About VSPA Finance
VSPA Finance is a Technology company based in Pune (India) founded in 2020. It provides gold loans and fixed deposits with fast sanction and disbursement. It operates on a B2C model in Technology and Financial Services sectors. Its Indian entity Vspa Finance Limited reported revenue of ₹1.95 Cr. VSPA Finance offers products and services including Gold Loan and Fixed Deposit. Its focus areas include FinTech, Investment Tech, Deposit Products and Fixed Deposits. Similar companies include Finnable, Fibe and Rupeek; 3 of its 3 listed similar companies have raised funding.
Company details
Vspa Finance . Is A Rbi-registered Company Focused On Financial Services, Including Gold Loans And Fixed Deposits. They Convert Gold Into Cash Quickly At Attractive Interest Rates With Minimal Paperwork. The Company Operates From Pune And Other Indian Locations, Serving Individual Customers For Their Immediate Financial Needs. They Emphasize Security And Comfort In Loan Processes.
- Headquarters Pune, India
- SectorsTechnologyFinancial Services
- Email••••••••
- Phone•••• ••••
- Website vspafinance.com
- Social LinkedIn X Facebook
- Legal Name Vspa Finance Limited
- Date of Incorporation 27 Jul, 2010
- Jurisdiction Pune, Maharashtra, India
- Annual Revenue₹1.95 Cr
FY 2025 · -6% YoY
- Net Profit₹31.2 Lakh
FY 2025 · 16% margin
- EBITDA₹94.2 Lakh
FY 2025 · 48% margin
Associated legal entities of VSPA Finance
VSPA Finance operates through Vspa Finance Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Vspa Finance Limited CIN U65923PN2010PLC136934 | Active | 27 Jul 2010 | Pune, Maharashtra | ₹2.0 Cr | 3 | View details |
Products & Services of VSPA Finance
VSPA Finance offers a comprehensive portfolio of products and services, including Gold Loan and Fixed Deposit.
Quick conversion of gold into cash with low interest rates.
Minimum 50,000 investment for 5 years with attractive returns.
Board of directors of Vspa Finance Limited (VSPA Finance)
Vspa Finance Limited is the primary company behind VSPA Finance. The board of Vspa Finance Limited currently have 3 directors; the longest-serving is Santosh Pandurang Hagawane, appointed in 2010. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Santosh Pandurang Hagawane DIN 03066681 | Director | 27 Jul 2010 | 16 yrs 3 mo | Vspa Finance Limited |
| Aruna Santosh Hagawane DIN 03120319 | Director | 27 Jul 2010 | 16 yrs 3 mo | Vspa Finance Limited |
| Viraj Santosh Hagawane DIN 09753275 | Director | 30 Sep 2022 | 4 yrs 1 mo | Vspa Finance Limited |
Financials of VSPA Finance
Figures of Vspa Finance Limited, the primary company behind VSPA Finance, for FY 2025. Revenue was ₹1.95 Cr (-6% year on year). Net profit was ₹31.2 Lakh (16% margin). EBITDA was ₹94.2 Lakh (48% margin). Revenue has grown at a compounded annual rate of +3% over three years and +1% over five years.
- ₹1.95 CrRevenue · FY 2025 · -6% YoY
- ₹31.2 LakhNet profit · 16% margin
- ₹94.2 LakhEBITDA · 48% margin
- ₹3.71 CrPaid-up capital
- +3%Revenue CAGR, 3 years
- +1%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Vspa Finance Limited are on its company page.
Detailed financial statements for VSPA Finance
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Similar companies to VSPA Finance
VSPA Finance has 3 listed similar companies in our database, 3 of them funded. They include Finnable, Fibe and Rupeek.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. | |
| fibe.in | 2015 | Pune, India | $212.38M | 1,856 | Fibe is recognized as India's largest lending platform for instant credit solutions. | |
| rupeek.com | 2015 | Bengaluru, India | $193.57M | 664 | An online marketplace for gold loans is facilitated. |
Detailed similar companies of VSPA Finance
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Top companies in Investment & Financial Technology
2 companies that operate in the same segment as VSPA Finance (Investment & Financial Technology) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
App-based brokerage stock trading platform | 1996 | Mumbai, Maharashtra, India | USD 38.41 M | USD 549.14 M | 3,823 | |
Smart investment portfolios are offered via an online platform. | 2015 | Bengaluru, Karnataka, India | USD 121.05 M | USD 635.51 K | 231 |
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Frequently Asked Questions about VSPA Finance
VSPA Finance was founded in 2020.
VSPA Finance is headquartered in Pune, India. It is registered at Pune, Maharashtra, India.
The primary company behind VSPA Finance, Vspa Finance Limited, reported revenue of ₹1.95 Cr for FY 2025, down 6% year on year.
Vspa Finance . Is A Rbi-registered Company Focused On Financial Services, Including Gold Loans And Fixed Deposits. They Convert Gold Into Cash Quickly At Attractive Interest Rates With Minimal Paperwork. The Company Operates From Pune And Other Indian Locations, Serving Individual Customers For Their Immediate Financial Needs. They Emphasize Security And Comfort In Loan Processes.
VSPA Finance offers Gold Loan and Fixed Deposit.
VSPA Finance operates through Vspa Finance Limited.
The legal entities of VSPA Finance currently have 3 directors, including Santosh Pandurang Hagawane, Viraj Santosh Hagawane, Aruna Santosh Hagawane.