---|---|
| Operating Cash Flow | ₹2,072.65 Cr | ₹2,826.17 Cr |
| Investing Cash Flow | -₹4,554.1 Cr | -₹1,785.45 Cr |
| Financing Cash Flow | ₹2,640.15 Cr | -₹819.12 Cr |
| Capital Expenditure | ₹192.53 Cr | ₹106.54 Cr |
| Free Cash Flow (computed) | ₹1,880.12 Cr | ₹2,719.63 Cr |
| Dividends Paid | ₹110.43 Cr | ₹0 |
| Net Change in Cash | ₹158.69 Cr | ₹221.59 Cr |
| Segment · FY 2023 (annual) | Revenue | Result (PBIT) | Assets | Liabilities |
|---|---|---|---|---|
| Banking | ₹4,678.44 Cr | ₹1,406.67 Cr | - | - |
| Inter- segment elimination adjustments | -₹126.93 Cr | ₹0 | - | - |
| Others | ₹127.25 Cr | ₹124.14 Cr | - | - |
| Metrics | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Revenue from Operations | ₹119 Cr | ₹0 | ₹0 | ₹11 Cr |
| Interest Earned | - | ₹0 | - | ₹0 |
| Other Income | ₹8.25 Cr | ₹6.75 Cr | ₹8.44 Cr | ₹10.24 Cr |
| Total Income | ₹127.25 Cr | ₹6.75 Cr | ₹8.44 Cr | ₹21.24 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹60.99 Lakh | ₹1.12 Cr | ₹2.25 Cr | ₹3.16 Cr |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹1.26 Lakh | ₹83,000 | ₹1.14 Lakh | ₹2.25 Lakh |
| Other Expenses | ₹2.51 Cr | ₹2.61 Cr | ₹2.3 Cr | ₹7.88 Cr |
| Total Expenses | ₹3.13 Cr | ₹3.74 Cr | ₹4.56 Cr | ₹11.06 Cr |
| Profit Before Exceptional Items & Tax | ₹124.12 Cr | ₹3.01 Cr | ₹3.89 Cr | ₹10.18 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹124.12 Cr | ₹3.01 Cr | ₹3.89 Cr | ₹10.18 Cr |
| Total Tax Expense | ₹15.96 Cr | ₹84.39 Lakh | ₹95.23 Lakh | ₹1.36 Cr |
| Net Profit | ₹108.16 Cr | ₹2.17 Cr | ₹2.93 Cr | ₹8.82 Cr |
| Other Comprehensive Income | ₹92,000 | ₹5.59 Lakh | -₹1,000 | -₹90,000 |
| Total Comprehensive Income | ₹108.17 Cr | ₹2.22 Cr | ₹2.93 Cr | ₹8.81 Cr |
| EBITDA (computed) | ₹124.13 Cr | ₹3.02 Cr | ₹3.9 Cr | ₹10.21 Cr |
| Basic EPS | ₹8.89 | ₹0.18 | ₹0.24 | ₹0.73 |
| Diluted EPS | ₹8.89 | ₹0.18 | ₹0.24 | ₹0.73 |
| Metrics | FY 2023 |
|---|---|
| Total Assets | ₹1,854.35 Cr |
| Property, Plant & Equipment | ₹2.57 Lakh |
| Inventories | ₹0 |
| Cash & Equivalents | ₹69.11 Lakh |
| Equity (Net Worth) | ₹1,853.18 Cr |
| Equity Share Capital | ₹121.68 Cr |
| Total Liabilities | ₹1.17 Cr |
| Metrics | FY 2023 | FY 2022 |
|---|---|---|
| Operating Cash Flow | ₹99.92 Cr | -₹4.66 Cr |
| Investing Cash Flow | -₹38.52 Cr | ₹3.97 Cr |
| Financing Cash Flow | -₹60.84 Cr | ₹32.22 Lakh |
| Capital Expenditure | ₹2.34 Lakh | ₹17,000 |
| Free Cash Flow (computed) | ₹99.89 Cr | -₹4.66 Cr |
| Dividends Paid | ₹60.84 Cr | ₹0 |
| Net Change in Cash | ₹55.52 Lakh | -₹36.92 Lakh |
Ownership and Shareholding of Ujjivan Financial Services Limited
Shareholding and ownership data for Ujjivan Financial Services Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
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Group Structure of Ujjivan Financial Services Limited
Ujjivan Financial Services Limited has 1 subsidiary company. This group structure data is as of FY 2023. The corporate group structure reflects Ujjivan Financial Services Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Ujjivan Small Finance Bank Limited | L65110KA2016PLC142162 | - |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Ujjivan Financial Services Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 31 Jan 2017 | Others | ₹100 Cr | Satisfied |
| 27 Jan 2017 | Others | ₹200 Cr | Satisfied |
| 24 Jan 2017 | Others | ₹185 Cr | Satisfied |
| 09 Jan 2017 | Others | ₹330 Cr | Satisfied |
| 31 Dec 2016 | Others | ₹35 Cr | Satisfied |
Total charge records: 237 View all charges
Employees and EPFO Compliance at Ujjivan Financial Services Limited
Ujjivan Financial Services Limited has a workforce of 2 employees as of Apr 05, 2024.
Employee and EPFO history for Ujjivan Financial Services Limited
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GST Compliance of Ujjivan Financial Services Limited
GST registrations and filing compliance for Ujjivan Financial Services Limited
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Credit Ratings, Litigation & Regulatory Alerts for Ujjivan Financial Services Limited
Credit ratings, litigation, and regulatory alerts for Ujjivan Financial Services Limited
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MSME Payment Delays by Ujjivan Financial Services Limited
MSME payment history for Ujjivan Financial Services Limited
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Subsidiaries & Group Companies of Ujjivan Financial Services Limited
Corporate group structure for Ujjivan Financial Services Limited
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MCA Filings & Documents of Ujjivan Financial Services Limited
MCA filings and documents for Ujjivan Financial Services Limited
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Recent Activity on Ujjivan Financial Services Limited
Recent News on Ujjivan Financial Services Limited
Frequently Asked Questions about Ujjivan Financial Services Limited
Ujjivan Financial Services Limited has been "Amalgamated" (merged) as per MCA records. The company was combined with another entity and no longer exists as a separate legal entity. Business activities, if any, continue under the successor entity.
Ujjivan Financial Services Limited is a amalgamated public limited company in the financial services sector based in Bangaluru, Karnataka, India. It was incorporated on 28 December 2004 and is registered under CIN L65999KA2004PLC035329. Listed on BSE: 539874 and NSE: UJJIVAN. The company was amalgamated as per MCA records and no longer exists as a legal entity.
Ujjivan Financial Services Limited was incorporated on 28 December 2004. Registered with ROC Bangalore.
The current directors and KMP of Ujjivan Financial Services Limited are:
- Mona Kachhwaha - Director
- Samit Kumar Ghosh - Director
- Subramanian Shashidhara - Company Secretary
- Ravi - Cfo
- Kuttalam Rajagopalan Ramamoorthy - Director
- Narayan Anand - Director
- Sunil Vinayak Patel - Director
- Renzo Christopher Viegas - Director
The CIN (Corporate Identification Number) of Ujjivan Financial Services Limited is L65999KA2004PLC035329. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The primary industry of Ujjivan Financial Services Limited is financial services. The company specifically operates in core investment companies.