MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-20-0000092
Bhadri and Mani Chit Private Limited
Bhadri and Mani Chit Private Limited - financial services in Salem, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹57.42 Lakh
▲ 9% YoY
Net profit · FY 2025
₹5.01 Lakh
Net margin 8.7%
EBITDA · FY 2025
₹12.88 Lakh
EBITDA margin 22.4%
Authorised capital
₹6 Lakh
Registered with MCA
Paid-up capital
₹6 Lakh
Issued & subscribed
Open charges
₹15 Lakh
Secured borrowings
Company age
32 yrs
Est. 1994
Directors on board
3
As per MCA filings
About Bhadri and Mani Chit Private Limited
Data last updated:
Bhadri and Mani Chit Private Limited is a private limited company based in Salem, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 27 January 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1994PTC004808. Its GSTIN is 33AABCB1160E1ZG (Tamil Nadu).
The company has an authorised share capital of ₹6 Lakh and a paid-up capital of ₹6 Lakh. It is led by directors including Rohini Subramanian (Managing Director) and Voorakarai Subramanian Vishnuhassan.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 15/100 Greenways Road 1st Floor Fairlands, Salem, Tamil Nadu, India – 636016.
As per the financials filed for FY 2025, the company reported a revenue of ₹57.42 Lakh, a growth of 9% compared to the previous year. For the same year it recorded a net profit of ₹5.01 Lakh (net margin 8.7%) and EBITDA of ₹12.88 Lakh (EBITDA margin 22.4%). Revenue has grown at a compounded annual rate (CAGR) of 16% over three years and 8% over five years.
As per MCA filings, the company has open charges of ₹15 Lakh on record. Court records list 2 cases involving the company, including 2 filed by the company; 2 cases are pending.
Bhadri and Mani Chit Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-20-0000092). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U65992TZ1994PTC004808
Registration Number 004808
Incorporation Date 27 January 1994
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-20-0000092
Key People
Rohini Subramanian Managing Director Voorakarai Subramanian Vishnuhassan Director Subramanian Balakrishnan Director Recognitions & Rankings of Bhadri and Mani Chit
Contact details
Bhadri and Mani Chit Private Limited's registered office is in Salem, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered Address15/100 Greenways Road 1st Floor Fairlands, Salem, Tamil Nadu, India – 636016
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Bhadri and Mani Chit Private Limited, buy the company report.
Comprehensive company report
Bhadri and Mani Chit Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Bhadri and Mani Chit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Bhadri and Mani Chit Private Limited, buy the company report.
Financials of Bhadri and Mani Chit Private Limited
FY 2025 filings availableBhadri and Mani Chit Private Limited reported revenue of ₹57.42 Lakh (up 9% YoY) for FY 2025.
Revenue · FY 2025
₹57.42 Lakh ▲ 9%
Net profit · FY 2025
₹5.01 Lakh margin 8.7%
EBITDA · FY 2025
₹12.88 Lakh margin 22.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 9%
3 years · compounded
▲ 16%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▲ 71%
3 years · compounded
▲ 13%
5 years · compounded
▲ 7%
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 9% growth in the latest year. EBITDA rose 71% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹12.88 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.01 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.4% | ||||
| Net Profit Margin | 8.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Bhadri and Mani Chit Private Limited, buy the company report.
Board of directors of Bhadri and Mani Chit Private Limited
Bhadri and Mani Chit has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Voorakarai Subramanian Vishnuhassan | Director | 24 Apr 2015 | 11 Years 6 Months | Current |
| Subramanian Balakrishnan | Director | 27 Jan 1994 | 32 Years 9 Months | Current |
| Rohini Subramanian | Managing Director | 27 Jan 1994 | 32 Years 9 Months | Current |
Peer comparison
Bhadri and Mani Chit Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Suphalacharita Chit Fund Private Limited | ₹59.01 Lakh (FY 2018) | 1.0% | Hyderabad, Telangana, India | |||
| Kopuram Chits Private Limited | ₹58.15 Lakh (FY 2022) | 34.0% | Kuniyamuthur, Tamil Nadu, India | |||
| BLC Nidhi Limited | ₹57.65 Lakh (FY 2023) | 72.0% | Koppal, Karnataka, India | |||
| Bhadri and Mani Chit Private Limitedthis company | ₹57.42 Lakh (FY 2025) | ₹5.01 Lakh | 8.7% | 9.0% | Salem, Tamil Nadu, India | |
| HSR Chits Private Limited | ₹57.4 Lakh (FY 2023) | 112.0% | Bangalore, Karnataka, India | |||
| Selvanaayaki Chit Private Limited | ₹57.36 Lakh (FY 2025) | -9.0% | Tirupur, Tamil Nadu, India | |||
| Chaitraratha Chits Private Limited | ₹57.17 Lakh (FY 2022) | -48.0% | Kamareddy, Telangana, India | |||
| Poonamdeep Chit Fund Private Limited | ₹57.11 Lakh (FY 2025) | 2.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Bhadri and Mani Chit Private Limited, buy the company report.
Shareholding
The shareholding of Bhadri and Mani Chit Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Bhadri and Mani Chit Private Limited, buy the company report.
Charges & borrowings
Open charges
₹15 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Dec 2025 | 101200156 | Others | ₹15 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Bhadri and Mani Chit Private Limited has 2 court cases on record: 2 filed by Bhadri and Mani Chit. All cases are pending.
Total cases
2
Filed by the company
2
Pending
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 2 |
Cases on record (1 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Salem, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Bhadri and Mani Chit Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bhadri and Mani Chit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Bhadri and Mani Chit has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCB1160E1ZG | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Bhadri and Mani Chit Private Limited, buy the company report.
Recent activity
Bhadri and Mani Chit Private Limited has 5 board changes on record since 1994: 3 appointments and 2 cessations. The latest: Voorakarai Subramanian Vishnuhassan ceased to be Additional Director on 30 Sep 2016.
Charges
A charge with Others amounted to Rs. 15.00 Lakh with Charge ID 101200156 was registered on 01 Dec 2025.
AGM
Bhadri And Mani Chit Private Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records.
Filing
Bhadri And Mani Chit Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Coimbatore.
Ceased
Voorakarai Subramanian Vishnuhassan ceased to be Additional Director.
Ceased
Radharukmani Balakrishnan ceased to be Director.
Appointed
Voorakarai Subramanian Vishnuhassan was appointed as Director.
Appointed
Rohini Subramanian was appointed as Managing Director.
Appointed
Subramanian Balakrishnan was appointed as Director.
Incorporation
27 Jan 1994
Bhadri And Mani Chit Private Limited was registered on 27 Jan 1994 with Roc Coimbatore & aged 32 years 9 months as per MCA records.
Frequently asked questions
Bhadri and Mani Chit is an active private limited company based in Salem, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 27 January 1994 (32+ years old) and is registered under CIN U65992TZ1994PTC004808.
Bhadri and Mani Chit has 3 current directors:
- Rohini Subramanian - Managing Director
- Voorakarai Subramanian Vishnuhassan - Director
- Subramanian Balakrishnan - Director
The latest financial statements of Bhadri and Mani Chit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Bhadri and Mani Chit is 33AABCB1160E1ZG, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Bhadri and Mani Chit is U65992TZ1994PTC004808. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bhadri and Mani Chit has 2 court cases on record: 2 filed by the company. 2 are pending.
Bhadri and Mani Chit was incorporated on 27 January 1994, making it 32+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Bhadri and Mani Chit by revenue are Suphalacharita Chit Fund Private Limited, Kopuram Chits Private Limited, BLC Nidhi Limited, HSR Chits Private Limited, Selvanaayaki Chit Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Voorakarai Subramanian Vishnuhassan ceased to be Additional Director on 30 Sep 2016. Radharukmani Balakrishnan ceased to be Director on 24 Apr 2015. Voorakarai Subramanian Vishnuhassan was appointed as Director on 24 Apr 2015. Bhadri and Mani Chit has 5 board changes on record in total.
Yes, Bhadri and Mani Chit is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-20-0000092).
The registered office of Bhadri and Mani Chit is at 15100 Greenways Road 1st Floor Fairlands, Salem, Tamil Nadu, India – 636016.
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