About Vspa Finance Limited
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Vspa Finance Limited is a public limited company based in Pune, Maharashtra, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 27 July 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN U65923PN2010PLC136934.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹3.71 Cr. It is led by directors including Santosh Pandurang Hagawane and Viraj Santosh Hagawane.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No. 6 & 7 Chintamani Vertex S. No. 24/6 Hingane Khurd Vitthalwadi, Pune, Maharashtra, India – 411041.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.95 Cr, a decline of 6% compared to the previous year. For the same year it recorded a net profit of ₹31.19 Lakh (net margin 16%) and EBITDA of ₹94.19 Lakh (EBITDA margin 48.2%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years and 1% over five years.
The company is associated with 1 brand: VSPA Finance. As per MCA filings, the company has open charges of ₹2.95 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vspafinance.com.
Company details
Contact details
Vspa Finance Limited's registered office is in Pune, Maharashtra. Its website is vspafinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressShop No. 6 & 7 Chintamani Vertex S. No. 24/6 Hingane Khurd Vitthalwadi, Pune, Maharashtra, India – 411041
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Vspa Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Vspa Finance operates one associated brand: VSPA Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides gold loans and fixed deposits with fast sanction and disbursement. | vspafinance.com |
Business activity
The main business activity of Vspa Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Vspa Finance Limited, buy the company report.
Financials of Vspa Finance Limited
FY 2025 filings availableVspa Finance Limited reported revenue of ₹1.95 Cr (down 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 6% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 1%. EBITDA fell 24% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹94.19 Lakh | ||||
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| Net Profit (PAT) | ₹31.19 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 48.2% | ||||
| Net Profit Margin | 16% | ||||
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To see the full financial statements and ratios of Vspa Finance Limited, buy the company report.
Board of directors of Vspa Finance Limited
Vspa Finance has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Santosh Pandurang Hagawane | Director | 27 Jul 2010 | 16 Years 3 Months | Current |
| Viraj Santosh Hagawane | Director | 30 Sep 2022 | 4 Years 1 Months | Current |
| Aruna Santosh Hagawane | Director | 27 Jul 2010 | 16 Years 3 Months | Current |
Auditor
Vspa Finance Limited is audited by PARAG PATWA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PARAG PATWA & ASSOCIATES | FY 2023 | 107387W |
Shareholding
The shareholding of Vspa Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Vspa Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Oct 2022 | 100640027 | Others | ₹2.95 Cr | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Vspa Finance Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vspa Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vspa Finance Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vspa Finance Limited has 7 board changes on record since 2010: 5 appointments and 2 cessations. The latest: Pandurang Gangaram Hagawane ceased to be Director on 31 Mar 2023.
Frequently asked questions
Vspa Finance is an active public limited company based in Pune, Maharashtra, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 27 July 2010 (16+ years old) and is registered under CIN U65923PN2010PLC136934.
Vspa Finance has 3 current directors:
- Santosh Pandurang Hagawane - Director
- Viraj Santosh Hagawane - Director
- Aruna Santosh Hagawane - Director
The latest financial statements of Vspa Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vspa Finance is U65923PN2010PLC136934. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vspa Finance was incorporated on 27 July 2010, making it 16+ years old. It is registered with the Registrar of Companies, Pune.
Pandurang Gangaram Hagawane ceased to be Director on 31 Mar 2023. Viraj Santosh Hagawane was appointed as Director on 30 Sep 2022. Vijay Shamlal Kalera ceased to be Director on 02 Oct 2020. Vspa Finance has 7 board changes on record in total.
Vspa Finance can be reached through the website vspafinance.com. Its registered office is in Pune, Maharashtra, India.
The registered office of Vspa Finance is at Shop No. 6 & 7 Chintamani Vertex S. No. 246 Hingane Khurd Vitthalwadi, Pune, Maharashtra, India – 411041.
Vspa Finance operates in the financial services industry, in the investment and credit nbfc segment.
Vspa Finance has open charges of ₹2.95 Cr and no satisfied charges on record as per latest MCA filings.
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