About Usha Financial
Usha Financial is a company based in Delhi (India) founded in 2006.. Usha Financial has raised $12.45 million across 5 funding rounds from investors including Riwaaz Investments, Uninav Developers and BR Hands Investment. The company has 59 employees as of November 04, 2025. Usha Financial offers products and services including Entrepreneur Loan, MSME Loan, and Green Financing. Usha Financial operates in a competitive market with competitors including FlexiLoans, Bizongo, InCred, Lendingkart and Clix Capital, among others.
- Headquarter Delhi, India
- Employees 59 as on 04 Nov, 2025
- Stage Public
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Usha Financial Services Limited
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Annual Revenue
$7.08 M (USD)-4.11as on Mar 31, 2024
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Net Profit
$1.61 M (USD)2.61as on Mar 31, 2024
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EBITDA
$2.18 M (USD)-61.14as on Mar 31, 2024
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Total Equity Funding
$12.45 M (USD)
in 5 rounds
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Latest Funding Round
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Investors
Riwaaz Investments
& 61 more
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Employee Count
59
as on Nov 04, 2025
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IPO & Listings of Usha Financial
Usha Financial is a publicly listed company on the NSE with ticker symbol USHAFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
Products & Services of Usha Financial
Usha Financial offers a comprehensive portfolio of products and services, including Entrepreneur Loan, MSME Loan, and Green Financing. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Provides funding for new business ventures and startup growth.
Offers financial support for small and medium enterprises expansion.
Facilitates loans for environmentally friendly projects and initiatives.
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Funding Insights of Usha Financial
Usha Financial has successfully raised a total of $12.45M across 5 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 5
- Last Round Last Round
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First Round
First Round
(30 Mar 2007)
- Investors Count 62
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct, 2022 | Amount | Debt – Conventional - Usha Financial | Valuation |
investors |
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| May, 2022 | Amount | Series A - Usha Financial | Valuation |
investors |
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| Mar, 2022 | Amount | Seed - Usha Financial | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Usha Financial
Usha Financial has secured backing from 62 investors, including institutional, angel, and venture fund investors. Prominent investors backing the company include Riwaaz Investments, Uninav Developers and BR Hands Investment. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Founded Year | Domain | Location | |
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Provider of financial inter mediation and other services
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Founded Year | Domain | Location | |
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Copper recycling, refining, and metal manufacturing services in India.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Usha Financial
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Usha Financial
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Usha Financial Comparisons
Competitors of Usha Financial
Usha Financial operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as FlexiLoans, Bizongo, InCred, Lendingkart and Clix Capital, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Business loans and financial products for MSMEs are provided.
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| domain | founded_year | HQ Location |
Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions
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| domain | founded_year | HQ Location |
Financial services are provided, specializing in personal and business loans.
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| domain | founded_year | HQ Location |
Provider of unsecured business loans and working capital financing to MSMEs
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| domain | founded_year | HQ Location |
Lending platform for consumers and businesses is provided.
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| domain | founded_year | HQ Location |
Personal, MSME, consumption, and EV loans are provided digitally.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Usha Financial
Frequently Asked Questions about Usha Financial
When was Usha Financial founded?
Usha Financial was founded in 2006 and raised its 1st funding round 1 year after it was founded.
Where is Usha Financial located?
Usha Financial is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
Is Usha Financial a funded company?
Usha Financial is a funded company, having raised a total of $12.45M across 5 funding rounds to date. The company's 1st funding round was a Seed of $29.08K, raised on Mar 30, 2007.
How many employees does Usha Financial have?
As of Nov 04, 2025, the latest employee count at Usha Financial is 59.
What is the annual revenue of Usha Financial?
Annual revenue of Usha Financial is $7.08M as on Mar 31, 2024.
What does Usha Financial do?
Usha Financial was established in 2006 in Delhi, India, as a non-banking financial company. Loans are extended to entrepreneurs, micro, small, and medium enterprises, and individuals to support business operations and personal requirements. Partnerships are formed with other NBFCs, NBFC-MFIs, and housing finance companies for green financing projects. Operations focus on enabling access to credit in the financial services sector across India.
Who are the top competitors of Usha Financial?
Usha Financial's top competitors include InCred, FlexiLoans and Yubi.
What products or services does Usha Financial offer?
Usha Financial offers Entrepreneur Loan, MSME Loan, and Green Financing.
Is Usha Financial publicly traded?
Yes, Usha Financial is publicly traded on NSE under the ticker symbol USHAFIN.
Who are Usha Financial's investors?
Usha Financial has 62 investors. Key investors include Riwaaz Investments, Uninav Developers, BR Hands Investment, Grune Hafen, and Sandhya Gupta.
What is Usha Financial's ticker symbol?
The ticker symbol of Usha Financial is USHAFIN on NSE.
What is Usha Financial's valuation?
The valuation of Usha Financial is $16.83M as of Oct 2022.
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