Usha Financial

Delhi, India Founded: 2006 • Age: 20 yrs
NBFC offering loans to entrepreneurs, MSMEs, and individuals
Annual revenue $7.1M Latest available
Total funding $12.5M 5 rounds
Employees 59 Tracked headcount
Investors 62 Known backers
Products 3 Services tracked
Competitors 8 Brand Intelligence

About Usha Financial

Usha Financial is a company based in Delhi (India) founded in 2006. Usha Financial has raised $12.45 million across 5 funding rounds from investors including Riwaaz Investments, Uninav Developers and BR Hands Investment. The company has 59 employees as of November 04, 2025. Usha Financial offers products and services including Entrepreneur Loan, MSME Loan, and Green Financing. Usha Financial operates in a competitive market with competitors including FlexiLoans, Bizongo, InCred, Lendingkart and Clix Capital, among others.

  • Headquarter Delhi, India
  • Employees 59 as on 04 Nov, 2025
  • Stage Public
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Usha Financial Services Limited
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $7.1 M (USD)
    -4.11
    as on Mar 31, 2025
  • Net Profit
    $1.62 M (USD)
    2.61
    as on Mar 31, 2025
  • EBITDA
    $2.18 M (USD)
    -61.14
    as on Mar 31, 2025
  • Total Equity Funding
    $12.45 M (USD)

    in 5 rounds

  • Latest Funding Round
    Not available
  • Investors
  • Employee Count
    59

    as on Nov 04, 2025

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IPO & Listings of Usha Financial

Usha Financial is a publicly listed company on the NSE with ticker symbol USHAFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: NSE · Ticker: USHAFIN · Sector: Finance · India

Products & Services of Usha Financial

Usha Financial offers a comprehensive portfolio of products and services, including Entrepreneur Loan, MSME Loan, and Green Financing.

Product name locked
Category locked
Primary

Provides funding for new business ventures and startup growth.

Product name locked
Category locked
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Offers financial support for small and medium enterprises expansion.

Product name locked
Category locked
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Facilitates loans for environmentally friendly projects and initiatives.

People of Usha Financial

Headcount 50-200
Employee Profiles 4
Employee Profiles
People
Prashant Raghuwanshi
Chief Financial Officer
People
Harsh Agrawal
Graphic Designer & Wordpress Developer

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Funding Insights of Usha Financial

Usha Financial has successfully raised a total of $12.45M across 5 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Usha Financial

Usha Financial has secured backing from 62 investors, including institutional, angel, and venture fund investors. Prominent investors backing the company include Riwaaz Investments, Uninav Developers and BR Hands Investment.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
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Provider of financial inter mediation and other services
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Copper recycling, refining, and metal manufacturing services in India.
Locked Locked Locked
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Investor details for Usha Financial

Investor domains, locations, round participation, and complete history require an active premium plan.

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Investments & Acquisitions by Usha Financial

Investments
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Investment portfolio details for Usha Financial

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  • Portfolio identities
  • Transaction dates
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Financial Statements - Usha Financial

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Detailed financials for Usha Financial

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Usha Financial Comparisons

Usha Financial Primary company
Description
NBFC offering loans to entrepreneurs, MSMEs, and individuals
Location
Delhi, India
Founded Year
2006
Annual Revenue
$7.1 M (USD)
Net Profit
$1.62 M (USD)
EBITDA
$2.18 M (USD)
Employees
59
As of 2025
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Peer comparison for Usha Financial

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Competitors of Usha Financial

Usha Financial operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as FlexiLoans, Bizongo, InCred, Lendingkart and Clix Capital, among others.

Company Name Domain Founded year HQ Location Description
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Business loans and financial products for MSMEs are provided.
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Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions
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Financial services are provided, specializing in personal and business loans.
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Provider of unsecured business loans and working capital financing to MSMEs
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Lending platform for consumers and businesses is provided.
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Personal, MSME, consumption, and EV loans are provided digitally.
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Detailed competitors of Usha Financial

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Latest news on Usha Financial

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Complete news archive for Usha Financial

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Frequently Asked Questions about Usha Financial

Usha Financial was founded in 2006 and raised its 1st funding round 1 year after it was founded.

Usha Financial is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.

Usha Financial is a funded company, having raised a total of $12.45M across 5 funding rounds to date.

As of Nov 04, 2025, the latest employee count at Usha Financial is 59.

Annual revenue of Usha Financial is $7.1M as on Mar 31, 2025.

Usha Financial was established in 2006 in Delhi, India, as a non-banking financial company. Loans are extended to entrepreneurs, micro, small, and medium enterprises, and individuals to support business operations and personal requirements. Partnerships are formed with other NBFCs, NBFC-MFIs, and housing finance companies for green financing projects. Operations focus on enabling access to credit in the financial services sector across India.

Usha Financial's top competitors include InCred, FlexiLoans and Yubi.

Usha Financial offers Entrepreneur Loan, MSME Loan, and Green Financing.

Yes, Usha Financial is publicly traded on NSE under the ticker symbol USHAFIN.

Usha Financial has 62 investors. Key investors include Riwaaz Investments, Uninav Developers, BR Hands Investment, Grune Hafen, and Sandhya Gupta.

The ticker symbol of Usha Financial is USHAFIN on NSE.

The valuation of Usha Financial is $16.83M as of Oct 2022.

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