About Spocto
Spocto is a Financial Services company based in Bengaluru (India) founded in 2014, and was acquired by Yubi in February 2022. Debt collection software is provided as an end-to-end platform. Its chief executive, as recorded, is Gaurav Kumar. Its Indian entity Spocto Solutions Private Limited reported revenue of ₹167 Cr. Its focus areas include FinTech, RegTech, Fraud Detection and Transaction Monitoring.
Company details
Spocto was founded in 2014 in Bengaluru, India, as a provider of debt collection software within the fintech sector. An end-to-end platform is offered to digitize collections processes for financial institutions. Analytics tools are included to deliver insights into customer behavior and recovery trends. Operations focus on streamlining debt management, with key leadership including CEO Gaurav Kumar and Director of Finance Ekta Dharap.
- Headquarters Bengaluru, India
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Website spocto.com
- Social LinkedIn X Facebook
- Acquired by Yubi (Feb 2022)
- Legal Name Spocto Solutions Private Limited
- Date of Incorporation 18 Feb, 2020
- Jurisdiction Thane, Maharashtra, India
Associated legal entities of Spocto
Spocto is associated with 3 registered companies on The Company Check; the primary company is Spocto Solutions Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Spocto Solutions Private Limited CIN U74999MH2020PTC337918 | Active | 18 Feb 2020 | Thane, Maharashtra | ₹167 Cr | 317 | 5 | View details |
| Spocto Software Solutions Private Limited CIN U72200KA2014PTC077089 | Strike Off | 06 Nov 2014 | Bangalore, Karnataka | 3 | View details | ||
| Spocto Solutions Llp CIN AAH-9378 | Converted To Cmp And Dissolved | 03 Dec 2016 | Mumbai, Maharashtra | ₹1.2 Cr | 116 | 2 | View details |
Investors in Spocto
Spocto has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Yubi.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Business loans are facilitated through an online debt marketplace. | 2020 | go-yubi.com | Chennai, India |
Investor details for Spocto
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Board of directors of Spocto Solutions Private Limited (Spocto)
Spocto Solutions Private Limited is the primary company behind Spocto. The boards of the 3 registered companies of Spocto currently have 8 directors; the longest-serving is Kiran Gupta, appointed in 2014. 7 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Kiran Gupta DIN 05157073 | Director | 06 Nov 2014 | 11 yrs 11 mo | Spocto Software Solutions Private Limited |
| Amit Gupta DIN 06527071 | Director | 06 Nov 2014 | 11 yrs 11 mo | Spocto Software Solutions Private Limited |
| Sumeet Srivastava DIN 05258693 | Designated Partner | 03 Dec 2016 | 9 yrs 10 mo | Spocto Solutions Llp, Spocto Software Solutions Private Limited |
| Puja R Srivastava DIN 07641710 | Designated Partner | 03 Dec 2016 | 9 yrs 10 mo | Spocto Solutions Llp |
| Kumar Gaurav DIN 07767248 | Managing Director | 25 Feb 2022 | 4 yrs 7 mo | Spocto Solutions Private Limited |
| Irfan Basha Shaik Mohammed DIN 09513176 | Director | 24 Aug 2022 | 4 yrs 2 mo | Spocto Solutions Private Limited |
| Anil Mehta DIN 02132315 | Director | 27 Jun 2023 | 3 yrs 3 mo | Spocto Solutions Private Limited |
| Krishnendu Majumdar DIN 09771890 | Director | 08 Nov 2024 | 1 yr 11 mo | Spocto Solutions Private Limited |
People of Spocto
50 people are tracked at Spocto (16 in leadership, 34 in team).
| Name | Role | Group |
|---|---|---|
| CEO | Leadership | |
Ekta Dharap | Director of Finance | Leadership |
Devarsh M. | Business Head | Leadership |
Yogendra Gupta | Assistant Vice President | Leadership |
Ujala Gehlot | Human Resources Business Partner Lead | Leadership |
Prashant Kondvilkar | Senior Director IT Operations | Leadership |
Mitesh Nijhara | Head HR | Leadership |
Vijay Gupta | Assistant Vice President - Tech Operations | Leadership |
Vinay Soni | Assistant Vice President - New Business (fintech & Nbfc) | Leadership |
Kapil Rohilla | Chief Operating Officer | Leadership |
Anshul Malhotra | Deputy Vice President | Leadership |
Meenakshi Yadav | Vice President Human Resources | Leadership |
Vikas Thapar | Chief Business Officer- MENA | Leadership |
Sudarson Radhakrishnan | Vice President - Product Excellence | Leadership |
Roshni S Nair Jain | Vice President - Pre Sales | Leadership |
Raj Upadhayay | Deputy Vice President - Head Of Facilities & Administration | Leadership |
Simran Balguher | Assistance Manager - HR | Team |
Wasim Ansari | Devops | Team |
Nikita Angane | Senior Campaign Executive | Team |
Sreedhar Reddy P | Senior Product Manager | Team |
30 more people are available in the full profile.
Complete people profiles for Spocto
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Financials of Spocto
Figures of Spocto Solutions Private Limited, the primary company behind Spocto, for FY 2025. Revenue was ₹167 Cr (+30% year on year). Net loss was -₹89.75 Cr (-54% margin). EBITDA was -₹62.22 Cr (-37% margin). Revenue has grown at a compounded annual rate of +43% over three years and +118% over five years.
- ₹167 CrRevenue · FY 2025 · +30% YoY
- -₹89.75 CrNet loss · -54% margin
- -₹62.22 CrEBITDA · -37% margin
- ₹3.3 LakhPaid-up capital
- 317Employees (provident fund records)
- +43%Revenue CAGR, 3 years
- +118%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Spocto Solutions Private Limited are on its company page.
Detailed financial statements for Spocto
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Timeline of Spocto
2 dated milestones of Spocto across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Spocto is founded.
- Exit Acquired by Yubi.
Web traffic of Spocto
The website of Spocto (spocto.com) receives about 3.3K visits a month.
- Monthly visits3.3K
▲ 37% vs previous month
Websites whose visitors overlap most with Spocto. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| credgenics.com | 100% | 53.6K | #412,691 | View details |
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Related news about Spocto
Complete news archive for Spocto
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Frequently Asked Questions about Spocto
Spocto was founded in 2014.
Spocto is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Gaurav Kumar is the CEO of Spocto, as recorded in our data.
The primary company behind Spocto, Spocto Solutions Private Limited, reported revenue of ₹167 Cr for FY 2025, up 30% year on year.
Spocto was founded in 2014 in Bengaluru, India, as a provider of debt collection software within the fintech sector. An end-to-end platform is offered to digitize collections processes for financial institutions. Analytics tools are included to deliver insights into customer behavior and recovery trends. Operations focus on streamlining debt management, with key leadership including CEO Gaurav Kumar and Director of Finance Ekta Dharap.
Spocto has 1 investor. Key investors include Yubi.
Spocto is associated with 3 legal entities: Spocto Solutions Private Limited, Spocto Solutions Llp, Spocto Software Solutions Private Limited.
Yes. Spocto was acquired by Yubi in February 2022.
The legal entities of Spocto currently have 9 directors, including Sumeet Srivastava, Puja R Srivastava, Kiran Gupta and others.