About Xtracap Fintech
Xtracap Fintech is a company based in Gurugram (India) founded in 2017 by Raghunandan K Bharadwaj, GopiKrishana Udandarao, and Nitin Verma was acquired by IIFL Fintech Fund in September 2025. Xtracap Fintech has raised $3.52 million across 3 funding rounds from investors including 360 One, Kaizer Siraj and Iifl Open Fintech. The company has 45 employees as of April 02, 2024. Xtracap Fintech offers products and services including Xtracapneo and Bridge2Capital. Xtracap Fintech operates in a competitive market with competitors including Apollo Finvest, Globe Fincap, TezzCapital, Starteck Finance and Solfin, among others.
- Headquarter Gurugram, India
- Employees 45 as on 02 Apr, 2024
- Founders Raghunandan K Bharadwaj, GopiKrishana Udandarao, Nitin Verma
- Stage Minicorn
-
Sectors
Financial Services
-
Email
Locked
-
Phone
Locked
-
Website
Locked
-
Social
Locked
- Legal Name Xtracap Fintech India Private Limited
- Date of Incorporation 25 May, 2017
- Jurisdiction New Delhi, Delhi, India
-
Annual Revenue
$39.62 K (USD)119.61as on Mar 31, 2023
-
Net Profit
-$303.83 K (USD)-9.07as on Mar 31, 2023
-
EBITDA
-$205.38 K (USD)-11.71as on Mar 31, 2023
-
Total Equity Funding
$3.52 M (USD)
in 3 rounds
-
Latest Funding Round
$1.17 M (USD), Seed
Mar 26, 2025
-
Investors
360 One
& 3 more
-
Employee Count
45
as on Apr 02, 2024
-
Acquired by
IIFL Fintech Fund
(Sep 13, 2025)
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Products & Services of Xtracap Fintech
Xtracap Fintech offers a comprehensive portfolio of products and services, including Xtracapneo and Bridge2Capital.
App for Anchor Brands to analyze GST and onboard partners.
App for Dealers to access short-term credit facilities.
People of Xtracap Fintech
Unlock access to complete
Unlock access to complete
Funding Insights of Xtracap Fintech
Xtracap Fintech has successfully raised a total of $3.52M across 3 strategic funding rounds. The most recent funding activity was a Seed round of $1.17 million completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Xtracap Fintech
Xtracap Fintech has secured backing from 4 investors, including angel, institutional, and venture fund investors. Prominent investors backing the company include 360 One, Kaizer Siraj and Iifl Open Fintech.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
|
Early-stage investments in fintech are targeted by IIFL Fintech Fund.
|
Locked | Locked | Locked | |
|
-
|
Locked | Locked | Locked | |
|
Asset and wealth management software is provided for businesses.
|
Locked | Locked | Locked |
Investor details for Xtracap Fintech
Investor domains, locations, round participation, and complete history require an active premium plan.
- Investor domains
- Investor locations
- Funding rounds
- Participation history
Verified entity values are shown only after access is granted.
Investments & Acquisitions by Xtracap Fintech
Investment portfolio details for Xtracap Fintech
Portfolio company identities, transaction dates, round details, and investment values require an active premium plan.
- Portfolio identities
- Transaction dates
- Round details
- Investment values
Verified entity values are shown only after access is granted.
Financial Statements - Xtracap Fintech
Detailed financials for Xtracap Fintech
Historical revenue, profit, statement rows, ratios, and trend charts require an active premium plan.
- Historical revenue
- Profit trends
- Statement rows
- Financial ratios
Verified entity values are shown only after access is granted.
Xtracap Fintech Comparisons
Peer comparison for Xtracap Fintech
Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.
- Named peers
- Headcount comparison
- Funding comparison
- Operating benchmarks
Verified entity values are shown only after access is granted.
Competitors of Xtracap Fintech
Xtracap Fintech operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Apollo Finvest, Globe Fincap, TezzCapital, Starteck Finance and Solfin, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| Locked | Locked | Locked |
Digital loans are enabled for companies to offer.
|
|
| Locked | Locked | Locked |
Offers comprehensive SME loan solutions to support business growth.
|
|
| Locked | Locked | Locked |
Offers a lending-as-a-service platform for MSME loans to support business growth.
|
|
| Locked | Locked | Locked |
Financing solutions are provided to retail and small-medium enterprises.
|
|
| Locked | Locked | Locked |
SME loans for solar projects are financed and overseen.
|
Detailed competitors of Xtracap Fintech
Competitor domains, locations, full profiles, and operating metrics require an active premium plan.
- Domains and locations
- Full company profiles
- Operating metrics
- Competitive positioning
Verified entity values are shown only after access is granted.
Latest news on Xtracap Fintech
Complete news archive for Xtracap Fintech
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Xtracap Fintech
Xtracap Fintech was founded in 2017 and raised its 1st funding round 2 years after it was founded.
Xtracap Fintech is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Mohammed Riaz is the current CEO of Xtracap Fintech.
Xtracap Fintech is a funded company, having raised a total of $3.52M across 3 funding rounds to date.
As of Apr 02, 2024, the latest employee count at Xtracap Fintech is 45.
Annual revenue of Xtracap Fintech is $39.62K as on Mar 31, 2023.
Xtracap Fintech was established in 2017 and is based in Gurugram, India. Small business loans are provided through its fintech operations in the financial services sector. Credit risk and operations are handled by designated leaders, with technology infrastructure overseen by the CTO. Services target small enterprises across India, supported by a team of co-founders including Raghunandan K Bharadwaj and GopiKrishna Udandarao. The domain xtracapindia.com is utilized for online activities.
Xtracap Fintech's top competitors include Apollo Finvest, Solfin and Starteck Finance.
Xtracap Fintech offers Xtracapneo and Bridge2Capital.
Xtracap Fintech has 4 investors. Key investors include 360 One, Kaizer Siraj, Iifl Open Fintech, and IIFL Fintech Fund.
The valuation of Xtracap Fintech is $6.22M as of Mar 2025.