About Bfintech Private Limited
Data last updated:
Bfintech Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the business and IT consulting segment of the business process outsourcing sector. It was incorporated on 19 January 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67190MH2015PTC261133. Its GSTIN is 27AAFCV0020K1ZJ (Maharashtra).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹46.26 Lakh. It was formerly known as Vermillion Finalytics Private Limited. It is led by directors including Vishal Singh Nathani and Pratapsingh I Nathani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.51 Cr, a decline of 30% compared to the previous year. For the same year it recorded a net profit of ₹95.69 Lakh (net margin 12.7%) and EBITDA of ₹1.62 Cr (EBITDA margin 21.6%). Revenue has grown at a compounded annual rate (CAGR) of 57% over three years and 82% over five years.
The company is associated with 1 brand: LoanXpress. The company has 3 deals on record (1 acquisition, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹63 Lakh; the latest was in March 2017. Its 10 peer companies in the Consumer Services industry (Professional Services) are compared by revenue, 5 larger and 5 smaller; the largest is Abalone Creation Private Limited.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website loanxpress.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address5W 5th Floor The Metropolitan, Block E Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051
- IndustryBusiness Outsourcing, Business & IT Consulting
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Bfintech Private Limited
The main business activity of Bfintech is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Bfintech Private Limited FY 2025 filings available
Bfintech Private Limited reported revenue of ₹7.51 Cr (down 30% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Bfintech Private Limited
Revenue fell 30% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 82%. EBITDA fell 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Bfintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.62 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹95.69 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Bfintech Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 21.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 12.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Bfintech are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Bfintech Private Limited
Bfintech Private Limited is compared with the companies closest to it by revenue in the Consumer Services industry (Professional Services). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Abalone Creation Private Limited | •••• | •••• | •••• | •••• | - | 24 Pgs North, West Bengal, India |
| Alchemia Design Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Center for Incubation Innovation Research and Consultancy | •••• | •••• | •••• | •••• | - | Bangalore, Karnataka, India |
| Dhavdi Sons Private Limited | •••• | •••• | •••• | •••• | - | Ahmedabad, Gujarat, India |
| Rane Management Consultant Private Limited | •••• | •••• | •••• | •••• | 68 | Airoli, Maharashtra, India |
| Bfintech Private Limited this company | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Komal Vincom Private Limited | •••• | •••• | •••• | •••• | - | Kolkata, West Bengal, India |
| Eureka Sustainability International Private Limited | •••• | •••• | •••• | •••• | - | Rampur, Uttar Pradesh, India |
| Mehta & Padamsey Insurance Surveyors & Loss Assessors Private Limited | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Ingenious Business Advisory Private Limited | •••• | •••• | •••• | •••• | - | Hyderabad, Telangana, India |
| Iar Insurance Surveyors and Loss Assessors Private Limited | •••• | •••• | •••• | •••• | - | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Bfintech by revenue in the Consumer Services industry (Professional Services), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Bfintech Private Limited
Bfintech Private Limited is audited by ASHOK PATEL AND ASSOCIATES for the financial year 2018.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ASHOK PATEL AND ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Bfintech Private Limited
Bfintech has 3 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishal Singh Nathani Also directs: Indus Debt Circle Insights LLP, Beacon Asset Management LLP, Indus Debt Circle Insights Private Limited and 5 more | Director | 14 Jul 2025 | 1 Years 2 Months | Current |
| Pratapsingh I Nathani Also directs: Indus Debt Circle Insights LLP, Prasana Realty Services LLP, Beacon Asset Management LLP and 5 more | Director | 01 Jul 2015 | 11 Years 3 Months | Current |
| Jaydeep Bhattacharya | Additional Director | 18 Sep 2025 | 1 Years 0 Months | Current |
Ownership and Shareholding of Bfintech Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Bfintech Private Limited
Bfintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Bfintech Private Limited
Bfintech Private Limited has 3 deals on record (1 acquisition, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹63 Lakh; the latest was in March 2017.
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2017 | Funding round | ₹63 Lakh | Investors: Trust Capital, 3 individuals |
| Oct 2016 | Acquisition | ₹44 Lakh | Buyer: an individual |
| Jan 2016 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: 2 individuals |
Full deal history
All 3 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Associated Brands with Bfintech Private Limited
Bfintech operates one associated brand: LoanXpress. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Delivers structured debt solutions for SMEs, mid-market companies, and non-banking financial entities. | loanxpress.com |
Employees and EPFO Compliance at Bfintech Private Limited
Employment history and EPFO contributions of people linked to Bfintech.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Bfintech Private Limited
Bfintech Private Limited has 12 board changes on record since 2015: 5 appointments and 7 cessations. The latest: Jaydeep Bhattacharya was appointed as Additional Director on 18 Sep 2025.
3 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Bfintech Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Bfintech Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Bfintech Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Bfintech Private Limited
Bfintech has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAFCV0020K1ZJ | Maharashtra | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Bfintech Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Bfintech Private Limited
Bfintech is an active private limited company based in Mumbai, Maharashtra, India. The company works in business and IT consulting, within the business outsourcing industry. It was incorporated on 19 January 2015 (11+ years old) and is registered under CIN U67190MH2015PTC261133.
Bfintech reported revenue of ₹7.51 Cr for FY 2025 (down 30% YoY).
Bfintech has 3 current directors:
- Vishal Singh Nathani - Director
- Pratapsingh I Nathani - Director
- Jaydeep Bhattacharya - Additional Director
Bfintech reported a net profit of ₹95.69 Lakh (net margin 12.7%) and EBITDA of ₹1.62 Cr (EBITDA margin 21.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Bfintech is 57% over three years and 82% over five years. In the latest year (FY 2025) revenue fell 30%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Bfintech is 27AAFCV0020K1ZJ, registered in Maharashtra.
The CIN (Corporate Identification Number) of Bfintech is U67190MH2015PTC261133. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bfintech was incorporated on 19 January 2015, making it 11+ years old. It is registered with the Registrar of Companies, Mumbai.
Bfintech has 3 deals on record (1 acquisition, 1 funding round, 1 secondary share transfer), with disclosed funding of ₹63 Lakh; the latest was in March 2017.
The peers of Bfintech by revenue are Abalone Creation Private Limited, Alchemia Design Private Limited, Center for Incubation Innovation Research and Consultancy, Dhavdi Sons Private Limited, Rane Management Consultant Private Limited and 5 more, all in the Consumer Services industry (Professional Services).
Jaydeep Bhattacharya was appointed as Additional Director on 18 Sep 2025. Vishal Singh Nathani was appointed as Director on 14 Jul 2025. Puneet Chaudhary ceased to be Director on 27 Mar 2025. Bfintech has 12 board changes on record in total.