About Vector Finance Private Limited
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Vector Finance Private Limited is a private limited company based in Bhubaneswar, Orissa, India, recognised as a startup by DPIIT. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 21 November 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Cuttack, under CIN U67190OR2018PTC029912. Its GSTIN is 21AAGCV6856L1ZW (Odisha). The company holds 6 GST registrations, all of them active.
The company has an authorised share capital of ₹38.29 Cr and a paid-up capital of ₹16.96 Cr. It is led by directors including Prasanta Kumar Sahu (Whole-Time Director) and Rahul Johri (Whole-Time Director).
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Plot No. K – 7/110 Ground Floor Ghatikia, Bhubaneswar, Orissa, India – 751029.
As per the financials filed for FY 2024, the company reported a revenue of ₹50.24 Cr, a growth of 18% compared to the previous year.
The company has about 1,006 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Vector Finance. As per MCA filings, the company has open charges of ₹69.13 Cr and satisfied charges of ₹43.81 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vectorfinance.in.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressPlot No. K – 7/110 Ground Floor Ghatikia, Bhubaneswar, Orissa, India – 751029
- IndustryFinancial Services, Microfinance Institutions, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Vector Finance
Vector Finance operates one associated brand: Vector Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Microcredit services are offered to underserved women via group loans. | vectorfinance.in |
Competitors & Alternatives of Vector Finance
Brands and companies operating in the same space as Vector Finance Private Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 ESAF | Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
 Satin Creditcare | Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
 Bharat Financial Inclusion | Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
 Muthoot Microfin | Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
 Svatantra Microfinance | Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
 Fincare Small Finance Bank | Micro-finance bank | Bengaluru, India, India | 2007 |
 Spandana Sphoorty Financial | Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
 Chaitanya India Fin Credit | Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
 Asirvad Microfinance | Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Vector Finance
The main business activity of Vector Finance is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Vector Finance Private Limited
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Vector Finance
Vector Finance Private Limited is audited by VINOD S AGARWAL AND ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VINOD S AGARWAL AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Vector Finance Private Limited
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Vector Finance Private Limited
Vector Finance Private Limited currently reports 5 directors and 1 key managerial person. 4 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prasanta Kumar Sahu Also directs: Bargach Finance Private Limited, Sheathe Consulting and Marketing LLP, Sheathe Insurance Brokers LLP and 2 more | Whole-Time Director | 21 Nov 2018 | 7 Years 10 Months | Current |
| Rahul Johri Also directs: Bargach Finance Private Limited, Sheathe Consulting and Marketing LLP, Sheathe Insurance Brokers LLP and 4 more | Whole-Time Director | 21 Nov 2018 | 7 Years 10 Months | Current |
| Ruchira Parshad Also directs: Darshanlal Jagdishparshad Private Limited, DLJP Properties Private Limited, D L J P Traders Pvt Ltd and 2 more | Director | 30 Sep 2019 | 7 Years 0 Months | Current |
| Dhiraj Bhutoria Also directs: Jalan Chemical Industries Pvt Ltd, VT Commodities India Private Limited, Bargach Finance Private Limited and 1 more | Director | 07 Jan 2022 | 4 Years 8 Months | Current |
| Priyanka Sarda | Company Secretary | 27 Sep 2024 | 2 Years 0 Months | Current |
| Anindya Paul Chaudhuri Also directs: Wa Techarch Private Limited | Director | 01 Oct 2024 | 2 Years 0 Months | Current |
Financials of Vector Finance Private Limited FY 2025 filings available
Vector Finance Private Limited reported revenue of ₹50.24 Cr (up 18.00% YoY) for FY 2024.
Ten-year financial statements for Vector Finance Private Limited
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Vector Finance
Shareholding and ownership data for Vector Finance Private Limited
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Vector Finance
| Date | Lender | Amount | Status |
|---|---|---|---|
| 10 Sep 2025 | Others | ₹16 Cr | Open |
| 31 May 2025 | Others | ₹12.63 Cr | Open |
| 18 Feb 2025 | Others | ₹5 Cr | Open |
| 17 Dec 2024 | Others | ₹9 Cr | Open |
| 26 Sep 2024 | Others | ₹75 Lakh | Open |
Total charge records: 30 View all charges
Employees and EPFO Compliance at Vector Finance
Vector Finance Private Limited has a workforce of 1,006 employees as of Apr 05, 2024.
Employee and EPFO history for Vector Finance Private Limited
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Vector Finance
Vector Finance has 6 GST registrations: 6 active. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 21AAGCV6856L1ZW | Odisha | Active | 24 Dec 2018 |
| 19AAGCV6856L1ZH | West Bengal | Active | 21 Jun 2019 |
| 22AAGCV6856L1ZU | Chhattisgarh | Active | 27 Sep 2019 |
| 16AAGCV6856L1ZN | Tripura | Active | 29 Oct 2019 |
GST registrations and filing compliance for Vector Finance Private Limited
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Vector Finance
Credit ratings, litigation, and regulatory alerts for Vector Finance Private Limited
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Vector Finance
MSME payment history for Vector Finance Private Limited
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Vector Finance
Corporate group structure for Vector Finance Private Limited
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Vector Finance
MCA filings and documents for Vector Finance Private Limited
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Vector Finance
Recent News on Vector Finance
Frequently Asked Questions about Vector Finance Private Limited
Vector Finance is an active private limited company based in Bhubaneswar, Orissa, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 21 November 2018 (8+ years old) and is registered under CIN U67190OR2018PTC029912.
Vector Finance reported revenue of ₹50.24 Cr for FY 2024 (up 18.00% YoY).
Vector Finance has 6 current directors and KMP:
- Prasanta Kumar Sahu - Whole-Time Director
- Rahul Johri - Whole-Time Director
- Ruchira Parshad - Director
- Dhiraj Bhutoria - Director
- Anindya Paul Chaudhuri - Director
- Priyanka Sarda - Company Secretary
The GSTIN of Vector Finance is 21AAGCV6856L1ZW, registered in Odisha. The company has 6 GST registrations in all, of which 6 are active. Other active GSTINs include 19AAGCV6856L1ZH (West Bengal), 22AAGCV6856L1ZU (Chhattisgarh), 16AAGCV6856L1ZN (Tripura).
The CIN (Corporate Identification Number) of Vector Finance is U67190OR2018PTC029912. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vector Finance was incorporated on 21 November 2018, making it 8+ years old. It is registered with the Registrar of Companies, Cuttack.
Yes, Vector Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Vector Finance can be reached through the website vectorfinance.in. Its registered office is in Bhubaneswar, Orissa, India.
The registered office of Vector Finance is at Plot No. K – 7110 Ground Floor Ghatikia, Bhubaneswar, Orissa, India – 751029.