Zirtue

Dallas, United States Founded: 2018 • Age: 8 yrs
Developer of an online platform for relationship-based lending
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About Zirtue

Zirtue is a company based in Dallas (United States) founded in 2018 by Michael Seay.. Zirtue has raised $1.12 million across 4 funding rounds from investors including Google, Northwestern Mutual and Techstars. Zirtue offers products and services including Zirtue App and Payment Guard Insurance. Zirtue operates in a competitive market with competitors including Splitwise, Pigeon, Century Egg, Byaj Book and CredMate, among others.

  • Headquarter Dallas, United States
  • Founders Michael Seay
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Zirtue, Llc
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $1.12 M (USD)

    in 4 rounds

  • Latest Funding Round
    $120 K (USD), Seed

    Jul 19, 2021

  • Investors
    Google

    & 5 more

  • Employee Count
    Employee Count
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Products & Services of Zirtue

Zirtue offers a comprehensive portfolio of products and services, including Zirtue App and Payment Guard Insurance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Mobile app for requesting, managing, and repaying peer-to-peer loans securely.

Insurance feature partnered with TruStage for loan repayment coverage.

People of Zirtue
Headcount 10-50
Employee Profiles 3
Employee Profiles
People
Dennis Cail
CEO and Co-Founder
People
Airion Watkins‑Clark
Head Of Product
People
Michael Seay
CFO & Co-Founder

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Funding Insights of Zirtue

Zirtue has successfully raised a total of $1.12M across 4 strategic funding rounds. The most recent funding activity was a Seed round of $120 thousand completed in July 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 4
  • Last Round Seed — $120,000
  • First Round

    (09 Jul 2019)

  • Investors Count 6
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Seed - Zirtue Valuation Techstars
Apr, 2021 Amount Seed - Zirtue Valuation Northwestern Mutual , Jaylon Smith
Dec, 2020 Amount Grant - Zirtue Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Zirtue

Zirtue has secured backing from 6 investors, including venture fund and institutional investors. Prominent investors backing the company include Google, Northwestern Mutual and Techstars. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Startups are accelerated globally without sector restrictions through structured programs.
Founded Year Domain Location
Revolution is recognized as a D.C.-based investment firm.
Founded Year Domain Location
Acceleration is provided to seed-stage, early-stage, and later-stage companies.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Zirtue

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Zirtue

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Zirtue Comparisons

Employees
+
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Competitors of Zirtue

Zirtue operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Splitwise, Pigeon, Century Egg, Byaj Book and CredMate, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Expenses are shared and tracked among friends via mobile app.
domain founded_year HQ Location
Loans between friends and family are simplified by Pigeon.
domain founded_year HQ Location
Provides a platform for effective debt management and financial solutions.
domain founded_year HQ Location
App-based platform offering loan tracking and management solutions to lenders
domain founded_year HQ Location
Develops specialized software for credit score assessment.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Zirtue

Frequently Asked Questions about Zirtue

When was Zirtue founded?

Zirtue was founded in 2018 and raised its 1st funding round 1 year after it was founded.

Where is Zirtue located?

Zirtue is headquartered in Dallas, United States. It is registered at Dallas, Texas, United States.

Who is the current CEO of Zirtue?

Dennis Cail is the current CEO of Zirtue.

Is Zirtue a funded company?

Zirtue is a funded company, having raised a total of $1.12M across 4 funding rounds to date. The company's 1st funding round was a Grant of $500K, raised on Jul 09, 2019.

What does Zirtue do?

Zirtue was founded in 2018 in Dallas, United States, as a fintech company focused on relationship-based lending. An online platform is operated to facilitate collateral-free loans between users and their personal networks. Automatic payment reminders and notifications are provided throughout the loan duration. The application is accessible via iOS and Android devices, supporting users in managing informal lending arrangements.

Who are the top competitors of Zirtue?

Zirtue's top competitors include Splitwise, Pigeon and Jinjiedao.

What products or services does Zirtue offer?

Zirtue offers Zirtue App and Payment Guard Insurance.

Who are Zirtue's investors?

Zirtue has 6 investors. Key investors include Google, Northwestern Mutual, Techstars, Jaylon Smith, and Revolution.

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