About Ume
Ume is a company based in Sao Paulo (Brazil) founded in 2017. It operates as a FinTech, and Commission-Based. Ume has raised $36.8 million across 2 funding rounds from investors including FJ Labs, PayPal Ventures and NFX. Ume offers products and services including Soluções de Crédito Ume, Limite Ume, Pix Parcelado, Empréstimo Pessoal, and Super Compra. Ume operates in a competitive market with competitors including PayJoy, Koin, Zapay, Tino and Fiizy, among others.
- Headquarter Sao Paulo, Brazil
-
Sectors
Financial Services
-
Phone
*********
-
Website
*********
-
Social
*********
- Legal Name Ume Desenvolvimento De Software Ltda
-
Annual Revenue
-
Net Profit
-
EBITDA
-
Total Equity Funding
$36.8 M (USD)
in 2 rounds
-
Latest Funding Round
$21.8 M (USD), Series B
Sep 08, 2025
-
Investors
FJ Labs
& 9 more
-
Employee Count
Employee Count
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Products & Services of Ume
Ume offers a comprehensive portfolio of products and services, including Soluções de Crédito Ume, Limite Ume, Pix Parcelado, Empréstimo Pessoal, and Super Compra. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Credit options are provided for flexible purchase financing.
Credit limit is offered for partnered store purchases.
Installment payments are enabled through Pix for purchases.
Personal loans are provided for quick financial solutions.
Credit is offered for significant life-changing purchases.
Unlock access to complete
Funding Insights of Ume
Ume has successfully raised a total of $36.8M across 2 strategic funding rounds. The most recent funding activity was a Series B round of $21.8 million completed in September 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 2
- Last Round Series B — $21.8M
-
First Round
First Round
(09 Apr 2024)
- Investors Count 10
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Sep, 2025 | Amount | Series B - Ume | Valuation | Valor Capital Group , Bewater | |
| Apr, 2024 | Amount | Series A - Ume | Valuation | PayPal Ventures |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Ume
Ume has secured backing from 10 investors, including venture fund and institutional investors. Prominent investors backing the company include FJ Labs, PayPal Ventures and NFX. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
|
Venture capital fund investing in early-stage tech startups
|
Founded Year | Domain | Location | |
|
Venture capital firm offering funding and tools for startups in technology and investment sectors.
|
Founded Year | Domain | Location | |
|
Technology sectors are targeted for investments by Globo Ventures.
|
Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
|
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
|
Founded Year | Domain | Location | |
|
Startup ecosystems are ignited through strategic investments by Signite Partners.
|
Founded Year | Domain | Location | |
|
Venture capital is directed toward companies in multiple sectors.
|
Founded Year | Domain | Location | |
|
Venture capital is invested in cybersecurity, fintech, and AI startups.
|
Founded Year | Domain | Location |
Investments & Acquisitions by Ume
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
|
Bionic investment advisor platform
|
2016 | ||||
|
Fine Asian gourmet food is offered by an internet-first restaurant.
|
2016 | ||||
|
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
|
2014 | ||||
|
Fine Asian gourmet food is offered by an internet-first restaurant.
|
2016 |
Financial Statements - Ume
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
|
| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Ume Comparisons
Competitors of Ume
Ume operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as PayJoy, Koin, Zapay, Tino and Fiizy, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Online platform for purchase financing
|
|
| domain | founded_year | HQ Location |
Purchase financing solutions are offered for monthly installments and payments.
|
|
| domain | founded_year | HQ Location |
Vehicle debt financing is provided via an online marketplace.
|
|
| domain | founded_year | HQ Location |
Account receivable solutions for businesses
|
|
| domain | founded_year | HQ Location |
Purchase financing solutions are offered via a mobile app.
|
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
|
|
| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
|
|
| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
|
|
| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
|
Latest news on Ume
Frequently Asked Questions about Ume
When was Ume founded?
Ume was founded in 2017 and raised its 1st funding round 7 years after it was founded.
Where is Ume located?
Ume is headquartered in Sao Paulo, Brazil.
Is Ume a funded company?
Ume is a funded company, having raised a total of $36.8M across 2 funding rounds to date. The company's 1st funding round was a Series A of $15M, raised on Apr 09, 2024.
What does Ume do?
Ume is engaged in offering innovative financial solutions focused on consumer credit. Various credit products are provided, including personal loans, installment plans via Pix, and specific credit limits for partnered stores. Services are tailored to meet diverse customer needs across online and physical retail environments. The company operates within the financial technology sector, ensuring accessible and transparent credit options for everyday purchases and significant investments.
What products or services does Ume offer?
Ume offers Soluções de Crédito Ume, Limite Ume, Pix Parcelado, Empréstimo Pessoal, and Super Compra.
Who are Ume's investors?
Ume has 10 investors. Key investors include FJ Labs, PayPal Ventures, NFX, Globo Ventures, and Clocktower Technology Ventures.