India's Most Valuable Companies 2025 edition · Source: Hurun India
- Valuation
- ₹14,220 Cr
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About Yubi
Yubi is a Financial Services company based in Chennai (India) founded in 2020 by Gaurav Kumar and Vineet Sukumar. Business loans are facilitated through an online debt marketplace. Yubi has raised $240.86 million across 4 funding rounds from investors including CRED, Lightspeed Venture Partners and Peak XV Partners. The company has 299 employees. Yubi has completed 2 acquisitions, including Finfort and Spocto. Yubi was last valued at $1.2 billion in November 2025. Its chief executive, as recorded, is Gaurav Kumar. Its website go-yubi.com draws about 46 thousand monthly visits. Its Indian entity Credavenue Private Limited reported revenue of ₹713 Cr. Yubi offers products and services including Yubi Co.lend and Yubi Pools. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans.
Company details
Yubi was established in 2020 in Chennai, India, within the fintech sector. An online platform is operated as a debt marketplace, where businesses raise capital via a proprietary matchmaking algorithm and deal execution engine. AI-enabled SaaS tools for debt recovery and collections are provided, alongside features including analytics, automated reports, API integrations, and monitoring capabilities. Operations focus on streamlining lending processes for enterprises.
Recognitions & Rankings of Yubi
- Headquarters Chennai, India
- Employees 299
- Founders Gaurav Kumar, Vineet Sukumar
- Stage Unicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website go-yubi.com
- Social LinkedIn X Facebook YouTube
- Legal Name Credavenue Private Limited
- Date of Incorporation 21 Aug, 2020
- Jurisdiction Chennai, Tamil Nadu, India
Operational Areas
Key Metrics
- Annual Revenue₹713 Cr
FY 2025 · +27% YoY
- Net Loss-₹416 Cr
FY 2025 · -58% margin
- EBITDA-₹198 Cr
FY 2025 · -28% margin
- Total Equity Funding$240.86M (USD)
in 4 rounds
- Latest Funding Round$37.9M (USD), Debt – Conventional
Nov 2025
- InvestorsCRED
& 26 more
- Employee Count299
- Investments & AcquisitionsFinfort
& 1 more
Associated legal entities of Yubi
Yubi operates through Credavenue Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Credavenue Private Limited CIN U72900TN2020PTC137251 | Active | 21 Aug 2020 | Chennai, Tamil Nadu | ₹713 Cr | 676 | 13 | View details |
Products & Services of Yubi
Yubi offers a comprehensive portfolio of products and services, including Yubi Co.lend and Yubi Pools.
Yubi Co.lend
Lending Services
Joint loans with multiple co-lending partners are facilitated through collaboration and disbursement.
Yubi Pools
Securitization Services
Securitization is simplified through efficient ABS deal-making, monitoring, and fulfillment processes.
Apps and channels of Yubi
its YouTube channel Yubi has 1.83K subscribers and 30 videos.
Yubi
Open channelVideos from Yubi
The most watched videos on Yubi's YouTube channel, Yubi (1.83K subscribers). Click a video to play it here.
Infra.Market's journey to a 14K crores revenue business | Greatness Unscripted by Yubi
Launching Yubi Credit Market | India's First Enterprise Credit Marketplace | Sign Up Now!
@livemint interviews Gaurav Kumar, Founder & CEO, Yubi on the launch of @Aspero_fixedincome
Fun Fact about Yubinauts I Meet the Team | Culture | Life at Yubi
More on Yubi.
Funding Insights of Yubi
Yubi has successfully raised a total of $240.86M across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $37.9 million completed in November 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $240.86M
- Total Rounds 4
- Last Round Debt – Conventional — $37.9M
- First Round $102.48M
(Sep 2021)
- Investors Count 27
All 4 funding rounds of Yubi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2025 | $37.9M | Debt – Conventional | – | – | |
| Nov 2025 | $4.06M | Series B | – | EvolutionX | – |
| Mar 2022 | $137M | Series B | $1.29B | Insight Partners, Dragoneer Investment Group | |
| Sep 2021 | $102.48M | Series A | $638.11M | TVS Capital Funds, Lightspeed India |
Valuation history
| Date | Valuation | Stage |
|---|---|---|
| Mar 2022 | $1.29B | •••••••• |
| Sep 2021 | $638.11M | •••••••• |
Last known valuation $1.2B (Nov 2025). 27 investors in total: 19 institutional and 8 angel.
Investors in Yubi
Yubi has secured backing from 27 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include CRED, Lightspeed Venture Partners and Peak XV Partners.
All
Venture Fund
Institutional
Angel
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investment firm scaling software and technology companies from early to late stages. | insightpartners.com | |||
Private equity investments are made in technology-enabled growth companies. | dragoneer.com | San Francisco, United States | ||
Investments are directed toward growth-stage companies generating scalable impact. | 2009 | lightrock.com | London, United Kingdom | |
Venture capital investing in innovative startups across technology sectors. | 2008 | lsip.com | Bengaluru, India | |
Multistage investments are directed toward technology, healthcare, and climate sectors. | b.capital | Manhattan Beach, United States | ||
Venture capital firm investing in startups and providing support programs. | 2000 | peakxv.com | Bengaluru, India | |
Venture capital investing in innovative companies across global sectors is undertaken by Lightspeed Venture Partners. | 1997 | lsvp.com | Menlo Park, United States | |
Investment in growth equity and insurtech sectors in India. | 2007 | tvscapital.in | Chennai, India | |
Sequoia Capital is engaged in venture capital investments. | 1972 | sequoiacap.com | ||
Impact investing in emerging markets through private equity and credit services. | 2007 | creationinvestments.com | Chicago, United States |
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Investor details for Yubi
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Verified entity values are shown only after access is granted.
Board of directors of Credavenue Private Limited (Yubi)
Credavenue Private Limited is the primary company behind Yubi. The board of Credavenue Private Limited currently have 11 directors; the longest-serving is Vineet Sukumar, appointed in 2020. 18 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vineet Sukumar DIN 06848801 | Director | 21 Aug 2020 | 6 yrs 2 mo | Credavenue Private Limited |
| Kumar Gaurav DIN 07767248 | Managing Director | 21 Aug 2020 | 6 yrs 2 mo | Credavenue Private Limited |
| Gopal Srinivasan DIN 00177699 | Director | 30 Sep 2021 | 5 yrs | Credavenue Private Limited |
| John Tyler Day DIN 07298703 | Director | 30 Sep 2021 | 5 yrs | Credavenue Private Limited |
| Sakshi Vijay Chopra DIN 07129633 | Director | 30 Sep 2021 | 5 yrs | Credavenue Private Limited |
| Anup Wadhawan DIN 03565167 | Director | 18 Feb 2023 | 3 yrs 8 mo | Credavenue Private Limited |
| Anuvrat Jain DIN 10511184 | Director | 18 Mar 2024 | 2 yrs 7 mo | Credavenue Private Limited |
| Anil Mehta DIN 02132315 | Director | 08 May 2024 | 2 yrs 5 mo | Credavenue Private Limited |
| Ajay Kumar Choudhary DIN 09498080 | Director | 22 May 2025 | 1 yr 5 mo | Credavenue Private Limited |
| Apoorva Goyal DIN 09480604 | Director | 22 May 2025 | 1 yr 5 mo | Credavenue Private Limited |
| Gaurav Malhotra DIN 07640504 | Director | 08 Oct 2025 | 1 yr | Credavenue Private Limited |
People of Yubi
113 people are tracked at Yubi (52 in leadership, 2 in board & advisors, 59 in team); the tracked headcount is 299.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CEO | Leadership | |
| Co-Founder | Leadership | |
| Board Member | Leadership | |
Vipul Mahajan | Chief Business Officer | Leadership |
Vaidyanathan Mahadevan | Group Chief Financial Officer | Leadership |
Vivek Soundrapandi | Director Of Engineering | Leadership |
Geeta Khambhampati | Director Information Security | Leadership |
Somin Mithraa | Director Of Engineering | Leadership |
Pramod Kumar | Director Of Engineering | Leadership |
Aseem Rao | Associate Director - Brand & Product Marketing | Leadership |
Ajit Kumar | Deputy Vice President | Leadership |
Ruchira Nanda | Vice President | Leadership |
Payal Maskara | Vice President | Leadership |
Sreeram Gopalakrishna | Senior Vice President- ( All Group Companies) | Leadership |
Venkat Ramana Sonnathi | Group Chief Architect | Leadership |
Venkat Raghavan | Senior Director - C&b And HR Operations | Leadership |
Aniket Deshpande | Founding Member And Chief Business Officer - Yubiloans | Leadership |
Sankarshan Sridharan | Deputy Vice President | Leadership |
Sanchit Gupta | Head Of Product | Leadership |
Krishnendu Majumdar | Chief Product & Technology Officer | Leadership |
93 more people are available in the full profile.
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Complete people profiles for Yubi
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Financials of Yubi
Figures of Credavenue Private Limited, the primary company behind Yubi, for FY 2025. Revenue was ₹713 Cr (+27% year on year). Net loss was -₹416 Cr (-58% margin). EBITDA was -₹198 Cr (-28% margin). Revenue has grown at a compounded annual rate of +59% over three years.
- ₹713 CrRevenue · FY 2025 · +27% YoY
- -₹416 CrNet loss · -58% margin
- -₹198 CrEBITDA · -28% margin
- ₹219 CrPaid-up capital
- 676Employees (provident fund records)
- +59%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Credavenue Private Limited are on its company page.
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Detailed financial statements for Yubi
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Investments & Acquisitions by Yubi
Yubi has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Finfort and Spocto.
Acquisitions
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
End-to-end data analytics platform | finfort.ind.in | Mumbai, India | 2016 | May 2023 | •••• | |
Debt collection software is provided as an end-to-end platform. | spocto.com | Bengaluru, India | 2014 | Feb 2022 | •••• |
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Complete acquisition details for Yubi
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
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- Exports
Verified entity values are shown only after access is granted.
Timeline of Yubi
7 dated milestones of Yubi across 5 years, from founding to its latest funding, stage changes and deals.
Web traffic of Yubi
The website of Yubi (go-yubi.com) receives about 46.5K visits a month.
- Monthly visits46.5K
▼ 16.3% vs previous month
Similar websites
Websites whose visitors overlap most with Yubi. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| kredx.com | 100% | 35.3K | #798,114 | View details | |
| cashflo.io | 88% | 33.2K | #975,640 | View details | |
| cxotoday.com | 88% | 63.1K | #606,239 | View details | |
| kissht.com | 88% | 236.4K | #204,416 | View details | |
| ibsintelligence.com | 88% | 84.9K | #478,100 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
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Top companies in Alternative Lending
3 companies that operate in the same segment as Yubi (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Yubi
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Complete news archive for Yubi
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Frequently Asked Questions about Yubi
Yubi was founded in 2020 and raised its 1st funding round 1 year after it was founded.
Yubi is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.
Gaurav Kumar is the CEO of Yubi, as recorded in our data. They have also founded this company.
Yubi is a funded company, having raised a total of $240.86M across 4 funding rounds to date. The company's 1st funding round was a Series A of $102.48M, raised on Sep 2021.
Yubi has 299 employees.
The primary company behind Yubi, Credavenue Private Limited, reported revenue of ₹713 Cr for FY 2025, up 27% year on year.
Yubi was established in 2020 in Chennai, India, within the fintech sector. An online platform is operated as a debt marketplace, where businesses raise capital via a proprietary matchmaking algorithm and deal execution engine. AI-enabled SaaS tools for debt recovery and collections are provided, alongside features including analytics, automated reports, API integrations, and monitoring capabilities. Operations focus on streamlining lending processes for enterprises.
Yubi offers Yubi Co.lend and Yubi Pools.
Yubi has 27 investors. Key investors include CRED, Lightspeed Venture Partners, Peak XV Partners, DSP Mutual Fund, and TVS Capital Funds.
The valuation of Yubi is $1.2B as of Nov 2025.
Yubi operates through Credavenue Private Limited.