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Bargach Finance Private Limited - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹15.96 Cr
▲ 29% YoY
Net profit · FY 2025
₹22 Lakh
Net margin 1.4%
EBITDA · FY 2025
₹56.68 Lakh
EBITDA margin 3.6%
Authorised capital
₹15.54 Cr
Registered with MCA
Paid-up capital
₹5.18 Cr
Issued & subscribed
Open charges
₹16 Cr
Secured borrowings
Company age
7 yrs
Est. 2019
Employees · EPFO
361
Provident fund records
About Bargach Finance Private Limited
Data last updated:
Bargach Finance Private Limited is a private limited company based in Kolkata, West Bengal, India, recognised as a startup by DPIIT. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 27 August 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67110WB2019PTC233620. Its GSTIN is 19AAICB6138P1Z0 (West Bengal).
The company has an authorised share capital of ₹15.54 Cr and a paid-up capital of ₹5.18 Cr. It is led by directors including Prasanta Kumar Sahu and Ashish Bhugra.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹15.96 Cr, a growth of 29% compared to the previous year. For the same year it recorded a net profit of ₹22 Lakh (net margin 1.4%) and EBITDA of ₹56.68 Lakh (EBITDA margin 3.6%). Revenue has grown at a compounded annual rate (CAGR) of 67% over three years and 188% over five years.
The company has about 361 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Bargach Finance. As per MCA filings, the company has open charges of ₹16 Cr on record.
For more details, the company can be reached via its website bargachfinance.com.
Company details
CIN U67110WB2019PTC233620
Registration Number 233620
Incorporation Date 27 August 2019
ROC Kolkata
Listing Status Unlisted
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
Recognitions & Rankings of Bargach Finance
Contact details
Bargach Finance Private Limited's registered office is in Kolkata, West Bengal. Its website is bargachfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressAso – 603 Tower – South Astra Towers 2C/1 Action Area – II C R, Ajarhat, Kolkata, West Bengal, India – 700161
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Bargach Finance Private Limited, buy the company report.
Comprehensive company report
Bargach Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Bargach Finance operates one associated brand: Bargach Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Microfinance company that provides group loans to financially needy families in semi-urban and rural areas for home improvement and enhancement of their standard of living | bargachfinance.com |
Business activity
The main business activity of Bargach Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Bargach Finance Private Limited, buy the company report.
Financials of Bargach Finance Private Limited
FY 2025 filings availableBargach Finance Private Limited reported revenue of ₹15.96 Cr (up 29% YoY) for FY 2025.
Revenue · FY 2025
₹15.96 Cr ▲ 29%
Net profit · FY 2025
₹22 Lakh margin 1.4%
EBITDA · FY 2025
₹56.68 Lakh margin 3.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 29%
3 years · compounded
▲ 67%
5 years · compounded
▲ 188%
EBITDA CAGR growth
1 year
▼ 37%
3 years · compounded
▼ 8%
5 years · compounded
▲ 28%
Revenue has grown at a compounded annual rate (CAGR) of 188% over five years, including 29% growth in the latest year. EBITDA fell 37% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹56.68 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹22 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
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| Inventories | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3.6% | ||||
| Net Profit Margin | 1.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Bargach Finance Private Limited, buy the company report.
Board of directors of Bargach Finance Private Limited
Bargach Finance has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prasanta Kumar Sahu Also directs: Vector Finance Private Limited, Sheathe Consulting and Marketing LLP, Sheathe Insurance Brokers LLP and 2 more | Director | 27 Aug 2019 | 7 Years 2 Months | Current |
| Ashish Bhugra Also directs: Artisan Soul Retail Private Limited | Director | 19 Feb 2021 | 5 Years 8 Months | Current |
| Rahul Johri Also directs: Vector Finance Private Limited, Sheathe Consulting and Marketing LLP, Sheathe Insurance Brokers LLP and 4 more | Director | 27 Aug 2019 | 7 Years 2 Months | Current |
| Dhiraj Bhutoria Also directs: Jalan Chemical Industries Pvt Ltd, VT Commodities India Private Limited, Vector Finance Private Limited and 1 more | Director | 07 Jan 2022 | 4 Years 10 Months | Current |
Auditor
Bargach Finance Private Limited is audited by Vinod S Agarwal & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Vinod S Agarwal & Associates | FY 2023 | 326629E |
Shareholding
The shareholding of Bargach Finance Private Limited is on record for 3 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Bargach Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹16 Cr
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Sep 2025 | 101159500 | Others | ₹16 Cr | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Bargach Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bargach Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Bargach Finance Private Limited has a workforce of 361 employees on its EPFO records as of Mar 30, 2024, across 1 active EPFO establishment.
Employee count
361
Active EPFO establishments
1
Employee growth
167.41%
GST
Bargach Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AAICB6138P1Z0 | West Bengal | Active | 01 Oct 2019 |
To see the full GST registrations and return filing status of Bargach Finance Private Limited, buy the company report.
Recent activity
Bargach Finance Private Limited has 7 board changes on record since 2019: 4 appointments and 3 cessations. The latest: Sumit Hans ceased to be Director on 20 Jun 2025.
AGM
Bargach Finance Private Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 16.00 Cr with Charge ID 101159500 was registered on 10 Sep 2025.
Ceased
Sumit Hans ceased to be Director.
Filing
Bargach Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kolkata.
Ceased
Sameer Sawhney ceased to be Director.
Appointed
Dhiraj Bhutoria was appointed as Director.
Ceased
Ashish Bhugra ceased to be Additional Director.
Appointed
Ashish Bhugra was appointed as Director.
Appointed
Prasanta Kumar Sahu was appointed as Director.
Appointed
Rahul Johri was appointed as Director.
Incorporation
27 Aug 2019
Bargach Finance Private Limited was registered on 27 Aug 2019 with Roc Kolkata & aged 7 years 2 months as per MCA records.
Frequently asked questions
Bargach Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 27 August 2019 (7+ years old) and is registered under CIN U67110WB2019PTC233620.
Bargach Finance has 4 current directors:
- Prasanta Kumar Sahu - Director
- Ashish Bhugra - Director
- Rahul Johri - Director
- Dhiraj Bhutoria - Director
The latest financial statements of Bargach Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Bargach Finance is 19AAICB6138P1Z0, registered in West Bengal.
The CIN (Corporate Identification Number) of Bargach Finance is U67110WB2019PTC233620. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bargach Finance was incorporated on 27 August 2019, making it 7+ years old. It is registered with the Registrar of Companies, Kolkata.
Sumit Hans ceased to be Director on 20 Jun 2025. Sameer Sawhney ceased to be Director on 23 Feb 2022. Dhiraj Bhutoria was appointed as Director on 07 Jan 2022. Bargach Finance has 7 board changes on record in total.
Yes, Bargach Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Bargach Finance can be reached through the website bargachfinance.com. Its registered office is in Kolkata, West Bengal, India.
The registered office of Bargach Finance is at Aso – 603 Tower – South Astra Towers 2C1 Action Area – II C R, Ajarhat, Kolkata, West Bengal, India – 700161.
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